Personal Loan Nokha

Major Personal Loan Providers in Nokha

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Nokha Features

Are running short of finances to fulfill your needs? Dialabank has the perfect solution for you.

Keeping in mind your financial needs Dialabank provides you with an easy and accessible personal loan with easy repayment options. This is a secured loan that provides the applicant with the amount that they require in a of 48 hours of proceeding.

Personal Loan Nokha provides its customers with finance-related assistance and guides them to save their loan fees. To avail of a Personal Loan, the candidate should have a similarly more grounded and trustworthy wellspring of pay and a genuinely decent record as a consumer profile.

In addition to which the personal loans have no usage barriers keeping in mind the need of the customer. The customers are free to invest the money as per their will.

To apply for a personal loan, Nokha click on Personal Loan

Personal Loan Nokha Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

The essential Documents required for Personal Loan Nokha

Salaried Customers:

1. Identity proof can be(Aadhar card/driving license)
2. Statements for the salary of the past three months of the applicant.
3. Bank statements for the last 6 months need to be attached
4. PAN card of the applicant
5. Proof of address (Own/Rent/Company provided)
6. Passport-size photograph – 2 are mandatory.

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements are mandatory (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card of the borrower
3. Aadhar card as identity proof
4. Residence Proof of the applicant
5. Passport-sized photographs- 2 is mandatory

Eligibility Criteria for Personal Loan Nokha

Click here to know more about personal loan eligibility

Salaried Applicants

1. The minimum age of the candidate should be 21 years and a maximum of 60 years.
2. The candidate must have employment experience of over 3 years and the compensation ought to have been moved in their records as it were.
3. The applicant should possess an outstanding credit history.
4. The job location of the applicant should be mentioned in the documents.
5. The borrower must have a minimum earning of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The age of an independent person applying should be a minimum of 25 years.
2. The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be good in operation from the last 3 years.
3. The credit score of the applicant should be clear and there must not be any debt or any dues pending from the past.
4. The annual income of the applicant should not be any less than Rs 2.5 lakh.
5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months of the firm.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Nokha?

1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
4. A Personal Loan does not require any nominee or guarantor.

How to apply for Personal Loan Nokha?

1. Visit this website: www.dialabank.com.
2. Then, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Nokha

A Certain processing fee is charged by all banks and financial institutions for processing Personal Loan. The fee varies between 1.5% to 2.5% of the sanctioned loan amount.

On the off chance that you wish to close your credit before the chose advance residency, all loaning establishments will charge you a punishment as a prepayment expense.

Typically, the applicant is not allowed to put a closure to the credit before the end of the year. Hereafter, the charges vary dependent on the number of years the advance has finished.

This charge varies from 4% of the rest of the advance sum in the second year to 2% in the fourth year of the credit.

To know about the interest rate click on personal loan interest rate

Personal Loan Nokha EMI Calculator

Equated Monthly Installments or EMI refers to a month to month fixed rate that you are expected to pay to the bank as a month to month repayment for the advance sum which is made sure about.

As it is apparent from your profile, the pace of enthusiasm on your credit is set. The EMI on your credit is determined relying on the Rate bank accuses you off and the advance sum you need to take and the period for which you take the advance.

CIBIL Score required for Personal Loan Nokha

All the lending institutions have pre-decided criteria for the CIBIL score that is needed to process a Personal Loan Nokha. Mostly, the institutions need a minimum score of at least 750 to further process an application.

Generally, financial institutions do not look into credit. They likewise take a gander at an explained perspective on the past credits. The subtleties incorporate the kind of advances and the measure of cash that was acquired. On the off chance that there exists any postponement in the installments of the past advances, it might thwart the endorsement of the current credit.

Personal Loan Nokha Agents

Dialabank is one of the leading agents for availing Personal Loan in Nokha. You can easily apply online at Dialabank or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website Dialabank and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Nokha Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Nokha.

Pre Calculated EMI Table for Personal Loan Nokha

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Nokha

Nokha is a town and a municipality in the Bikaner district in the Indian state of Rajasthan. Nokha was established as a Krishi mandi by the contemporary king of Bikaner state Maharaja Ganga Singh. The region is famous for Jambo Ji – Jaat community Mostly people living in Nokha, Bikaner, Rajasthan.

FAQs About Personal Loan Nokha

Who can apply for a Personal Loan in Nokha?

The Individual’s facing an urgent need for cash and has a regular source of income (from employment or business) can apply for a Personal Loan Nokha.

What is the tenure of Personal Loan in Nokha?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. However, there are few Banks the maximum period to 7 Years also. The tenure is not changeable one has to abide by the repayment tenure.

Are there any other charges involved in Personal Loan Nokha?

Yes, there are 2 kinds of charges that one needs to pay to avail a personal loan Nokha:

Processing Fee: For every bank or lending institution where you apply for loan, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Nokha get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, the CIBIL Score is a significant criterion for loan approval. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. The individual should not leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.