Personal Loan Mokokchung

Best Banks for Personal Loan in Mokokchung

Personal Loan Mokokchung Features

Are you in an immediate need of money? Do you feel that you are running short of cash? Do you need money to accomplish your high priority tasks? While personal loans might sound villainous to some people, it is still suitable to take a personal loan for buying necessary things than going bankrupt. A personal loan can be helpful for people who are going through a rough financial patch.

What is a personal loan?

Personal Loan is financial assistance provided by the banks and NBFCs to help the customers by giving a sufficient amount of money that needs to be repaid within time including the amount increased by the interest rates. Personal Loans are generally taken for urgent needs like for medical treatment, urgent wedding, or a vacation that is much needed. Though the Personal Loan Interest Rate rates vary from bank to bank, low interest is considered a first preference.

Personal Loan Mokokchung helps to provide financial assistance to its clients by giving feasible interest rates. By comparison of different banks and finance companies, Dialabank leads customers to the wise choice for themselves. One can take an instant personal loan through the website of Dialabank. Further, the whole process is assisted by relationship managers who boost the process.

Although the gold loan requires minimal paperwork, Strict paperwork is mandatory for taking personal loans. Apart from the paperwork, one needs to have a solid source of income along with good credit history to help in the verification and approval process in personal loans.

Personal Loan Mokokchung Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Mokokchung

If you are a self-employed applicant, you will need some financial documents such as your balance sheets, Income Tax Return files, and Profit and Loss statements. Also, a PAN card along with your ID proof (Aadhaar Card) and address proof or rental agreement could be required. Besides, there should be two photographs. (Passport-sized).

If you are a salaried employee, then you should prove your identification through Driving License or Aadhar Card. For address and income proof, you will need your salary slips from last quarter, your bank statements from the last six months, your PAN card, address proof, or rental agreement. Besides, two passport-sized photographs will be asked. Please ensure that you are not wearing goggles in those photographs.

Personal Loan Mokokchung Eligibility Criteria

Get to know more about personal loan eligibility

The self-employed people should be at least 25 years old and at most 60 years. They have to present an ITR file for the last three years. If they are an entrepreneur, they have to demonstrate that their business is operational from the last three years. The minimum income required for the self-employed loan aspirants is 2.5 lacs and they are required to submit bank statements of three months to prove this.

The salaried person should be 60 years(maximum) and 21 years (minimum). The person should have a minimum work experience of 3 years. 25,000 Indian rupees is the minimum required salary of the applicant and it should have been given to them through bank accounts. Job Location is an influential factor, and it is necessary to mention your job location.

Personal Loan Mokokchung Agent and Contact Number

Dialabank can assist you in applying for the best deals on personal loans. You should visit the website of the Dialabank and choose a personal loan option on the homepage menu. Later on, you will have to register with your particulars. Once you click on apply, our representatives will assist you in the entire personal loan process. If you’re are still doubtful about our claims, you can visit your nearest Dialabank branch or dial 9878981166.

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