Personal Loan Murshidabad

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Murshidabad

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Murshidabad FeaturesPersonal Loan Murshidabad

Individual Loan is a debt without collateral that gives money related guide to clients at moderate financing costs. It is a multipurpose credit that can be used for satisfying numerous reasons like paying different costs. Individual fund is moment account, which an individual can profit inside 48-72 hours with negligible documentation required purposes. Having a High CIBIL score turns out to be critical in the event that you wish to profit of a Personal Loan later on.

Personal Loan Murshidabad Interest Rates

Get low-interest rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Murshidabad

Salaried Customers:

  1. Identity verification (Aadhar card/driving permit)
  2. Payslips of most recent three months
  3. Bank statements throughout the previous a half year
  4. PAN Card
  5. Home Proof (Owned/Rented/Company gave)
  6. Identification estimated photos – 2

*NOTE: if there should be an occurrence of leased lofts, lease understanding should be appended.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement just as ITR documents)
  2. PAN Card/Aadharcard/Residence Proof.
  3. Home Proof
  4. Two identification estimated photos

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Murshidabad

The qualification standards for both Salaried and Self-Employed are unique:

Salaried Applicants

  1. The base age prerequisites of the individual ought to be 21 years and most extreme as long as 60 years.
  2. The candidates must have the work understanding of the three years. Furthermore, the pay ought to be gotten in their records as it were.
  3. The candidates must have a magnificent financial record.
  4. The activity area of the candidate ought to be referenced.
  5. A borrower ought to have a base salary of INR 25,000 every month

Self-Employed Applicants

  1. The base age prerequisite for a free individual ought to be 25 years.
  2. The candidates applying for the individual advance should document ITR throughout the previous three years.
  3. In the event that the candidates are the specialist, at that point, the business ought to be running from the previous three years.
  4. The financial assessment of the individual candidates ought to be acceptable .there ought not be any obligation or levy left.
  5. The yearly pay of the candidates ought to be at least Rs 2.5 lakh.
  6. The entire documentation procedure of the individual credit is the candidates need to present his budgetary and his bank proclamation of the past a quarter of a year.

Why Apply for Personal Loan Murshidabad?

  • There is no compelling reason to store any home loan and guarantee security to the bank.
  • An individual advance is a multi-reason offer credit. It tends to be utilized for all the issues identified with fund.
  • The measure of individual advance relies on the reimbursement of individual salary and limit.
  • A Personal Loan doesn’t require any underwriter or chosen one.

How to apply for Personal Loan Murshidabad?

  • Visit Dialabank
  • Go to the credit segment and snap on the individual advance connection.
  • The candidate will be coordinated to all subtleties of the individual credit where they can pick their favoured city.
  • For more data and free direction, you may approach 9878981166.

personal loan at 10.75%*

Processing Fee/Prepayment Charges on Personal Loan Murshidabad

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Murshidabad EMI Calculator

Compared Monthly Installments additionally know as EMI are the month to month fixed charges that you pay to the bank as month to month reimbursement for the credit sum borrowed.  Based on your profile, the financing cost on your advance is resolved. Your EMI is determined premise the Interest Rate you are charged by the bank and the measure of advance you need to take and the period for which you appreciate the advance.

CIBIL Score required for Personal Loan Murshidabad

Each loaning organization has its own standards for the base CIBIL score required for handling a Personal Loan application in Jhajjar. Most organizations require a base score of 750 to process your advance application.

The foundations don’t simply take a gander at the general score yet additionally the point by point conduct on the past credits taken. This remembers subtleties for the sort of advance taken and the sum obtained. Any deferred instalments for past advances can go about as an obstruction to your profiting a new advance.

personal loan at 10.75%*

Personal Loan Murshidabad Agents

Dialabank is the main specialist for benefiting Personal Loan in Murshidabad. You can apply online at Dialabank or give a call at 9878981166

Dialabank causes you to locate the most ideal alternative of Banks and NBFCs by giving you a point by point showcase examination of various banks with the goal that you can settle on the correct decision. Visit our site www.dialabank.com and fill a straightforward structure with your own and work subtleties. Our client relationship directors will before long connect with you.

Personal Loan Murshidabad Contact Number

Call 9878981166 and get immediate monetary benefits and endorsement for Personal Loan in Murshidabad

Pre Calculated EMI Table for Personal Loan Murshidabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Murshidabad

Murshidabad is a town in the Indian state of West Bengal. It is located on the eastern bank of the Hooghly River, a distributary of the Ganges River. It forms part of the Murshidabad district.

Menu