Personal Loan Narwana

Best Banks for Personal Loan in Narwana

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	12%
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan in Narwana Features

Do you have a unique idea that can bring revolution in everyone’s life, but does not have funding to make that idea into reality? All you need is a Personal loan having less interest rate with no assets to be kept as collateral.

It is a loan that can be used for different purposes like paying debts, going for a holiday, paying tuition fees, and many more financial reasons. Personal Loan provides a solution to all problems of financial needs and cash on an urgent basis.

Personal Loan Narwana is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant must have a good source of income and a good credit history for past loans.

This loan can get approved within 48 hours after applying with us. There is also no end-use restriction on the use of the personal loan amount, which means you can use the loan for any purpose.

Personal Loan in Narwana Interest Rates and Charges 

More About: Interest Rates on Personal Loa

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Narwana Documents Required 

A personal loan in Narwana has certain documents requirements to get approved. Some of these important documents mentioned are as follows:

Salaried Customers:

1. Identity proof in the form of Aadhar card/driving license/ration card, etc.
2. PAN Card submission is mandatory
3. Residence Proof whether an owned house or rented is to be submitted
4. Salary slips of last three months
5. 6 months Bank statements
6. Passport-sized 2 photographs
7. If residing in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financial records of the company are required in the form of Balance Sheet, P&L Statement as well as ITR files
2. PAN Card submission is mandatory
3. Aadhar Card
4. Residence Proof (owned/rented)
5. Two passport-sized coloured photographs

Personal Loan in Narwana Eligibility Criteria 

The personal loan eligibility criteria for both Salaried and Self-Employed in Narwana are different. It is based on the respective bank/NBFC which has to approve the applicant’s request regarding the credit. There are mainly two categories of applicants:

1. Salaried
2. Self-employed

The various eligibility criteria for both applicants are as follows:

Salaried Applicants

1. The minimum age requirement of individuals is 21 years, and the maximum is 60 years.
2. The applicants must have a minimum work experience of three years. And the salary should be received only in their accounts, i.e. salary in the form of cash will not be entertained.
3. The applicants must have an excellent credit history, preferably a CIBIL of 750 and above.
4. Job location and the company’s name of the applicant should be mentioned.

Self-Employed Applicants

1. The minimum age requirement for a self-employed person is 25 years.
2. The applicants applying for the personal loan should be filing ITR for the last three years.
3. All financials should be maintained for the last 3 years.
4. The operating business should be running well from the past three years.
5. The credit score of the individual applicants should be good, i.e. 750 and above
6. The annual income of the applicant should be Rs 2.5 lakh and above.

Why Apply for Personal Loan Narwana?

1. A personal loan is a multi-purpose loan and can be used for all the problems related to finance.
2. The amount of personal loans depends upon the repayment capability of the individual.
3. A Personal Loan does not require any co-applicant or nominee.
4. There is no need to deposit any mortgage and collateral security to the bank/NBFC.

How to apply for Personal Loan Narwana?

Applying for a personal loan in Narwana is easy with DialaBank. Just follow the steps below to enjoy a hassle-free experience with us:

1. Visit our website dialabank
2. Click on the personal loan link present on the top.
3. The applicant will be required to fill in all the details of themselves, including a valid phone number.
4. Click on Request a quote and our relationship manager will soon get in touch with you on your provided number.

For any information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Narwana

Every Bank and NBFC charges two kinds of fees for Personal Loan in Narwana application.

1. The processing fee charges are mandatory for every bank/NBFC, and it is 1% of the sanctioned total loan amount.
2. The other is pre-closure charges, which are applicable if you want to foreclose your loan before the agreed loan tenure, mostly of 12 months. Post that the charges depend on how many years are left for the completion of tenure. 

Personal Loan Narwana EMI Calculator

You can easily pay low EMIs on personal loans in a hassle-free manner with DialaBank. Equated Monthly Installments also know as EMI is the monthly fixed deposit that the customer or applicant has to make to the bank/NBFC as a part of the loan amount. The applicant is called the borrower in such cases, and the bank is the lender. EMI varies according to your total loan amount and also the tenure. You can use the Personal loan EMI calculator available on DialaBank’s website.

CIBIL Score required for Personal Loan Narwana

CIBIL Score is referred to as the history of the payments that you have done in the past. The CIR (Credit Information Report) is the history of your total credit score which checks your account’s history for different loans taken (if any) and the credit card history (if you have).

1. A CIBIL score of 750 and above is mostly regarded as a good while applying for a personal loan.
2. The greater the CIBIL score, the easier it becomes to avail the loan.
3. A CIBIL score of less than 750 will require the bank/NBFC to check on other factors as well as your existing income.

Get an instant personal loan on applying online with DialaBank.

Personal Loan Narwana Agents

Dialabank is associated with various banks and NBFCs in Narwana that provide personal loans at low-interest rates. Thus, DialaBank is the leading agent for availing Personal Loan in Narwana. You can also apply online at dialabank or give a call at 9878981166 for any guidance.

1. We do not charge any extra fees from our customers.
2. We are always ready to help our applicants and are available 24/7.
3. The approval process is time-saving if you apply through us.
4. The Loan gets disbursed within 24 hours.
5. Our experts will assist you, and our relationship managers will provide guidance.

Thus, for availing personal loans in Narwana DialaBank is the immediate choice to assist you in every step through our relationship manager.

Personal Loan Narwana Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Narwana.

Pre Calculated EMI Table for Personal Loan Narwana

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Narwana

Narwana is a town and a municipal council situated in the Jind district in Haryana’s Indian state. It is very beneficial for an individual to take a personal loan; all you have to do is visit dialabank or call on 9878981166.

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