Personal Loan Nahan

Personal Loan Nahan Features

Have you run out of cash shortage? Don’t worry. You can get a personal loan. With limited documents and less paperwork, this loan is unsecured by default. After the approval process, this loan will be authorized within 48 hours. Personal Loan Nahan is an unsecured loan that provides customers with financial aid at an affordable interest rate. The borrower wants a stable and reliable source of income to secure a Personal Loan and requires a strong financial background. Additionally, there is no end-use restriction on the usage of the personal loan amount. You will use this sum of loan anywhere you want to.

Furthermore, with our instant online Personal Loan facilities, you will get the funds within 3 seconds. Thus, you can quickly secure a personal loan at an interest rate of 9.99% in Nahan, although that depends on several variables.

Personal Loan Nahan Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Nahan

Salaried Customers:

1. Identity proof such as Aadhar card/driving license.
2. Last three-month salary slips.
3. Bank statements for the last 6 months.
4. PAN Card.
5. Residence Proof (Owned/Rented/Company provided) and rental agreement in case of rented apartments.
6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
2. PAN Card.
3. Aadhar Card as identity proof.
4. Residence Proof or rental agreement in case of a rented apartment.
5. Two passport-sized photographs of the applicant.

Personal Loan Nahan Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click here for personal loan eligibility

Salaried Customers

1. Minimum required age of applicant: 21 years.
   Applicant’s maximum age when the loan matures: 60 years.
2. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
3. The applicants must complete a credit history suitable for a personal loan.
4. The job location of the applicant.
5. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

Click here for- Salaried Applicant

Self-employed Customers

1. Eligibility Age Criteria:
   Required Minimum age of Applicant: 22 years.
   The average age of the Candidate at loan maturity: 65 years.
2. Years of business: Minimum 4 years.
3. The ITR file for the last three years will be required.
4. The business of the applicant should be running for the past three years.
5. The CIBIL score should be up to the mark.
6. The annual income of the applicant should be at least Rs 2.5 lakh.
7. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and bank accounts from the past three months.

Click here for – Self-employed Applicant

Why Apply for Personal Loan Nahan?

• Loan balance due in the same annual instalments over a period negotiated.
• Based on the form of a loan, interest may be flat or that.
• Provide set terms that specify the number, processing costs, interest, tenure, and EMI in advance.
• Personal Loan Nahan is a multi-purpose offer that can be used for almost all life’s financial problems, including debt consolidation.
• The Loan amount depends upon the income and repayment capability of the applicant.

How to apply for Personal Loan Nahan

To apply for the best personal loan deals:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal and professional details, along with your phone number.
• After you click on ‘Apply Now’ and wait for a while. You will receive mail threads from various banks and NBFCs willing to lend you a personal loan in a short period.
• Our experts will give you a call and assist you in choosing the best deal for you.
• In case of any queries, call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Nahan

Every Bank and NBFC charges a fee for processing your Personal Loan Nahan application. These charges are 1% of the loan amount.

If you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Nahan EMI Calculator

CIBIL Score required for Personal Loan Nahan

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Nahan. Most institutions need a minimum score of 700 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

Personal Loan Nahan Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Nahan.

Pre Calculated EMI Table for Personal Loan Nahan

Click here for a personal loan EMI calculator

About Nahan

Nahan city is located in the state of Himachal Pradesh, northwest India. It lies at the foot of the Siwalik (Shiwalik) Hill, south-southeast of Shimla, the state capital. Nahan is an agriculture producing and timber trading hub. The town’s industries involve hand sewing, cutting wood, and working iron. During British rule in India, it was the capital of the Punjab Hill State of Sirmur (Sirmaur). A charming little town, Nahan has rolling hills alive with greenery and birdsong, remnants of the historic Sirmour kingdom, and the gentle temple bells peal. But its silent atmosphere masks a vivid history, walking through its paved streets and finding stories of adventure, passion, and mystery.

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