Personal Loan Munger

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Munger

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Munger Features

Personal Loan mungerPersonal Loan Munger will solve any monetary issues of your life and makes an Individual Financially Independent.

Some of the benefits of Personal Loan Munger are:

  1. Stress-free availing of Loan.
  2. Minimum documentation for availing Loan is required.

Personal Loan in Munger Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Munger Documents Required

Common Documents for all applicants

  • Identity Proof: Following documents are accepted as identity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment, then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to the owner.

  • Under KYC, every applicant has to mandatorily submit their PAN card.
  • Two coloured passport-sized photographs (Applicants shall not be wearing any glasses).

Financial Documents for Salaried Applicant – The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of the personal loans should be filing ITR for at least the last three years, and their business should be registered.

personal loan at 10.75%*

Personal Loan in Munger Eligibility Criteria

Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

To know more about: Personal Loan for Salaried Applicant

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

To know more about: Personal Loan for Self-employed Applicant

Why Apply for Personal Loan Munger?

  1. The Loan amount depends upon the income and repayment capability of the applicant.
  2. No cosigner needed for Personal Loan Munger.
  3. Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Munger?

To apply for an Instant Personal Loan Munger, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

  • Visit Dialabank.com
  • Fill in your details in the personal loan form.
  • Our relationship manager will call you and assist you through the entire process.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Munger

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges vary between 1% to 2.5% of the sanctioned loan amount.

Personal Loan Munger EMI Calculator

The Personal Loan EMI Calculator can be used to know your EMI value on your loan amount. Equated Monthly Installments also know as EMI are the monthly charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, income, loan amount, and tenure, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month.

CIBIL Score required for Personal Loan Munger

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Munger.

  1. Most institutions require a minimum score of 750 to process your loan application.
  2. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan in Munger Agent and Contact Number

DialaBank is the best Loan Agent present in Munger. Just visit the website to get a Loan.

Call 9878981166 and get instant help and approval for Instant Personal Loan in Munger.

Pre Calculated EMI Table for Personal Loan Munger

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Munger

Munger is a twin city and a Municipal Corporation situated in the Indian state of Bihar. It is the administrative headquarters of Munger district and Munger Division.

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