Personal Loan Nawanshahar

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Nawanshahar Personal Loan Nawanshahar

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

There are times when an individual understands the need for outer money related assistance to meet a crisis. A Personal Loan Nawanshahar is an advance that gives assets to people without including any property. It is intended to meet the specific necessities of life like taking care of obligations, going on a costly get-away, wedding in the family, buying a vehicle and some more. It is an unstable credit where no security is kept with the bank.

Personal Loan in Nawanshahar Features 

In this cutting edge world, with expanding costs and another way of life, it is fundamental to adapt up to the pattern. So Personal Loan Nawanshahar is a component given by banks and NBFIs to get the best credit alternative to deal with all costs effectively, particularly for the individuals in metro urban communities.

Personal Loan Nawanshahar Eligibility Criteria 

Salaried applicants

  1. Minimum age requirements of individuals to avail of a personal loan should be 21 years and maximum up to 60 years.
  2. The loan applicants must have the work experience of the three years. And the salary should be coming in their accounts only.
  3. The loan applicants must have an excellent credit history.
  4. Job location of the loan applicant should be mentioned.
  5. A borrower should have min. income in metro city RS 20,000 and in non -metro city RS 18,000

Self-Employed applicants

  1. Minimum age required for an independent person to avail of a personal loan should be 25 years.
  2. The applicants applying for the personal loan should be filing ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the previous three years.
  4. The CIBIL score of the individual loan applicants should be good. There should not be any dues or debt left.
  5. The annual income of the loan applicants should be a min.  of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is that the applicant has to submit his all financials and his bank statement of the previous six months.

Personal Loan in Nawanshahar Documents Required 

  • Identity proof:(Passport/Id card/voter card/driving permit/Aadhar Card) It can be any of them.
  • Residence proof:(Passport/voter card/driving permit/Aadhar Card/Ration Card). Also, the candidate living in a leased house, at that point they need to present their tenant contract.
  • The candidate must present their PAN card, which is a fundamental report under the KYC custom.
  • Salaried candidates need to present their pay error of the most recent three months and the bank explanations of the most recent a half year.
  • The independently employed candidate needs to present the ITR of the most recent three years, and enlistment of their business ought to be finished.
  • Two passport size shaded photographs. (Candidate ought not to be wearing glasses)

Personal Loan Nawanshahar Agents

Dialabank is the leading agent for availing Instant Personal Loan Nawanshahar. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Nawanshahar Contact Number

Call 9878981166 and get immediate help and approval for Personal Loan in Nawanshahar.

About Nawanshahar

Nawanshahar is a town that became a district in 1995; now it is a municipal council in Shaheed Bhagat Singh Nagar district in the Indian state of Punjab. It is the headquarters of Shaheed Bhagat Singh Nagar District. It’s the homeland of India’s famous freedom fighter Bhagat Singh. Nawanshahr was founded by migrants from Rahon, a city located near the Sutlej River, which puts it at risk of flooding.

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