Personal Loan Nimbahera

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Nimbahera

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Nimbahera Features

Personal Loan NimbaheraApply for Personal Loan to budge away all your financial shortcomings in just few simple steps. Personal Loans are offered by all the major banks and NBFCs without any collateral or security deposit.

Personal Loan can be availed at an affordable rate of interest considering you have a decent credit history and CIBIL score. It is a type of multipurpose loan so you can utilize the money for whichever purpose you want without any boundaries.

Personal Loan in Nimbahera Interest Rates and Charges

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Nimbahera Documents Required

Salaried Customers:

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  3. Income Proof: Salary slips of last 6 month or bank account statements where you get your salary.
  4. Recent passport size photographs
  5. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. Identity Proof: PAN Card/ Voter ID card/ Driving License /Aadhar Card/ Passport.
  2. 2 passport size photographs
  3. Proof of Residence: Voter ID card/ Driving License/Passport/Rent Agreement/Water Bills/ Electricity Bills/Aadhar Card/ PAN Card
  4. Income Proof: If you are self-employed, you have to give your ITR statement for last 3 years.
  5. It is important to note that if you don’t get your salary in the bank account, then you won’t be eligible to apply for a loan.

personal loan at 10.75%*

Personal Loan in Nimbahera Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Minimum and Maximum Age: 21 and 60 Years.
  2. Work Experience: Overall 3 years and 1-year experience in the current job.
  3. CIBIL Score must be more than 700.
  4. A person who gets his/her salary in cash is not eligible for availing Loan

Self-Employed Applicants

  1. Minimum and Maximum Age: 25 and 65 years.
  2. Should have filed for an annual ITR of 2.5 to 3 lakh.
  3. Residence: Should be owning an Office or Home.
  4. Business Stability: Your business should be operating for the last 3 years.
  5. CIBIL Score should be more than 700.

Get to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Nimbahera?

  1. Personal Loan Nimbahera amount is based upon the income and the repayment capability of the person.
  2. There is no need to put any property or asset as collateral to the lender.
  3. Personal Loan Nimbahera involves simple procedures and fast loan approvals.
  4. There is no need to provide a cosigner to avail this loan.
  5. No the process involved to verify the collateral.
  6. No upper limit to borrow money.

How to apply for Personal Loan Nimbahera?

  1. Visit www.dialabank.com.
  2. Apply for personal loan online.
  3. The applicant is then required to fill their details along with preferred city.
  4. For more assistance, you may call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Nimbahera

All Banks and NBFCs charge processing fee for your Personal Loan application which vary between 1.5% to 2.5% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Nimbahera EMI Calculator

Equated Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as month to month reimbursement for the loan amount borrowed.  Based on your profile, the financing cost on your advance is resolved. Your EMI is determined premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.

To know more about EMI Calculation click here: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Nimbahera

Every bank and NBFC have different parameters for disbursing loans on the basis of the CIBIL Score. Most institutions require a minimum score of 750 to process your loan application.

Along with the score, the credit history or lending and repayment is also taken into consideration for approval of loan amount.

personal loan at 10.75%*

Personal Loan in Nimbahera Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Nimbahera. You can apply online at www.dialabank.com or give a call at 9878981166

Call 9878981166 and get Instant Personal Loan.

Pre Calculated EMI Table for Personal Loan Nimbahera

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Nimbahera

Nimbahera is a town in the Chittorgarh district in the Indian state of Rajasthan. It is situated around 350 km south-west of the state capital, Jaipur. Nimbahera is connected through both rail and road; it lies on the railway line which connects Ajmer to Ratlam.

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