Personal Loan Narnaul

For Instant Approval ↓Apply Here↓

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Narnaul

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.50% - 18.50%
10.75%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
1 - 5 Years
9 months to 24 months
1 month to 24 months
Processing Fee
0.99% to 2.0% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes

Personal Loan Narnaul Features

Personal Loan Narnaul

With changing lifestyles and time, expenses also spike drastically. To tackle these problems, Personal Loans are offered by banks and NBFCs at an affordable rate of interest and minimal documentation.

Personal Loan Narnaul does not require the borrower to deposit any collateral security or mortgage as these types of loans are unsecured loans which makes them more popular.

To avail an online personal loan, visit our website and get the best deals.

Personal Loan Narnaul Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Narnaul

Salaried Customers:

  1. Bank statements for the last 6 months
  2. Salary slips of last previous months
  3. PAN Card
  4. Identity proof like Ration card/ Driving License/ Passport copy, etc.
  5. 2 passport-sized photographs (colored) is necessary
  6. Proof of address such as Water Bill/ Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial proof namely Balance Sheet, P&L Statement, as well as ITR files, are necessary
  2. PAN Card
  3. Identity proof like Ration card/ Driving License/ Passport copy, etc.
  4. 2 passport-sized photographs (colored) is necessary
  5. Proof of address such as Water Bill/ Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Narnaul

The eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

  1. Borrowers age should be between 21 to 60 years of age
  2. The applicant’s credit history should not be faulty
  3. Location of the job should be mentioned
  4. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.

Self-Employed Applicants

  1. If the applicants are the businessman, then the business should be running from the past three years.
  2. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  3. Provide all financial and his bank statement for the previous three months.
  4. The applicants applying for the personal loan should file ITR for the previous 3 years.
  5. A self-employed borrower must be above 25 years of age
  6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Click to know more about Eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Narnaul?

  1. No mortgage and collateral security to the bank needs to be deposited as a guarantee
  2. A personal loan can be utilized as per the need of the borrower
  3. The amount of personal loan depends upon the repayment capability of an individual
  4. No third party is needed for the loan approval process

How to apply for Personal Loan Narnaul?

  1. Visit www.dialabank.com.
  2. Click on the personal loan option, you’ll be directed to a page where all the details regarding personal loan can be found.
  3. You need to fill in all the necessary details and provide all the documents
  4. Thereafter, our executives will then get in touch with you
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Narnaul

Every Bank and NBFC charges a fee for processing your Personal Loan application and these vary between 1.5% to 2.5% of the sanctioned loan amount.

An individual is not permitted to close their loan before the tenure, but they need to pay an amount known as prepayment charge if they choose to foreclose their loan before the agreed tenure.

Personal Loan Narnaul EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Enter Loan Information:
1) Loan Amount (Rs.):
2) Rate of Interest (Annual)
3) Loan Tenure (Years)
Payment Information:
4) Your monthly payment will be:
5) Your total payment will be:
6) Your total interest payments will be:

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Narnaul

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Narnaul. Most institutions require a score of at least 750 to process your loan application.

The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

personal loan at 10.75%*

Personal Loan Narnaul Agents

Dialabank is the leading agent for availing Instant Personal Loan in Narnaul. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Narnaul Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Narnaul. Thereafter, our relationship managers will assist you.

Pre Calculated EMI Table for Personal Loan Narnaul

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Narnaul

Situated in the state of Haryana, Narnaul is a city which holds historical significance. It has been a birthplace to many eminent personalities namely Sher Shah Suri and Birbal. The famous Battle of Narnaul also took place in this city.

Personal loan in other Cities in Haryana

Personal Loan PaiPersonal Loan Palwal
Personal Loan PanchakulaPersonal Loan Pehowa
Personal Loan PhaphranaPersonal Loan Pilukhera
Personal Loan PunahanaPersonal Loan Pundri

Share This

Menu

gold loan pop up