Major Personal Loan Providers in Mohali Sas Nagar
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Mohali Sas Nagar Features
Are running short of finances to fulfill your needs? Dialabank has the perfect solution for you.
- Keeping in mind your financial needs Dialabank provides you with an easy and accessible personal loan with easy repayment options. This is a secured loan that provides the applicant with the amount that they require in 48 hours of proceeding.
- Personal Loan Mohali Sas Nagar gives money related guide help to all clients at a moderate just as a financially savvy loan fee.
- To get a Personal Loan, the candidate must possess a similarly be grounded and trustworthy wellspring of pay and furthermore a genuinely decent record as a consumer profile.
- Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan amount can be used in whatever way wanted.
In order to apply for a personal loan, Mohali Sas Nagar click on Personal Loan
Personal Loan Mohali Sas Nagar Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Mohali Sas Nagar
Salaried Customers:
- Identity proof can be (Aadhar card/driving license)
- Statements for the salary of the past three months.
- Bank statements for the last 6 months
- PAN belonging to the applicant
- Proof for Residence (Own/Rent/Company provided) of the applicant
- Passport-size photograph – 2 of the applicant
*NOTE: If one lives in rented apartments, rent agreement is mandatory to be submitted.
Self-Employed Customers:
- All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card belonging to the loan candidate
- Aadhar card of the applicant
- Residence Proof
- Passport-sized photographs- 2 of the applicant
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Mohali Sas Nagar
Click here to know more about personal loan eligibility
Salaried Applicants
- The base age of the candidate ought not to be under 21 years or over 60 years.
- The candidate must have work experience, in any event, three years along with documented proof. The compensation ought to have been moved in their records as it were.
- The applicant should have a good credit history.
- The job location of the applicant should be present in the documents.
- The borrower must have a minimum earning of at least INR 25,000 p.m.
Click here to know more about a personal loan for- Salaried Applicant
Self-Employed Applicants
- The candidate applying for a personal loan should be at least 25 years.
- The candidate must file the ITR of the firm. In case the applicant is a businessman, then the business is required to be running well for the last 3 years.
- The credit score of the applicant should be good and there must not be any debt or any dues pending.
- The applicant should not earn any less than Rs 2.5 lakh.
- The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.
Click here to know more about the personal loan for– Self-employed Applicant
Why Apply for Personal Loan Mohali Sas Nagar?
- There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
- A personal loan is a kind of loan, so it can be put to use for any kind of issue.
- The amount of personal loans is entirely based on the repayment capacity of the applicant.
- A Personal Loan does not require any nominee or guarantor.
How to apply for Personal Loan Mohali Sas Nagar?
Visit this website www.dialabank.com. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Mohali Sas Nagar
All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost is 1% of the loan amount.
On the off chance that you wish to close your credit before the chose advance residency, all loaning establishments will charge you a punishment as a prepayment expense. Typically, you won’t be permitted to close your credit before the time of a year. Post that, the charges vary dependent on the number of years the advance has finished. This charge changes from 4% of the rest of the advance sum in the second year to 2% in the fourth year of the credit.
To know about the interest rate click on personal loan interest rate
Personal Loan Mohali Sas Nagar EMI Calculator
Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.
CIBIL Score required for Personal Loan Mohali Sas Nagar
All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Mohali Sas Nagar. Mostly, the institutions need a minimum score of at least 750 to further process an application.
No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Mohali Sas Nagar Agents
Dialabank is one of the leading agents for availing Personal Loan in Mohali Sas Nagar. You can easily apply online at www.dialabank.com or give a call at 9878981166
Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.
Personal Loan Mohali Sas Nagar Contact Number
Call 9878981166 and get timely assistance and approval for Personal Loan in Mohali Sas Nagar.
Pre Calculated EMI Table for Personal Loan Mohali Sas Nagar
Click here for a personal loan EMI calculator
About Mohali Sas Nagar
Mohali, officially known as Sahibzada Ajit Singh Nagar, is a planned city in the Mohali district in Punjab, India, which is a commercial hub lying south-west of Chandigarh. It is the administrative headquarters of the Mohali district. It is also one of the six Municipal Corporations of the State.
FAQs About Personal Loan Mohali Sas Nagar
✅ Who can apply for a Personal Loan in Mohali Sas Nagar?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Mohali Sas Nagar.
✅ What is the tenure of Personal Loan in Mohali Sas Nagar?
Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.
✅ Are there any other charges involved in Personal Loan Mohali Sas Nagar?
Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Mohali Sas Nagar:
Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally 1% of the loan amount.
Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.
✅ Can my application for Personal Loan Mohali Sas Nagar get rejected due to my CIBIL score?
Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.
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