Personal Loan Nagaon

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Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

All about Personal Loan Nagaon

Personal Loan NagaonNeed urgent funds to overcome a sudden financial crunch? It could be a medical emergency, an upcoming wedding, or an expense out of your budget. Do not worry, apply for a personal loan to meet any of your monetary needs.

A personal loan is a type of unsecured loan that a person can avail based upon their monthly income and credit history without the need to keep any security with the lender. The loan amount can be used for any personal need unlike other loans that are very particular in nature of use. 

Eligibility Criteria for Personal Loan Nagaon

The eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Documents Required for Personal Loan Nagaon

Common Documents for all applicants

  • Identity Proof: Following documents are accepted as indentity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to owner.

  • Under KYC, every applicant has to mandatorily submit their PAN card.
  • Two colored passport sized photographs (Applicants shall not be wearing any glasses).

Financial Documents for Salaried Applicant – The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of personal loan should be filing ITR for at least the last three years, and their business should be registered.

Personal Loan Nagaon Rate of Interest

Personal loan interest rates depend upon a number of factor but in general, the rate of interest for personal loan starts at 10.75% per annum.

How to Apply for Personal Loan Nagaon?

  • Visit Dialabank.com
  • Fill in your details in the personal loan form.
  • Our relationship manager will call you and assist you through the entire process.

About Nagaon

Nagaon (previously Nowgong), is a city and a municipal board in Nagaon district in the Indian state of Assam. It is situated 121 kilometres (75 mi) east of Guwahati. It has a population of 147,231.

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