Personal Loan Nayagarh

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Nayagarh

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Nayagarh Features

Personal Loan NayagarhNeed urgent funds to overcome a sudden financial crunch? It could be a medical emergency, an upcoming wedding, or an expense out of your budget. Do not worry; apply for a personal loan to meet any of your monetary needs.

A personal loan is a type of unsecured loan that a person can avail based upon their monthly income and credit history without the need to keep any security with the lender. The loan amount can be used for any personal need, unlike other loans that are very particular, like use.

Personal Loan Nayagarh Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Nayagarh

Salaried Customers:

  1. Salary slips of last three months submitted by the applicant
  2. 2 recent Passport-sized photographs (colored)
  3. Proof of identity: Aadhar card/driving license/ Ration card/ Voter ID
  4. Bank statements for the last 6 months
  5. Under KYC, PAN Card is essential
  6. Residence Proof which includes Passport Copy/ Telephone Bill/ Voter ID

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. 2 recent Passport-sized photographs (colored)
  2. Proof of identity: Aadhar card/driving license/ Voter ID
  3. All financials are required (Balance Sheet, P&L Statement as well as ITR files) to be submitted by the applicant
  4. Bank statements for the last 6 months
  5. PAN Card
  6. Residence Proof which includes Passport Copy/ Telephone Bill/ Water Bill/ Voter ID

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Nayagarh

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. The minimum age requirements of the individual are 21 years, and maximum up to 60 years.
  2. The borrower should have the work experience of the three years in the current job
  3. The applicants should have a good CIBIL score and should not have any dues left
  4. The job location of the applicant should be mentioned.

Self-Employed Applicants

  1. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicants are the businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
  5. The minimum age requirement for an independent person should be 25 years.
  6. The borrower should provide financial and his bank statement of the previous three months

Click here to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Nayagarh?

  1. Banks do not require any mortgage and collateral security for loan approval
  2. A Personal Loan does not require any 3rd party for loan approval
  3. A personal loan is a multi-purpose offer loan so it can be used as per the requirement of the applicant
  4. The amount of personal loan depends upon the repayment of individual income and capacity.

How to apply for Personal Loan Nayagarh?

  1. To apply for a personal loan online, visit Dialabank
  2. Go to the loan section and click on the tab personal loan
  3. After that, you need to provide all required documents and details
  4. After checking your eligibility, our executives will assist you accordingly
  5. For more information and free guidance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Nayagarh

Every institution offering personal loan charges a fee for processing your Personal Loan Nayagarh processing fee is 1% of the total loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every institution charges you a penal prepayment fee. Generally, you cannot close your loan before 12 months. Depending on how many years the loan has completed the charges vary. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Nayagarh EMI Calculator

Equated Monthly Installments also know as EMI is one of the most convenient methods designed to repay the loan amount borrowed every month which is calculated based on the Interest Rate, the amount of loan you have to take, and the period for which you enjoy the loan.  Based on your profile, the interest rate on your loan is determined.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Nayagarh

CIBIL score is an essential parameter for banks to analyze on and provide loan to an applicant. Most of the banks require a minimum of 700 CIBIL scores for loan approval. This score varies from bank to bank.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

personal loan at 10.75%*

Personal Loan Nayagarh Agents

Dialabank is the leading agent for availing Personal Loan in Nayagarh. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Nayagarh Contact Number

Call 9878981166 and get Instant Personal Loan in Nayagarh.

Pre Calculated EMI Table for Personal Loan Nayagarh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nayagarh

Situated around 90km from the capital city of Odisha, Nayagarh is a town that lies between two steep hill ranges. Many historically as well as religious significant temples and monuments are present in the town and are a famous tourist destination among the state.

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