Personal Loan Obra

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Major Personal Loan Providers in Obra

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Obra Features

      personal loan obra

      Do you have a different approach that can produce a revolution in one’s lifestyle, but lack of funding to make that fantasy turn to actuality? All you require is a Personal loan holding lower interest rate with no assets to be retained as security.

      Personal Loan provides monetary assistance at a reasonable and fair rate, wherein the candidate is required to have a substantial earning potential and accurate credit profile.

      To apply for a personal loan in Obra click on Personal Loan

      Personal Loan Obra Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Obra

      Salaried Customers:

      1. Identity proof (Aadhar card/ Driving license)
      2. Statement of the salary of the past 3 months.
      3. Bank statements of the past 6 months
      4. PAN Card
      5. Proof for Residence (Own/Rented/Company provided)
      6. 2 Passport-size photographs

      Self-Employed Customers:

      1. All financial statements (Balance Sheet, P&L Statement and ITR files)
      2. PAN Card
      3. Residence Verification Proof
      4. Aadhar Card
      5. Passport-sized photographs- 2
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Obra

      Click personal loan eligibility

      Salaried Applicants

      1. The base age of the candidate ought not to be under 21 years or over 60 years.
      2. The candidate must have work knowledge of three years. Compensation to be moved in their records.
      3. The applicant should have a good credit history.
      4. The job location of the applicant should be notified.
      5. The borrower must have a minimum monthly income of INR 25,000

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of the person applying should be at least 25 years.
      2. The applicant should have been registering ITR for the past three years. A businessman is required to run the business from the last 3 years.
      3. The credit score should be good and there must not be any debt pending.
      4. The annual income of the applicant should be at least Rs 2.5 lakh.
      5. The whole documentation process needs the claimants to submit their financial statement and bank statement of the past 3 months.

      Click here for eligibility of– Self-employed Applicant

      Why Apply for Personal Loan Obra?
      1. There is no restriction for the terms of depositing any mortgage as a pledge to the bank.
      2. A personal loan is a kind of multidimensional loan, which can be put to use for any subject.
      3. The amount of personal loans is solely based on the repayment capacity of the candidate.
      4. A Personal Loan does not need any nominee or guarantor.
      How to apply for Personal Loan Obra?
      1. Visit this website: www.dialabank.com.
      2. Afterwards, go to the loan section and go to the personal loan link. It will lead you to the complete information of the personal loan where you can choose your city. For more information, call 9878981166.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Obra

      All Banks and NBFCs require a certain fee to process a Personal Loan Obra request. This charge ranges between 1.5% to 2.5% of the approved loan amount.

      If you want to shut your credit before the decided credit period, all loaning corporations will impose you a fine as a prepayment charge. You won’t be allowed to terminate your credit before the cycle. Post that, the charges vary reliant on the number of years the loan has terminated. This charge changes from 4% of the balance in the next year to 2% in the fourth year of the loan.

      To know the interest rate click on personal loan interest rate

      Personal Loan Obra EMI Calculator

      Equated Monthly Installments or EMI signifies a cyclic set rate that you need to return to the bank as monthly compensation for the loan amount which is obtained. According to your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate bank charges you with and the loan amount you have to take and the duration for which you take the credit.

      CIBIL Score required for Personal Loan Obra

      All the lending companies have their own criteria for a least CIBIL score that is necessitated to prepare a Personal Loan application Obra. Commonly, the organisations demand a least score 750 to process an application form.

      No organisation simply views at the overall record; they also study at a refined composition of the preceding loans. The specifications involve the sort of loans and the amount of wealth that was procured. If there is any delay in the returns of the prior loans, it may terminate the approval of the present loan.

      personal loan at 10.75%*

      Personal Loan Obra Agents

      Dialabank is one of the top lending agencies for Personal Loan Obra. You can readily apply online at www.dialabank.com or call at 9878981166

      Dialabank aids you to pursue the best alternative of Banks and NBFCs by delivering you a way to an inside-detail market comparative study of several banks to serve you choose the accurate one. Visit our website www.dialabank.com to fill an uncomplicated form with the details of individual and job/business data. Our client association handlers will be in touch with you soon.

      Personal Loan Obra Contact Number

      Call 9878981166 and get appropriate support and approval for Personal Loan Obra.

      Pre Calculated EMI Table for Personal Loan Obra

      Click here for personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      FAQs About Personal Loan Obra

      Who can apply for a Personal Loan in Obra?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan Obra.

      What is the tenure of Personal Loan in Obra?

      Most of the Banks and NBFCs provide a Personal Loan Obra for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Obra?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan Obra:

      • Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.
      • Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Obra get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score.

      Personal Loan Interest Rates: Updated 2020

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

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