Personal Loan Narnaul

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Narnaul

        Best Banks for Personal Loan in Narnaul

        HDFC Bank
        Private Bank
        Bajaj Finance
        Interest Rate
        10.75% - 17%
        11.25% - 18.5%
        Min Loan Amt
        Metro : 75000 & Non Metro: 50000
        Max Loan Amt
        50 Lacs
        50 Lacs
        1 Cr
        Loan Tenure
        1 - 5 Years
        1 - 5 Years
        1 - 5 Years
        Processing Fee
        0.25% - 2% of the Loan Amt

        1% - 2.5% of the Loan Amt

        0.5% - 2% of the Loan Amt
        Preclosure Charges
        2%, Nil foreclosure charges after 12 months
        2%, Nil foreclosure charges after 24 months
        Overdraft Facility

        Personal Loan in Narnaul Features

        Personal Loan Narnaul

        With changing lifestyles and time, expenses also spike drastically. To tackle these problems, Personal Loans are offered by banks and NBFCs at an affordable rate of interest and minimal documentation.

        Personal Loan Narnaul does not require the borrower to deposit any collateral security or mortgage as these types of loans are unsecured loans which makes them more popular.

        The personal loan interest rates and tenure depend on the customer’s CIBIL score and financial standing.

        Personal Loan in Narnaul Interest Rates and Charges 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Personal Loan in Narnaul Documents Required 

        Documents required for a Personal Loan are:

        Salaried Customers:

        1. Bank statements for the last 6 months
        2. Salary slips of last previous months
        3. PAN Card
        4. Identity proof like Ration card/ Driving License/ Passport copy, etc.
        5. 2 passport-sized photographs (colored) is necessary
        6. Proof of address such as Water Bill/ Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)

        *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

        Self-Employed Customers:

        1. All financial proof namely the Balance Sheet, P&L Statement, as well as ITR files, are necessary
        2. PAN Card
        3. Identity proof like Ration card/ Driving License/ Passport copy, etc.
        4. 2 passport-sized photographs (colored) is necessary
        5. Proof of address such as Water Bill/ Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)


        Interest Rate 9.99%


        Personal Loan in Narnaul Eligibility Criteria

        The personal loan eligibility criteria for both Salaried and Self-Employed are as follows:

        Salaried Applicants:

        1. Borrowers age should be between 21 to 60 years of age
        2. The applicant’s credit history should not be faulty
        3. The location of the job should be mentioned
        4. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.

        Self-Employed Applicants:

        1. If the applicants are the businessman, then the business should be running from the past three years.
        2. The credit score of the individual applicants should be good .there should not be any debt or dues left.
        3. Provide all financial and his bank statement for the previous three months.
        4. The applicants applying for the personal loan should file ITR for the previous 3 years.
        5. A self-employed borrower must be above 25 years of age
        6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

        Why Apply for Personal Loan Narnaul?

        1. No mortgage and collateral security to the bank needs to be deposited as a guarantee
        2. A personal loan can be utilized as per the need of the borrower
        3. The amount of a personal loan depends upon the repayment capability of an individual
        4. No third party is needed for the loan approval process

        How to apply for Personal Loan Narnaul?

        1. Visit Dialabank
        2. Click on the personal loan option, you’ll be directed to a page where all the details regarding personal loans can be found.
        3. You need to fill in all the necessary details and provide all the documents
        4. Thereafter, our executives will then get in touch with you
        5. For more information and free guidance, you may call on 9878981166.


        Interest Rate 9.99%


        Processing Fee / Prepayment Charges on Personal Loan Narnaul

        Every Bank and NBFC charges a fee for processing your Personal Loan application and these are 1% of the sanctioned loan amount.

        An individual is not permitted to close their loan before the tenure, but they need to pay an amount known as prepayment charge if they choose to foreclose their loan before the agreed tenure.

        Personal Loan Narnaul EMI Calculator

        Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.

        Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

        A Personal loan EMI Calculator can be helpful in understanding the proposed terms of the loan offered by the bank.

        CIBIL Score required for Personal Loan Narnaul

        Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Narnaul. Most institutions require a score of at least 750 to process your loan application. Customers can take a free CIBIL score check beforehand, for a better understanding.

        The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.


        Interest Rate 9.99%


        Personal Loan Narnaul Agents

        Dialabank is the leading agent for availing Instant Personal Loan in Narnaul. You can apply online at Dialabank or give a call at 9878981166

        Personal Loan Narnaul Contact Number

        Call 9878981166 and get instant help and approval for a Personal Loan in Narnaul. Thereafter, our relationship managers will assist you.

        Pre Calculated EMI Table for Personal Loan Narnaul

        5 Yrs
        4 Yrs
        3 Yrs

        About Narnaul

        Situated in the state of Haryana, Narnaul is a city that holds historical significance. It has been the birthplace of many eminent personalities namely Sher Shah Suri and Birbal. The famous Battle of Narnaul also took place in this city.