Personal Loan Nawanshahr

⋆ Interest Rate 9.99% ⋆

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      Personal Loan Nawanshahr

      Major Personal Loan Providers in Nawanshahr

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Nawanshahr Features

      Personal Loan NawanshahrAn appropriate way to fulfill the financial shortcomings is by approaching banks and NBFCs through Dialabank for Personal loans. No need to worry about your assets as it does not require any mortgage or collateral as a security deposit. Avail of personal loans at affordable rates and get the best deal online on Dialabank.

      Personal Loan Nawanshahr Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Nawanshahr

      Salaried Customers:

      1. Two colored passport-sized photographs of the applicant
      2. ID Proof: Aadhar card/ Ration Card/ Driving license/ Voter ID
      3. Bank statements for the last 6 months and salary slips of the last three months submitted by the applicant
      4. PAN Card
      5. Residence Proof which includes Electricity Bill/ Passport Copy/ Telephone Bill/ Voter ID

      *NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files) to be submitted by the borrower
      2. 2 Passport-sized photographs (colored)
      3. ID Proof: Aadhar card/driving license/ Voter ID
      4. Bank statements for the last 6 months
      5. PAN Card
      6. Residence Proof which includes Passport Copy/ Telephone Bill/ Voter ID


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Nawanshahr

      The personal loan eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirement for an individual is 21 years and a maximum of up to 60 years.
      2. 3 years of Work experience in the current job is a must.
      3. The applicants should not have any dues left and should have a good CIBIL score.
      4. The job location of the borrower should be mentioned.

      Self-Employed Applicants

      1. A minimum of Rs 2.5 lakh annual income of the applicants is required
      2. If the applicants are the businessman, then the business should be running from the past three years.
      3. Financial and his bank statement for the previous three months should be provided
      4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      5. The minimum age requirement for an independent person should be 25 years.
      6. The applicants applying for the personal loan should file ITR for the last three years.

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Nawanshahr?

      1. As it is an unsecured loan, banks do not require any mortgage and collateral security.
      2. A Personal Loan does not require any third party for loan approval
      3. A personal loan is a multi-purpose offer loan. It can be used for any purpose
      4. The amount of loan sanctioned by the bank depends upon the income and repayment capability of an individual

      How to apply for Personal Loan Nawanshahr?

      1. Visit dialabank for a smooth process of applying for a loan
      2. Go to the loan section and click on the tab personal loan
      3. You’ll be directed to a page where all the details and documents need to be provided
      4. Thereafter, our executives will contact you and guide you further
      5. For more information and free guidance, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Nawanshahr

      The processing fee is charged by the banks to applicants in order to facilitate the further processing of the personal loan application form, which is around 1.5-2.5% of the loan amount.

      In case if any individual wants to pay the sanctioned loan amount before the tenure, then the banks charge a penalty in the form of prepayment charges which differ depending upon the completion of a loan.

      Personal Loan Nawanshahr EMI Calculator

      Equated Monthly Installments, also know as EMI, are the monthly fixed charges that the applicant is required to pay to the bank as a repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. The EMI is calculated using a personal loan EMI calculator on the basis of the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Nawanshahr

      Different banks have their own criteria for the minimum CIBIL score required for processing a Personal Loan application in Nawanshahr. Most institutions require a minimum score of 750 for further processing of your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.


      Interest Rate 9.99%


      Personal Loan Nawanshahr Agents

      Dialabank is the leading agent for availing Personal Loan in Nawanshahr. You can apply online with dialabank or give a call at 9878981166

      Personal Loan Nawanshahr Contact Number

      Call 9878981166 and get Instant Personal Loan in Nawanshahr.

      Pre Calculated EMI Table for Personal Loan Nawanshahr

      5 Yrs
      4 Yrs
      3 Yrs

      About Nawanshahr

      Nawanshahr is a city lying under the SAS Nagar district of the state of Punjab. It holds historical significance as the place is the homeland of the famous freedom fighter Bhagat Singh. The place has close proximity to Mohali as well as Chandigarh.

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