Personal Loan Nawanshahr

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Nawanshahr

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Nawanshahr Features

Personal Loan NawanshahrAn appropriate way to fulfill the financial shortcomings is by approaching banks and NBFCs through Dialabank for Personal Loan.

No need to worry about your assets as it does not require any kind of mortgage or collateral as a security deposit. Avail personal loans at affordable rates and get the best deal online on DialaBank.

Personal Loan Nawanshahr Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Nawanshahr

Salaried Customers:

  1. Two colored passport-sized photographs of the applicant
  2. ID Proof: Aadhar card/ Ration Card/ Driving license/ Voter ID
  3. Bank statements for the last 6 months and salary slips of last three months submitted by the applicant
  4. PAN Card
  5. Residence Proof which includes Electricity Bill/ Passport Copy/ Telephone Bill/ Voter ID

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files) to be submitted by the borrower
  2. 2 Passport-sized photographs (colored)
  3. ID Proof: Aadhar card/driving license/ Voter ID
  4. Bank statements for the last 6 months
  5. PAN Card
  6. Residence Proof which includes Passport Copy/ Telephone Bill/ Voter ID

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Nawanshahr

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. The minimum age requirements for an individual is 21 years and maximum up to 60 years.
  2. 3 year Work experience in the current job is a must.
  3. The applicants should not have any dues left and should have a good CIBIL score
  4. The job location of the borrower should be mentioned.

Self-Employed Applicants

  1. A minimum of Rs 2.5 lakh annual income of the applicants is required
  2. If the applicants are the businessman, then the business should be running from the past three years.
  3. Financial and his bank statement of the previous three months should be provided
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The minimum age requirement for an independent person should be 25 years.
  6. The applicants applying for the personal loan should file ITR for the last three years.

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Nawanshahr?

  1. As it is an unsecured loan, banks do not require any mortgage and collateral security
  2. A Personal Loan does not require any third-party for loan approval
  3. A personal loan is a multi-purpose offer loan. It can be used for any purpose
  4. Amount of loan sanctioned by bank depends upon the income and repayment capability of individual

How to apply for Personal Loan Nawanshahr?

  1. Visit www.dialabank.com. for a smooth process of applying loan
  2. Go to the loan section and click on the tab personal loan
  3. You’ll be directed to a page where all the details and documents need to be provided
  4. Thereafter, our executives will contact you and guide you further
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Nawanshahr

Processing fee is charged by the banks to applicants in order to facilitate the further processing of the personal loan application form which is around 1.5-2.5% of the loan amount.

In case if any individual wants to pay the sanctioned loan amount before the tenure, then the banks charge a penalty in the form of prepayment charges which differs depending upon the completion of loan.

Personal Loan Nawanshahr EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that the applicant is required to pay to the bank as a repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. The EMI is calculated on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Nawanshahr

Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Nawanshahr. Most institutions require a minimum score of 750 for further processing of your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Nawanshahr Agents

Dialabank is the leading agent for availing Personal Loan in Nawanshahr. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Nawanshahr Contact Number

Call 9878981166 and get Instant Personal Loan in Nawanshahr.

Pre Calculated EMI Table for Personal Loan Nawanshahr

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nawanshahr

Nawanshahr is a city lying under the SAS Nagar district of the state of Punjab. It holds a historical significance as the place is the homeland of the famous freedom fighter Bhagat Singh. The place has close proximity to Mohali as well as Chandigarh.

Personal Loan in Other Cities of Punjab

Personal Loan Patiala Personal Loan Patran
Personal Loan Patti Personal Loan Phillaur
Personal Loan Pojewal Personal Loan Rahon
Personal Loan Railmajra Personal Loan Raisar
Menu