Personal Loan Miraj

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Miraj

      Major Personal Loan Providers in Miraj

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Miraj Features

      Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is available for you. This kind of loan is not only of an unsecured nature with very fewer records required with even lesser paperwork. This type of loan may be provided in up to 48 hours to get approved following the process of confirmation.

      Personal Loan Miraj gives financial aid assistance to all customers at an affordable as well as cost-effective interest times. To get a Personal Loan, the applicant is expected to have a similarly stronger and dependable source of income and also a reasonably good credit history profile.

      Also, there exists no stated end-use limitation on the use of the personal loan amount. This loan product can be used in whatever way wanted. personal loan miraj

      In order to appeal for a personal loan, Miraj click on Personal Loan

      Personal Loan Miraj Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Miraj

      Salaried Customers:

      1. Identity data(Aadhar card/driving license)
      2. Statements for the wages of the past three months.
      3. Bank accounts for the last 6 months
      4. PAN
      5. Proof for Residency(Own/Rent/Company provided)
      6. Passport-size picture- 2

      *NOTE: If one lives in paid apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements are wanted(Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar
      4. Residence Test
      5. Passport-sized photos- 2

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Miraj

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The base age of the applicant ought not to be under 21 years or over 60 years.
      2. The candidate must have a working knowledge of in any event three years. The coverage ought to have been moved in their studies as they were.
      3. The applicant should have an outstanding reputation in history.
      4. The job location of the applicant should be considered.
      5. The borrower must have a minimum salary of at least INR 25,000 p.m.

      Click here to know deeper about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of an autonomous person applying should be in the shortest 25 years.
      2. The applicant asking for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be working well from the last 3 years.
      3. The credit score of the candidate should be good and there must not be any debt or any dues pending.
      4. The yearly income of the candidate should be no less than Rs 2.5 lakh.
      5. The entire document verification method for personal loan support requires the applicants to submit their financial declarations and their bank statement for the past three months.

      Click here to understand more concerning the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Miraj?

      1. There is no hard and fast course for the terms of depositing any contract or collateral as a security to the bank.
      2. A personal loan is a kind of multidimensional loan, so it can be set to use for any sort of issue.
      3. The amount of personal loans is entirely based on the repayment capacity of the candidate.
      4. A Personal Loan does not require any candidate or guarantor.

      How to apply for Personal Loan Miraj?

      1. Visit this website: Dialabank.
      2. Then, go to the loan part and go to the personal loan link. It will lead you to the detailed knowledge of the personal loan where you can pick your city. For more news and free administration, please call 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Miraj

      All Banks and NBFCs cost a certain fee to prepare a Personal Loan form. This cost ranges between 1.5% to 2.5% of the approved loan amount.

      If you wish to close your credit before the selected loan tenure, all lending establishments will be charging you a fine as a prepayment fee. Usually, you will not be provided to close your loan before a period of 12 months. Post that, the charges differ based on the number of years the loan has completed. This charge varies from 4% of the outstanding loan amount in the second year to 2% in the fourth year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Miraj EMI Calculator

      Equated Monthly Installments or EMI implies a regularly fixed rate that you are needed to pay to the bank as regular repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate the bank charges you with and the loan product you have to take and the period for which you take the loan.

      Click here for personal loan EMI calculator

      CIBIL Score required for Personal Loan Miraj

      All the lending companies have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Miraj. Mostly, the institutions need a minimum score of at least 750 to further process an application.

      No institution only looks at the overall score. They also look at a developed view of the previous loans. The features include the type of loans and the value of money that was borrowed. If there exists any delay in the amounts of the previous loans, it may prevent the approval of the present loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Miraj Agents

      Dialabank is one of the leading agents for availing Personal Loan in Miraj. You can easily apply online at Dialabank or give a call at 9878981166

      Dialabank helps you to look for the best option of Banks and NBFCs by giving you entrance to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website Dialabank and fill out a single form with the details of personal and employment data. Our customer relationship managers will be in perception with you shortly.

      Personal Loan Miraj Contact Number

      Call 9878981166 and get timely support and approval for a Personal Loan in Miraj.

      Pre Calculated EMI Table for Personal Loan Miraj

      Click here for a personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Miraj

      Miraj is a city in southern Maharashtra that was founded in the early 10th century.

      FAQs About Personal Loan Miraj

      Who can apply for a Personal Loan in Miraj?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Miraj.

      What is the tenure of Personal Loan in Miraj?

      Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Miraj?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Miraj:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

      Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Miraj get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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