Personal Loan Morinda

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
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      Personal Loan Morinda

      Major Personal Loan Provider Morinda

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Morinda Features

      Personal loan morinda

      Are you inspired by Modiji’s speech on self-dependent India? Need financial assistance for starting your business?

      Voila! You’ve arrived at your destination. With Dialabank you get the assistance required for acquiring an Individual Loan to pursue your desires. Such loans are instant in nature the applicant gets access to the amount within 48 hours of registration.

      All you require is a regular income source and a clear credit history that supports your cause to avail of the personal loan.

      The institutions help you eliminate the complexities and move ahead with basic documentation.

      No barriers to usage the applicant can utilize it in any way.

      Click here to get an Instant Personal Loan

      Personal Loan Morinda Interest Rates 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Morinda

      Salaried Customers:

      1.  Identity proof (Aadhar Card/Driving License)
      2. The salary slips for the past three months are obligatory.
      3. Bank statements for the last 6 months are to be submitted.
      4.  PAN Card for verification.
      5.  You have to conjoin a copy of your habitation proof (Owned/Rented/Company provided)
      6. Two recent passport-sized photographs have to be attached.

      *NOTE: If you live in a rented apartment, then rent agreement is mandatory to attach.

      Self-Employed Customers:

      1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card for verification.
      3. Aadhar Card (for identity proof) of the applicant.
      4. Address Proof (owned/rented) of the applicant.
      5. Attach two recent passport-sized photographs.


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Morinda

      Salaried Applicants

      1. To apply for Personal Loan, the applicant should belong to the age group from 21 years to 60 years.
      2. It is mandatory for the claimant to have a minimum of 3 years of experience and you should be holding your salary in your own account.
      3. The applicant’s credit history should be satisfactory.
      4. Your job location should be mentioned along with the above documents.
      5. The applicant should earn a minimum pay of INR 25,000 on monthly basis.

      Self-Employed Applicants

      1. The person should be having an age of at least 25 years.
      2. You should file your ITR for the last 3 years while applying for a personal loan.
      3. If you are a businessman, then your business should be actively working for the past 3 years.
      4. Your credit score should be good. Make sure that all your dues are clear.
      5. You should be earning a minimum yearly income of Rs.2.5 lakhs.
      6. It is obligatory for the claimant to submit his financial and bank statement for the past 3 months.

      Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Morinda?

      1. A personal loan is a multipurpose loan. You can use this sum anywhere you want to.
      2. You do not need to submit any collateral security.
      3. In Personal Loan, you need not specify any appointee or guarantor.
      4. The authorized amount of personal loan depends on your credit score.

      How to apply for Personal Loan Morinda?

      1. Visit our website Dialabank.
      2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
      3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
      4. For more knowledge and generous guidance, you can get in touch with us by calling on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Morinda

      The processing fee is imposed by Banks and NBFCs as administration charges for progressing your application of personal loans. This fee is mostly 1.5%-2.5% of the authorized amount.

      If you are hindering a part of your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most of the circumstances. The prepayment penalty charges depend on the number of years for which the loan has been used.

      To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

      Personal Loan Morinda EMI Calculator

      EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. It will be defined on the basis of your financial status. And consequently, your EMI will be calculated after acknowledging the personal loan interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan  Morinda

      All financial institutions which are committed in Lending also have their own stipulations for CIBIL score. Most of the financial establishments favor a CIBIL score of 750.

      Through the CIBIL score, the lending institutions want to acknowledge how you acted in former loans. Have you reimbursed the loan on time or not.


      Interest Rate 9.99%


      Personal Loan Morinda Agents

      Dialabank is the foremost advocate for seeking Personal Loan in Morinda. You can apply online at Dialabank or give a call at 9878981166.

      Dialabank bestows a contrastive framework of several Banks and NBFCs and lets you make an ideal evaluation. Visit our website and fill a mere form with all your private and professional details. Our client relationship managers will contact you soon and provide you with the best service.

      Personal Loan Morinda Contact Number

      Call 9878981166  to get financial help from our financial advisors and approval for Personal Loan in Morinda.

      Pre Calculated EMI Table for Personal Loan Morinda

      5 Yrs
      4 Yrs
      3 Yrs

      Click here for Personal Loan EMI Calculator

      About Morinda

      Morinda is a city in the Rupnagar district of Punjab. It is renowned by the name ‘city of orchards’. Around 22,000 people live in this city.

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