Best Banks for Personal Loan in Nagercoil
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan in Nagercoil Features
You can get a personal loan at the most affordable interest rates in your own city Nagercoil by contacting Dialabank at the earliest to avail of the best offers along with the best service.
The loan process is simpler and faster with Dialabank and within just 48 hours you can get your loan process done with all the verification required.
Personal Loan Nagercoil is an unstable advance that gives money related guide to the clients at reasonable financing costs. To get a Personal Loan, the candidate needs to have an inflexible and great wellspring of pay and has a decent financial record.
Personal Loan Nagercoil Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan in Nagercoil Documents Required
Salaried Customers:
- PAN Card of the person applying and Residence Proof (Owned/Rented/Company provided) for loans.
- Passport-sized photographs – 2 of the person for applying and Identity proof (Aadhar card/driving license/Voter Id)
- Payslips of the last three months of the applicant is also required and Bank statements of an applicant for the last 6 months.
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- Aadhar Card is required and Residence Proof( Current and Permanent) is needed for applying.
- Two passport-sized photographs of the person applying for a loan and all financials are required of the customer(Balance Sheet, P&L Statement as well as ITR files) to apply.
- PAN Card of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Nagercoil Eligibility Criteria
There are different personal loan eligibility criteria for both type of applicants.
Salaried Applicants
- The job location of the applicant who has a minimum income of INR 25,000 per month should also be mentioned and the person needs to have a good credit history too.
- A borrower should also have a minimum age of 21 years and a maximum of 60 years.
- Minimum work experience of the three years and the salary should also be received in their bank accounts too.
Click here to know more about: personal loan for Salaried Applicant
Self-Employed Applicants
- The credit score should be good and no debt or dues left of the individual.
- The annual income should be a minimum of Rs 2.5 lakh.
- Submit their financial and bank statements for the previous 3 months At least.
- The minimum age for an independent person is not less than 25 years.
- The applicant needs to have a file of ITR for the last three years.
- Applicants who are businessmen, then the business should be running for the past three years constantly.
Click here to know more about: personal loan for self-employed Applicant
Why Apply for Personal Loan Nagercoil?
- The amount of personal loan depends upon the repayment capacity and individual income.
- No guarantor or nominee is required to avail Personal Loan.
- No need to deposit mortgage or collateral security to the bank is an advantage.
- A personal loan is a multi-purpose offer loan used for many problems related to finance.
How to apply for Personal Loan Nagercoil?
- Visit our website Dialabank.
- Go to the loan section on the page of the website and click on the link.
- The applicant will be directed to all the details of the personal loan, choose the preferred city.
- Fill other details and submit and for more information, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Nagercoil
Every Bank and NBFC charges a very small fee for processing your Personal Loan application quickly, these charges are 1% of the loan amount.
If you close the loan before the loan tenure in the documents, every lending institution charges you a penal prepayment fee for the loan period agreed earlier by you and the institution. You cannot close your loan before 12 months from the date of availing the loan in most cases. Post that the charges depend on how many years the loan has done. These charges can vary from 4% in the 2nd year to 2% in the 4th year of the outstanding loan.
Personal Loan Nagercoil EMI Calculator
Equated Monthly Installments(EMI) are the monthly charges which are fixed and you pay to the bank as repayment for the loan amount borrowed. Based on the profile of the applying candidate, the interest rate on the loan is determined. EMI is calculated using personal loan EMI calculator based on the Interest Rate charged by the bank and the amount of loan taken and the period for which you enjoy the personal loan.
CIBIL Score required for Personal Loan Nagercoil
Every lending institution has its criteria for the min. CIBIL score required. Most require a minimum score of CIBIL of 750 to process your loan application further.
The institutions look at the overall score and the detailed behaviour on the previous loans taken including details on the type of loan taken and the amount borrowed. So any delayed payments for previous loans can really act as a barrier to your availing a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Nagercoil Agents
Dialabank is the best of the best agent for availing Personal Loan in Nagercoil.
You can easily apply online at Dialabank or you can just give a call at 9878981166
Dialabank helps you find out the option of Banks and NBFCs which are the best by providing you with a market comparison of banks. Visit the website www.dialabank.com and fill a very simple form with your personal and employment details and customer relationship managers will contact you soon.
Personal Loan Nagercoil Contact Number
Call 9878981166 and get instant help and approval for availing a Personal Loan Nagercoil.
Pre-Calculated EMI Table for Personal Loan Nagercoil
About Nagercoil
Nagercoil is an Indian city in the southernmost Indian district of Kanyakumari in the state of Tamil Nadu. It is a City Corporation and the administrative headquarters of Kanyakumari District of Tamil Nadu. It is situated very close to the tip of the Indian peninsula, it lies on an undulating terrain between the Western Ghats and the Arabian Sea.
