Personal Loan Mau

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Providers in Mau

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Mau Features

Personal Loan MauA personal loan will help you in many ways as you expect. Maybe it’s your wedding, event, or any holiday plan, this loan gives you wide options to execute them. Before moving forward, you should know some basic details of a personal loan.

  • The Loan amount depends upon the income and repayment capability of the person.
  • It is a multi-purpose offer that can be used for almost all financial problems of life.
  • No need to put any property or asset as collateral to the lender.
  • No cosigner needed.

Personal Loan in Mau Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Mau Documents Required 

Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

Salaried Customers:

  1. Personal Loan MauPAN Card
  2. Residence Proof (Owned/Rented/Company provided)
  3. Passport-sized photographs – 2
  4. Identity proof (Aadhar card/driving license)
  5. Salary slips of last three months
  6. Bank statements for the last 6 months

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Mau Eligibility Criteria

The Personal loan eligibility criteria also differ for both Salaried and Self-Employed customers:

Salaried Applicants

  • Minimum age: 21 year
  • Maximum age: 60 years
  • Net monthly income: Above Rs. 18,000
  • Minimum Experience:6 months in the current job. * In the case of Super A company minimum experience in the current job required is 3 months.
  • Total-experience required: 1 year
  • Cibil score 700+

Self-Employed Applicants

  • Minimum age: 25 years.
  • Maximum age: 65 years.
  • Minimum annual turnover: Rs. 20 lakh
  • Experience in current business: 3 years
  • Total-experience in business: 5 years

Why Apply for Personal Loan Mau?

  • A Loan without any security: Banks don’t ask for any security or collateral. So, there is no need for depositing collateral or security.
  • Simple Documentation: You can get it with minimum documentation with a quick process. Banks need some basic documents of a customer like identity proof, address proof, income proof, etc.
  • The amount can be ranging from Rs. 50,000 to Rs. 20 lakh.
  • Fast Loan Approval: It is easily sanctioned within 48-72 hours without any hassle. After getting the documents, the loan will get disbursed within 24 hours of verification.
  • Multipurpose: Personal loans can be used for various purposes i.e. paying bills, holidays, weddings, buying new land, etc.
  • No Third-party: It is a relationship between the borrower and the lender. The loan is directly given to the customer without the involvement of the third party.

How to apply for Personal Loan Mau?

  1. Visit dialabank
  2. Fill in the required details like name, income, location, etc.
  3. Choose a personal loan option from the box.
  4. Click on Request a quote.
  5. Wait as our relationship manager will soon get in touch with you.
  6. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Mau

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1% to 2.5% of the sanctioned loan amount.

Personal Loan Mau EMI Calculator

  • Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.
  • Based on your profile, income, loan amount, and tenure the interest rate on your loan is determined.
  • Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month.
  • You can also determine your EMI using the Personal loan EMI Calculator.

CIBIL Score required for Personal Loan Mau

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Allahabad. Most institutions require a minimum score of 750 to process your loan application. Others might look into other factors like income and job stability to process the loan.

personal loan at 10.75%*

Personal Loan Mau Agents

Dialabank helps you in comparing various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for a personal loan in Mau. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The benefits of applying through DialaBank are:

  • Lowest interest rates
  • Instant Approval in 2 hours
  • Easy Documentation and flexible loan tenure
  • Get a dedicated helpline for your loan enquires

Personal Loan Mau Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Mau.

Pre Calculated EMI Table for Personal Loan Mau

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Mau

Mau is one of the districts of the Indian state of Uttar Pradesh, and Mau town acts as its district headquarter which is also one of the few remaining areas of handloom saree production in eastern Uttar Pradesh, specializing in Sadiya silk sarees.

Menu