Personal Loan in Metpalle
| Feature | HDFC Bank | Private Bank | Bajaj Finance |
| Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
| Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
| Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
| Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
| Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
| Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
| Overdraft Facility | No | No | Yes |
Personal Loan in Metpalle Features
Personal Loans is the best loan can be utilized for plenty of reasons in the case when you are planning a vacation, for home renovation, for marriage purpose and many more. A Personal Loan is one of the best loan avails in the market to fulfil your desire for funds. Dialabank is one of the best platforms to get a Personal loan with minimal documentation and speedy approval when you apply through Dialabank
Apply now and grab the best deal today and make your dreams alive.
- If you are living with the financial shortages of your life then personal loans are the best option for you.
- Personal Loan Metpalle is the kind of loan which the banks and NBFCs are providing to the people so that they could make a difference in their life.
- These loans are given on the basis of the banks and
- Personal loans are the loans which the banks and NBFCs provide to the applicants so that they could wipe out the financial deficiencies of their lives.
- These personal loans are provided on the basis of the earnings of the customers.
- These loans are not based on collateral and securities.
- Therefore, Personal Loan Metpalle is an unsecured loan.
Personal Loan in Metpalle Interest Rates and Charges
- The starting, 7.35% rate of interest, is granted on Personal Loan Metpalle. The interest rates on these loans can be changed on the basis of the amounts of the loan, time period and on the applicant’s profile.
- The fee of processing is in between 0.2% to 2.00% of the loan amount.
- The rate of interest can be changed with the help of the followings
- CIBIL/Credit History – The applicants with higher CIBIL scores can get lower interest rates.
- Nature of Employment – If the applicant is an employee of a reputed company or the government, then he can get the lower rates for these loans.
- Bank Customer Relations – If the customer has a well-maintained account or has maintained a loan before from a bank then the applicant might be able to negotiate the amount of the interest on the personal loan in Metpalle.
Personal Loan in Metpalle Eligibility Criteria
You can check your personal loan eligibility by clicking on the link.
|
Salaried Individuals |
Self Employed Individuals |
||
|
Age |
Minimum 21 years Maximum 60 years |
Age |
Minimum 25 years Maximum 65 years |
|
Salary |
Rs.15,000 (Monthly). |
ITR |
An Annual ITR of 2.5 to 3 lakh is required. |
|
Work Experience |
Overall 3 years and one year experience in the current job |
Business Stability |
Your business should be running from last 3 years with continuous profit. |
|
Mandatory |
the applicant must have a salary account |
Mandatory |
the business of the applicant must be audited by CAs |
| Credit score Chart | ||
| Score | Grading | Average Personal Loan APRs |
| 720 and Above | Excellent | 10.03% – 12.05% |
| 680 to 719 | Good | 3.05% – 15.05% |
| 620 to 679 | Average | 17.08% – 19.09% |
| 580 to 619 | Poor | 19.9% – 21.09 % |
| 500 to 579 | Bad | 21.09%- 24.07% |
| Less than 500 | Miserable | 28.05% – 32.00% |
Personal Loan in Metpalle Documents Required
|
Salaried Individual |
Self Employed People |
|
Last 2-months’ salary slips |
Last 2 years Balance Sheet |
|
Last 2 year Form 16 |
Last 2 Years ITR |
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Latest 6-month bank statements |
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Photocopy of Pan Card |
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Residence & Address Proof |
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2 passport size photographs |
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How to Apply for Personal Loan Metpalle?
- Apply online on Dialabank
- Fill the form with your basic details
- Call the helpline number 9878981166 for more details
- We assure you that we will provide you with the lowest interest rate
Why one should choose Personal Loan through Dialabank?
Dialabank is India’s first financial helpline it provides the best financial services to customers all over India secondly guidance to the customers free of cost. There are no additional charges of applying for a gold loan online on the website of Dialabank beside that, the bank is old and well reputed so there is no risk so can apply easily online visit Dialabank
Personal Loan Metpalle Agents and Contact Number
Dialabank is the leading agent for availing Personal Loan in Metpalle. You can apply online at Dialabank or give a call at 9878981166
About Metpalle
Metpalle is a town in district Jagtial in state Telangana, India. To get Personal Loan Metpalle is a very easy and simple process just you have to fill the form and we provide you with the lowest interest rate by comparing the rate of banks
Personal Loan Interest Rate: Updated
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Personal Loan in Other Cities of Telangana
| Personal Loan Nizamabad | Personal Loan Palvancha |
| Personal Loan Palwancha | Personal Loan Parkal |
| Personal Loan Peddapur | Personal Loan Raghavapet |
| Personal Loan Ramagundam | Personal Loan Rangareddi |
