Personal Loan Mungeli

All About Personal Loan Mungeli

Spontaneous things or need cash for crisis costs can manifest whenever in our life. On the off chance that you are getting ready for a stupendous hitched or need to enjoy an outlandish occasion yet no cash? No concern personal loan is intended to satisfy your fantasy it is the best plan to investigate the alternative of taking individual advances to meet these costs.

A vehicle loan or home loan will permit you to utilize the assets to purchase a home or vehicle individually. Fortunately when you apply for an personal loan, it need not be limited to a particular client you can utilize your assets how you need. When the advance is dispensed, you can utilize the cash for any reasons according to your prerequisite.

With avail personal loan, you can –

  1. Mastermind the vacations you had always wanted
  2. Purchase an enormous apparatus like a cooler, TV, PC, camera or telephone
  3. Money for marriage plan your marriage or somebody uncommon in your family work according to your desires
  4. Embellish up your home insides through a home remodel.

Feature and Benefits of Personal Loan Mungeli:

  1. Flexible to spend money – the assets acquired through an individual advance can be utilized by the borrower in the manner they need to spend.
  2. Fixed monthly installments – The reimbursement strategy for individual advances should be possible in fixed regularly scheduled installments. This causes the candidate to design his/her assets and make advance reimbursements in an agreeable cycle.
  3. Immediately loan approval – The endorsement cycle for personal loan is quick and the advance sum is dispensed inside 2-3 days.
  4. Paperless process  – The personal loan application measure is totally paperless at Dialabank. No compelling reason to gather a lot of paper and record just basic reports are required. apply through Dialabank help to spare your time and make your cycle bother free.
  5. Flexibility in the tenure period – Personal loan are offered in India for a residency time of 1-5 years. The borrower can pick the reimbursement time frame dependent on his/her solace

Personal Loan Mungeli Eligibility Criteria:

Any resident of Indian whether he/she is a salaried expert or independently employed individual is qualified for an individual advance, the credit is unstable, and thusly, the main danger figure included these advances increments impressively.

  1. Repayment: He/she ought to have worked for an association or been engaged with a business for a specific timeframe.
  2. Income:  he/she ought to have the bank specified month to month reimbursing limit or least compensation.
  3. Age: he/she should meet all requirements for the candidate age section
  4. Credit Score: he/she ought to have a decent minimum credit score and a great record.
  5. Existing EMIs: he/she ought not to have some other advance liabilities or must have a solid capacity to take get another advance

The self-employed and employed must fulfill the following criteria for being eligible for the loan.





Minimum 21 years Maximum 60 years


Minimum 25 years Maximum 65 years


Rs.15,000 (Monthly).


An Annual ITR of 2.5 to 3 lakh is required.

Work Experience

Overall 3 years and one year experience in the current job

Business Stability

Your business should be running from last 3 years with continuous profit.

Document Required

Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card or a Valid Driving License.

Document Required

Identity proof: Aadhar Card, Valid Passport, Valid Voter ID Card or a Valid Driving License.

Address proof: Ration card/passport/telephone/rental agreement/electricity bill

Address proof: Ration card/passport/telephone/rental agreement/electricity bill. Residence: Office or Home should be owned.


The applicant getting a salary in cash is not eligible for availing Loan at affordable rates.


Telephone / Mobile at the office

Mandatory – The applicant getting a salary in cash is not eligible for availing Loan at affordable rates.

Telephone / Mobile at the office

Interest Rates for Personal Loan Mungeli:

  1. The flat rate of interest on Personal Loan Mungeli begins at 9.99%. Different charges might be influenced by the measure of the advance, advance residency, and the individual’s profile.
  2. 0.2 percent to 1.00 percent processing fee is available.
  3. The bank’s rates can be influenced by the accompanying variables.
  4. Credit/CIBIL Score: The credit score many give a chance to the applicants to get a loan at the lower rates.
  5. Company Profile: The profile of the organization wherein the candidate is utilized can be an advantage for arranging the rates.
  6. Bank customer Relationships: The banks have the approach to give admission to their clients as they are their needs. Along these lines, in the event that individuals are the clients of the banks, at that point you can profit from this component.

Compare the Personal Loan Interest rate of all the banks

Credit score Chart 
Score Grading  Average Personal Loan APRs
720 and Above  Excellent  10.03% – 12.05%
680 to 719 Good 13.05% – 15.05%
620 to 679 Average 17.08% – 19.09%
580 to 619 Poor 19.9% – 21.09 %
500 to 579 Bad 21.09%- 24.07%
Less than 500 Miserable 28.05% – 32.00%

About Mungeli

Mungeli is a town and a municipality in district Mungeli in the state of Chhattisgarh, Indian. The individuals in Mungeli utilize the individual not credit as a weapon for the situation when you need cash for individual use.

Personal Loan Mungeli Benefits apply through Dialabank

Dialabank furnishes the best close to home credit plot with numerous focal points like low-financing costs, low preparing charges and higher advance sum, and so forth. Here is a portion of the principle highlights individual advances are

  1. 24X7 Customer Service
  2. High Quantum of Loan
  3. Low-Interest Rates
  4. Quick Loan Processing
  5. Specific Loan Schemes

How to Apply for Personal Loan Mungeli?

Personal Loan Mungeli

Apply online at

Check the qualification

Call the helpline number 9878981166

We guarantee you that we will give you the best close to home credit when contrasted with others

Personal Loan Interest Rates in Mungeli

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates