Personal Loan Narsipatnam

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Narsipatnam

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Narsipatnam FeaturesPersonal Loan Narsipatnam

Are you worried about your financial situation? Is your salary is stopping from doing the necessary tasks? If yes, then a personal loan might be a feasible idea for your prosperity. While people do have a misconception that personal loans can lead to bankruptcy. All these claims have been proven false in the current scenario. With hundreds of banks to choose from, you can take a personal loan to fulfil your needs.

Personal Loan Narsipatnam aims to provide financial assistance to its customers by availing of personal loans at affordable rates and EMIs. With small EMI amounts, you can take a personal loan for yourself and even pay it back without any financial burden. If you’re going through a situation where you need money to spend, you can take a suitable amount of personal loan from any bank.

In a society where people don’t accept new things, personal loans might still be perceived as debt, but they are financial assistance for the consumer. Although documentation or paperwork might be more strict for personal loans, the advent of new technologies has made this process comparatively faster than before. Thus, you can get your loan approved without wasting your time.

Personal Loan Narsipatnam Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Narsipatnam

The documents required are different for self-employed and salaried applicants.

If you are a salaried employee, you have to provide a Driving License or Aaadhar Card as identification proof. For your residential proof and financial situations, you must have a PAN card, bank statements of the last two quarters, salary slips, rental agreement (if residing on rent), and more than one passport-sized photographs for the process. Please remember that you should not be wearing glasses in the clicked photographs.

If you are a self-employed person, you will have to present your financial records like Balance sheets, Income Tax Return Files, P&L statements for proving your financial subsistence. Conceivably, you might also have to show an Aadhar card as ID proof, PAN card, Rental agreement( as residence proof, if demanded), and two passport-sized photos.

personal loan at 10.75%*

Personal Loan Narsipatnam Eligibility Criteria

By clicking at personal loan eligibility, you can know more about eligibility.

If you are a salaried employee, your age should be in between 21 years to 60 years. You’re qualified for a loan only if you’re working from the past three years or more. Also, if you are paid less than Rs 25,000, you will not get a personal loan. Besides, the monthly income should be credited to your account only. If you don’t mention your job location on the application, your loan will not get approved.

If you are a self-employed candidate, the personal loan eligibility standards can be harsh for you. First, your age should be in between 25 years and 60 years. To be qualified for the loan, you will need to show an Income Tax return record for the last three years. If you are a businessman whose organization is not working for the last three years, you are not qualified If your minimum income is 2.5 lacs, you are required to provide your bank statement for the past three months.

Personal Loan Narsipatnam Agent and Contact Number

For instant personal loan assistance, Dialabank is acknowledged to be a leading personal loan agent in Narsipatnam. By visiting the official website of the bank, you will get to know more about personal loans. The process is simple. First, you have to visit the website and fill a simple form with your particulars. Then, we will get back to you sooner for assistance throughout the loan approval process. If you are still in doubt, you can visit your nearest Dialabank branch or make a phone call on 9878981166.

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