Personal Loan Moga

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Moga

      Best Banks for Personal Loan in Moga

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Click here to get an instant personal loan

      Personal Loan in Moga Features

      personal loan mogaAre you looking for additional financial assistance to meet your personal requirements? If yes, then go for a personal loan. It is a loan that can be used for varied purposes like going for a holiday, paying debts, paying tuition fees, and others. Personal Loan provides an answer to all demands of financial needs and cash urgently.

      This loan is unsecured in nature with min documentation and less paperwork. This loan can get approved within approximately 2 days after the verification process. A personal loan will help you to get over with your financial issue.

      As the name suggests, a Personal Loan may be received by an applicant due to an urgent requirement of cash, for example, any medical issue, education purpose, or marriage or to fulfil any of your other personal needs. This is a life-saving option.

      Personal Loan in Moga Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Moga Documents Required 

      The documents required for a personal loan varies from a salaried customer to a self-employed customer in the following manner:

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. PAN Card
      3. Residence Proof (Owned/Rented/Company provided)
      4. Salary slips of last three months
      5. Bank statements for the last 6 months
      6. Passport-sized photographs – 2
      7. Rent agreement needs to be attached for a rented apartment.

      Self-Employed Customers:

      1. Balance Sheet, Profit & Loss Statement as well as ITR files
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Moga

      The personal loan eligibility criteria for both Self-Employed and Salaried are varied. It is based on the lending bank which has to approve the request of the applicant regarding the credit. There are two categories of applicants:

      1. Salaried
      2. Self-employed

      There are various eligibility criteria for both applicants:

      Salaried Applicants

      1. Age requirements of individuals should be 21 years and up to 60 years.
      2. The applicants must have the service experience of the 3 years.
      3. The applicants must have an excellent credit history.
      4. The job location of the applicant should be mentioned.

      Self-Employed Applicants

      1. The age requirement for a person should be 25 years.
      2. ITR for the last three years.
      3. Financial statement of the previous 3 months.
      4. If a businessman, then the business should be running for the past 3 years.
      5. The credit score of the individual applicants should be excellent
      6. The annual income minimum of Rs 2.5 lakh.

      How to apply for Personal Loan Moga?

      Applying for a loan is easy with DialaBank. Get an instant personal loan on applying with DialaBank. Just follow the steps below to enjoy a good experience:

      1. Visit our website dialabank.
      2. Go to the loan section
      3. Click on the personal loan link.
      4. The applicant will be required to fill the details of themselves.
      5. Click on Request a quote
      6. The relationship manager will soon reach you.
      7. Call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Moga

      Every Bank and NBFC charges 2 kinds of fee for on Personal Loan application.

      1. The processing fee charges are mandatory for every bank or NBFC. These charges vary between 1% of the loan amount.
      2. The other is pre-closure charges which are applicable in case you wish to end your loan before the agreed loan tenure. In most cases, you cannot close your loan before 12 months or 1 year. Post that the charges vary based on the number of years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Moga EMI Calculator

      Equated Monthly Installments also know as EMI is the monthly designated amount that the individual has to pay to the bank as the loan amount.  EMI varies according to your loan and tenure. You can also find the Personal loan EMI calculator on DialaBank.com.

      CIBIL Score required for Personal Loan Moga

      CIBIL Score or marks is the past record of the payments that you have done in the past. The CIR  is the history of your credit score which checks your account’s history for different loans that you have taken (if any) and the credit card past history (if you have).

      1. Mostly a CIBIL mark of 750 and above is considered good while applying for a personal loan.
      2. The better the CIBIL marks the easier it becomes to avail the loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Moga Agents

      Dialabank is associated with various banks and NBFCs in Mogathat provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Moga. Visit online at dialabank or give a call at 9878981166.

      1. We do not charge any extra charge from our customers.
      2. We are always ready to help you and are available 24/7.
      3. The Loan gets disbursed within 24 hours.
      4. Our managers will assist you, and our relationship managers will provide guidance.

      Personal Loan Moga Contact Number

      Call9878981166 and get instant help and approval for a Personal Loan in Moga.

      Pre Calculated EMI Table for Personal Loan Moga

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Moga

      Moga is located in the Indian state of Punjab. It was named after the Moga Singh Gill. The town holds itself a place in history as it was established a couple of millennia ago. The city shows the earlier signs of Indian- Scythian settlement “Maues.”