Personal Loan Neral

Best Banks for Personal Loan in Neral

Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan Neral Features

Personal Loan Neral

Are you distressed about your financial situations? Do you need extra money to buy the things that you want? While people believe that personal loans can lead you to bankruptcy, the belief is as flawed as any theory of physics without mathematical proof. Personal loans are provided by various banks and finance companies at affordable interest rates. Thus, makes the process of spending easily for masses.

Why Personal Loan Neral should be considered?

Personal Loan Neral strives to provide financial assistance to its clients at affordable interest rates. With the comprehensive market comparison of different banks and NBFCs, we provide you with the best options to choose from. With affordable EMIs, you can own anything you want without spending a lot of time in commuting and reconfirming. You can visit Dialabank and choose the  personal loan option for a fast process.

While all other loans are object-specific, like a car loan for a car and a home loan for the property, a personal loan can be taken for anything like – paying for medical treatment, backing an urgent vacation, supporting a wedding, and other things. There are some basic eligibility standards that need so followed for a personal loan. Unlike gold loans, personal requires strict documentation. An applying candidate should have a good credit history along with a steady and good source of income. 

In the end, all these small things help in the faster verification and approval of the personal loan. So that’s where Dialabank acts as a catalyst for the whole online banking process. You don’t have to stand in queues, commute repetitively but instead click on the website, fill a form, and everything is done accordingly.

Click here for personal loan EMI calculator

Personal Loan Neral Interest Rates

To know about the interest rate click on personal loan interest rate

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Neral

Documents required for salaried candidates are:

  1. Aadhaar Card or Driving License as identity proof.
  2. Salary slips from the last three months to be submitted.
  3. Bank statements from the last six months to be submitted.
  4. A PAN Card is required.
  5. Proof of Residence or Rental Agreement.
  6. Two passport-sized photographs to clicked without wearing glasses.

Documents required for self-employed candidates are:

  1. Balance Sheets
  2. Profit and Loss statements
  3. Income Tax Return Files
  4. PAN Card
  5. Residence Proof or Rental Agreement
  6. Two passport-sized photographs.

personal loan at 10.75%*

Personal Loan Neral Eligibility Criteria

To get a better idea about eligibility, click on personal loan eligibility

Salaried applicants should-

  • be aged between 21 years and 60 years.
  • have a minimum experience of work for 3 years.
  • earn a minimum monthly salary of 25,000 that is credited in their bank account only. 
  • mention their job location.

The self-employed individual should –

  • be aged between 25 years and 60 years
  • submit their ITR file for the past three years.
  • prove that their business is operational for at least 3 years.
  • earn a minimum income of 2.5 lacs.
  • prove their income through the bank statements of the last three months.

Personal Loan Neral Agent and Contact Number

As a prominent personal loan Neral agent, Dialabank is considered to be one of the best options to take personal loans. Without charging any additional charges, Dialabank provides a structured market comparison of various banks and helps you make the right choice. To get your best personal loan deal, visit Dialabankand click on the personal loan choice on the homepage menu. Thereafter, you have to fill up a form for the inspection of our specialists. Click on Apply now and we will revert to assist you in this entire process. For those who are still dubious about our claims, they can visit the nearest branch of Dialabank or alternatively can give a ring on 9878981166.

Personal Loan Kot Kapura Personal Loan Kottayam
Personal Loan Koyilandy Personal Loan Madhyamgram
Personal Loan Mandi Personal Loan Mapusa
Personal Loan Morinda Personal Loan Muktsar