Personal Loan Margoa

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Margoa

      Major Personal Loan Providers in Margoa

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Margoa Features

      Personal Loan Margoa

      With ever-increasing demands budget, stricken individuals often resist themselves from fulfilling their desires. Easy paperwork and loan processing is one of the attributes of Individual loans. All you have to do is sit back and verify details at ease.

      • Efficient loan repayment tenures that suit your comfort zone.
      • Personal Loan Margoa is a loan that gives financial assistance to customers at affordable and cost-effective interest rates.
      • To get a Personal Loan, the applicant is required to have a strong and reliable source of income and also good credit history.
      • Also, you get the liberty to invest the loan amount wherever you want.

      Personal Loan Margoa Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Margoa

      Necessary papers required for personal loan Margoa:

      Salaried Customers:

      1.  ID proof (Aadhar card/driving license) for the applicant 
      2. Slips for salary for the past three months
      3. Statement of Bank for the last 6 months
      4. PAN Card for verification
      5. Proof of Residence (Own/Rent/Company provided)
      6. Two Passport-size photographs of the candidate

      *NOTE: In case of rented apartments, rent agreement is needed to be submitted.

      Self-Employed Customers:

      1. All financial statements are needed (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card of the applicant
      3. Aadhar card for verification
      4. Proof of residence
      5. Two passport-sized photographs for verification

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Margoa

      Click here to know more about personal loan eligibility.

      Salaried Applicants

      1. The minimum age of the applicant should not be less than 21 years or more than 60 years.
      2. The applicant should have an excellent credit history.
      3. The applicant must have work experience of at least three years. The salary should have been transferred in their accounts only.
      4. The borrower must have a minimum income of INR 25,000 p.m.
      5. The location of the applicant’s job should be stated.

      Click here to know more about a personal loan for a Salaried Applicant.

      Self-Employed Applicants

      1. The candidate must belong to an age group of min 25 years.
      2. The applicant applying for the personal loan should have been filing ITR for the past three years of the operating business firm.
      3. If the applicant is a businessman, then the business is required to be efficiently running for the last 3 years.
      4. The yearly income of the applicant should be a minimum of Rs 2.5 lakh.
      5. The credit score of the applicant should be good, and there must not be any debt or dues pending.
      6. The whole document verification process of the personal loan requires the applicant to submit his financial and his bank statement of the previous three months.

      Click here to know more about the personal loan for– Self-employed Applicant.

      Why Apply for Personal Loan Margoa?

      1. There is no obligation for submitting a mortgage or collateral for bank security.
      2. A personal loan is a multidimensional loan; thus, it can be put to use for all the issues related to money.
      3. The amount of personal loans is solely based on the repayment capacity of the individual.
      4. A Personal Loan does not need any nominee or guarantor.

      How to apply for Personal Loan Margoa?

      1. Visit this website: Dialabank.
      2. Then, navigate through the loan section and go to the personal loan link.
      3. You will be directed to the detailed information of the personal loan where you can pick your city.
      4. For further information and free guidance, feel free to call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Margoa

      All Banks and NBFCs charge a certain fee for processing a Personal Loan application. The Personal Loan Margoa processing fee is 1% of the sanctioned loan amount.

      To know about the interest rate click on the personal loan interest rate.

      Personal Loan Margoa EMI Calculator

      Equated Monthly Installments or EMI is a monthly fixed charge that you are required to pay to the bank as monthly repayment for the loan amount which is borrowed. Depending on your profile, the rate of interest on your loan is set. The EMI on your loan is calculated based on the Interest Rate the bank charges you and the loan amount you have to take and the period for which you take the loan. You can use a personal loan EMI calculator to calculate your EMIs. 

      CIBIL Score required for Personal Loan Margoa

      All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Margoa. Mostly, the institutions need a minimum score of at least 750 to process an application further.

      No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Margoa Agents

      Dialabank is one of the leading agents for availing Personal Loan in Margoa. You can easily apply online at Dialabank or give a call at 9878981166

      Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

      Personal Loan Margoa Contact Number

      Call 9878981166 and get timely assistance and approval for a Personal Loan in Margoa.

      Pre Calculated EMI Table for Personal Loan Margoa

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Margoa

      Margoa is a city in the western Indian state of Goa. Its Portuguese colonial past is evident in buildings like the 1675 baroque Holy Spirit Church, with its ornate interior and pipe organ. Sat Burzam Ghor is a grand 1700s mansion with 3 of its original 7 gables remaining. Margoa Municipal Garden includes the colonial Municipal Building and library. Southwest, in Benaulim, the Goa Chitra Museum exhibits ancient tools.

      FAQs About Personal Loan Margoa

      Who can apply for a Personal Loan in Margoa?

      Individuals with urgent financial needs with a consistent income source (from employment or business) can apply for a Personal Loan in Margoa.

      What is the tenure of a Personal Loan in Margoa?

      Most of the Banks and NBFCsPersonal loans from 1 year to 5 years tenure. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Margoa?

      Yes, there are 2 types of charges that one needs to pay to avail a personal loan in Margoa:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The Personal Loan Margoa processing fee is 1% of the sanctioned loan amount.

      Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Margoa get rejected due to my CIBIL score?

      Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future.

      Make sure you don’t skip any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.

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