Personal Loan Obra

⋆ Interest Rate 9.99% ⋆

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        Personal Loan Obra

        Major Personal Loan Providers in Obra

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Obra Features

        personal loan obra

        Do you have a different approach that can produce a revolution in one’s lifestyle, but lack of funding to make that fantasy turn to actuality? All you require is a Personal loan holding lower interest rate with no assets to be retained as security.

        Personal Loan provides monetary assistance at a reasonable and fair rate, wherein the candidate is required to have a substantial earning potential and accurate credit profile.

        To apply for a personal loan in Obra click on Personal Loan

        Personal Loan Obra Interest Rates

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Obra

        Essential documents required for availing Personal Loan Anupgarh:

        Salaried Customers:

        1. Identity proof (Aadhar card/ Driving license)
        2. Statement of the salary of the past 3 months.
        3. Bank statements of the past 6 months
        4. PAN Card
        5. Proof for Residence (Own/Rented/Company provided)
        6. 2 Passport-size photographs

        Self-Employed Customers:

        1. All financial statements (Balance Sheet, P&L Statement and ITR files)
        2. PAN Card
        3. Residence Verification Proof
        4. Aadhar Card
        5. Passport-sized photographs- 2

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Eligibility Criteria for Personal Loan Obra

        Click personal loan eligibility

        Salaried Applicants

        1. The base age of the candidate ought not to be under 21 years or over 60 years.
        2. The candidate must have work knowledge of three years. Compensation to be moved in their records.
        3. The applicant should have a good credit history.
        4. The job location of the applicant should be notified.
        5. The borrower must have a minimum monthly income of INR 25,000

        Click here to know more about a personal loan for- Salaried Applicant

        Self-Employed Applicants

        1. The age of the person applying should be at least 25 years.
        2. The applicant should have been registering ITR for the past three years. A businessman is required to run the business from the last 3 years.
        3. The credit score should be good and there must not be any debt pending.
        4. The annual income of the applicant should be at least Rs 2.5 lakh.
        5. The whole documentation process needs the claimants to submit their financial statement and bank statement of the past 3 months.

        Click here for eligibility of– Self-employed Applicant

        Why Apply for Personal Loan Obra?
        1. There is no restriction for the terms of depositing any mortgage as a pledge to the bank.
        2. A personal loan is a kind of multidimensional loan, which can be put to use for any subject.
        3. The amount of personal loans is solely based on the repayment capacity of the candidate.
        4. A Personal Loan does not need any nominee or guarantor.
        How to apply for Personal Loan Obra?
        1. Visit this website: www.dialabank.com.
        2. Afterwards, go to the loan section and go to the personal loan online link. It will lead you to the complete information of the personal loan where you can choose your city. For more information, call 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Obra

        All Banks and NBFCs require a certain fee to process a Personal Loan Obra request. This charge ranges between 1.5% to 2.5% of the approved loan amount.

        If you want to shut your credit before the decided credit period, all loaning corporations will impose you a fine as a prepayment charge. You won’t be allowed to terminate your credit before the cycle. Post that, the charges vary reliant on the number of years the loan has terminated. This charge changes from 4% of the balance in the next year to 2% in the fourth year of the loan.

        To know the interest rate click on personal loan interest rate

        Personal Loan Obra EMI Calculator

        Equated Monthly Installments or EMI signifies a cyclic set rate that you need to return to the bank as monthly compensation for the loan amount which is obtained. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate bank charges you with and the loan amount you have to take and the duration for which you take the credit.

        CIBIL Score required for Personal Loan Obra

        All the lending companies have their own criteria for a least CIBIL score that is necessitated to prepare a Personal Loan application Obra. Commonly, the organisations demand a least score 750 to process an application form.

        No organisation simply views at the overall record; they also study at a refined composition of the preceding loans. The specifications involve the sort of loans and the amount of wealth that was procured. If there is any delay in the returns of the prior loans, it may terminate the approval of the present loan.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Obra Agents

        Dialabank is one of the top lending agencies for Personal Loan Obra. You can readily apply online at www.dialabank.com or call at 9878981166

        Dialabank aids you to pursue the best alternative of Banks and NBFCs by delivering you a way to an inside-detail market comparative study of several banks to serve you choose the accurate one. Visit our website www.dialabank.com to fill an uncomplicated form with the details of individual and job/business data. Our client association handlers will be in touch with you soon.

        Personal Loan Obra Contact Number

        Call 9878981166 and get appropriate support and approval for Personal Loan Obra.

        Pre Calculated EMI Table for Personal Loan Obra

        Click here for personal loan EMI calculator

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        FAQs About Personal Loan Obra

        Who can apply for a Personal Loan in Obra?

        People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan Obra.

        What is the tenure of Personal Loan in Obra?

        Most of the Banks and NBFCs provide a Personal Loan Obra for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

        Are there any other charges involved in Personal Loan Obra?

        Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan Obra:

        • Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.
        • Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

        Can my application for Personal Loan Obra get rejected due to my CIBIL score?

        Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score.

        Personal Loan Interest Rates: Updated 2020

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates