Personal Loan Oddanchatram

Best Banks for Personal Loan in Oddanchatram

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Oddanchatram Features

Personal Loan Oddanchatram

Do you want more money to spend on or to buy things which seem important to you? Are you looking for the best ways to get rid of your financial burden? Do you feel uncertain about your financial prospects? A personal loan is something that you can consider for solving your financial crisis. With financial assistance provided by the top banks and NBFCs, you can buy anything you want at low-interest rates.

Why Personal Loan Oddanchatram?

Personal Loan Oddanchatram helps customers by providing affordable interest rates on personal loans. For people who are looking to buy things for themselves or their families, there is a range of affordable interest rates on personal that might suit your financial agenda. With online banking, you can visit the website of Dialabank and compare prices of the interest rates. Also, you can apply for an instant personal loan by clicking on the link and enjoy viable offers from various national banks like HDFC, ICICI, Bajaj Finance, and other companies.

At Personal Loan Oddanchatram, you can get unbiased advice from the experts about the loan you should or should not take. Unlike gold loans, the personal loan requires a good amount of documentation or paperwork. Also, the applicant should have a good credit history along with a strong and regular source of income. All these things help in the faster verification and approval manner.

While other loans are distinct, for instance, a car loan for a car and a home loan for buying a home, a personal loan can be granted for anything like paying medical expenses, supporting a vacation financially, a wedding, and a lot more things. There are some basic requirements for eligibility and documentation that you have to follow for a personal loan.

Personal Loan Oddanchatram Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Oddanchatram

For the salaried applicants, identity proofs such as your Aadhar card or your driving license are mandatory. The salary slip from the last three months is needed as income proof. Your bank statements from the last 6 months are analyzed for seeing your credits and expenses. A PAN card is required to ensure that the applicant has a bank account. To prove your address, you need the proof of your residence (Owned/Rented/Company provided) plus rental agreement in case of rented apartments, and two Passport-sized images will be required. Also, you should not be wearing glasses in your Make sure you are not wearing spectacles in your photographs.

For the self-employed, one needs to prove their financial situation by providing all financial details such as balance sheets, P&L Statements, and income tax return files. Apart from this, a PAN card, an Aadhaar card, the residence proof (and rental agreement, if needed), and two passport-sized photographs will be required.

personal loan at 10.75%*

Personal Loan Oddanchatram Eligibility Criteria

Understand more about personal loan eligibility

For the salaried applicants, the age of the applicant should lie between 21 to 60 years. The applicant must exhibit a minimum work experience of 3 years. The minimum salary required for the applicant’s eligibility is Rs. 25000 per month and that should be credited to them through a bank account. The applicant is also required to mention their job location, as pay varies according to the location.

For self-employed individuals, the minimum age of the applicant should be 25 years, while the maximum age should be 60 years. The applicants need to provide their Income Tax Return file for the previous three years. If the applicant is a businessperson, they would need to show that their business is operational for at least three years. The minimum income required for the applicant to be eligible is Rs. 2.5 lakhs. Thus, they have to show their previous quarter’s salary slips.

Personal Loan Oddanchatram Agent and Contact Number

Dialabank is an eminent personal loan agent in Oddanchatram. You can visit our website and go to the personal loan option on the homepage’s menu. Then, after registering your particulars. you can click on apply now. Once you are through it, we will assist you in the entire process of loan approval. If still, you need any help. You can visit the Dialabank branch in your vicinity or give us a call at 9878981166

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