Personal Loan Nanpara

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Guide to Personal Loan Nanpara

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Nanpara Features

Personal Loan Nanpara

There are some days when we get into some sort of financial issue and can not meet our financial needs. A personal loan is a loan that helps us solve these types of financial problems. With rising expenses and a new lifestyle in this modern world, coping with the trend is essential. So Personal Loan is a function that banks & NBFIs provide to get the best loan choice to easily handle all expenses, particularly for the citizens in a metro town.

A discretionary loan allows the borrower to spend the funds however they want. The borrower need not hold anything as collateral in the bank. Personal loaning is the best option for easy handling of all expenses. A personal loan presents you with the opportunity to fulfill all your wishes and desires. Personal financing is instant finance that an individual can take advantage of within 48-72 hours with minimal documentation needed.

In Nanpara, you can easily get a personal loan at an interest rate ranging from 10.99% to 32%, but this depends on many factors.

Personal Loan Nanpara Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Nanpara

Salaried Customers:

  1. Identity proof such as Aadhar card/driving license.
  2. last three-month salary slips.
  3. Bank statements for the last 6 months.
  4. PAN Card.
  5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
  6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

  1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
  2. PAN Card.
  3. Aadhar Card as identity proof.
  4. Residence Proof or rental agreement in case of a rented apartment.
  5. Two passport-sized photographs of the applicant.

personal loan at 10.75%*

Personal Loan Nanpara Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click for more info personal loan eligibility

Salaried Applicants

  1. Individual minimum age requirements should be 21 years and no more than 60 years.
  2. The applicants must have three years of work experience. And they should only receive the salary in their accounts.
  3. Applicants must have an outstanding credit history.
  4. The applicant’s place of work should be mentioned.
  5. A borrower in a metropolitan city and non-metro city RS 12,000 should have a minimum income of RS 18,000.

Click for more info- Salaried Applicant

Self-Employed Applicants

  1. For an individual adult, a minimum age threshold would be 25 years.
  2. Applicants applying for personal loans will submit ITR for the last three years, 
  3. If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
  4. The applicants’ credit score should be perfect. There will be no liability or duties remaining.
  5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
  6. Personal Loan Nanpara’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.

Click for more info – Self-employed Applicant

Why Apply for Personal Loan Nanpara?

  • Personal Loan Nanpara is based upon the candidate’s income per annum and his credit score. No other requirement is there
  • There is no need to put a precious asset as security to the lender for Personal Loan Nanpara, as it is an unsecured loan
  • Personal loans offer higher loan amounts to help you deal with any financial emergency
  • Personal Loan Nanpara is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

How to apply for Personal Loan Nanpara?

To apply for the best personal loan deals:

  • Visit Dialabank and click on the personal loan option on the menu of the homepage.
  • You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
  • After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
  • Our experts will give you a call and assist you in choosing the best deal for you.
  • In case of any queries, call us at 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Nanpara

The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Nanpara’s interest rate starts at 10.75 percent per year.

If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that the charges vary according to how many years the loan has been made. Those penalties range from 4 percent of the unpaid debt balance in the second year to 2 percent in the borrower ‘s fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Nanpara EMI Calculator

CIBIL Score required for Personal Loan Nanpara

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Nanpara. Most institutions need a minimum score of 750 to process your application for a loan.

The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.

personal loan at 10.75%*

Personal Loan Nanpara Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Nanpara.

Pre Calculated EMI Table for Personal Loan Nanpara

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nanpara

Nanpara is a town and corporation in the district of Bahraich in Uttar Pradesh, an Indian state. This is an area along the frontier with Nepal, which includes thick forest tracts. It is a town surrounded by several villages.

Thanks to the transport of products in Nepal and the recent narcotics activity, this region has strategic and economic importance, crossing the Nepal frontier. This already includes a district. It is well linked by road and railroad transport. Lucknow and Nepal are linked through a 2-lane NH 28C highway. 

Nanpara is an important juncture that connects key regions of the region. Its geographical location plays an international part. The path between India and Nepal towards the frontier between Rupadiha and Nepalganj lies to the north. The eastbound path links the area from Sitapur to G.T. City.

A well-known Indian national park, Dudhwa, is about 100 km from the junction at Nanpara. Dudhwa is remembered for being India’s second most populous tiger reserve. Near Nanpara there is also a bird sanctuary, and thick woods rich in fauna.

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