Personal Loan Palai

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
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      Personal Loan Palai

      All about Personal Loan Palai

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Palai Features

      Personal Loan Palai

      Need to have the loans written off? Would you want to cover the major hospital bills? All they need is capital. Just right? But don’t let money get in your dream and you.

      We at Dialabank help people compare, analyze, and pick the best possible loan.
      With limited documents and less paperwork, this loan is unsecured by default. After the approval process, this loan will be authorized within 48 hours.

      You can easily obtain a personal loan at an interest rate of 10.99 percent to 32 percent in Palai, but this depends on many factors.

      Personal Loan Palai Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan Palai

      Salaried Customers:

      1. Identity proof such as driving license / Aadhar card.
      2. Only sliding of three months’ pay.
      3. Bank announcements over the past 6 months.
      4. PAN Card.
      5. Residence Evidence (provided by Owned / Rented / Company), and leasing arrangement in the case of residences.
      6. Applicant’s 2 passport-style photos.

      Self-Employed Customers:

      1. All financials are needed (Balance Sheet and P&L Report ITR documents).
      2. PAN Card.
      3. Aadhar Stamp, as evidence of identification.
      4. Residence Evidence or leasing arrangement would an apartment be leased.
      5. The claimant requires two passport-size photos.


      Interest Rate 9.99%


      Personal Loan Palai Eligibility Criteria

      The eligibility criteria are specific for both salaried and self-employed workers.

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. Individual minimum age requirements should be 21 years and no more than 60 years.
      2. The applicants must have three years of work experience. And they should only receive the salary in their accounts.
      3. Applicants must have an outstanding credit history.
      4. The applicant’s place of work should be mentioned.
      5. A borrower in a metropolitan city and non-metro city RS 12,000 should have a minimum income of RS 18,000.

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. For an individual adult, a minimum age threshold would be 25 years.
      2. Applicants applying for personal loans will submit ITR for the last three years, 
      3. If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
      4. The applicants’ credit score should be perfect. There will be no liability or duties remaining.
      5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
      6. Personal Loan Palai’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Palai?

      • Personal Loan Palai is based on the annual profits and credit score of the applicant. There are no other criteria there.
      • There is no need to place a precious commodity for Personal Loan Palai as protection for the applicant, as it is an unsecured loan.
      • Personal loans offer increased amounts of loans to help you deal with any financial emergency.
      • Personal Loan Palai is a multifunctional product that can be used for nearly any of life’s financial issues, including debt reduction.

      How to apply for Personal Loan Palai?

      To apply for the best personal loan deals:

      • Visit Dialabank and click on the personal loan option on the menu of the homepage.
      • You will be directed to a page where, along with your phone number, you will have to fill in all your personal and professional details.
      • Wait a while after you click on ‘Apply now’ In a short time, you can obtain mail threads from different banks and NBFCs who are willing to lend you a personal loan
      • Our experts will call you and help you choose the best deal for you.
      • In case of any queries, call us at 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Palai

      The interest rates in Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Calanhute’s interest rate starts at 10.75 percent per year.

      If you plan to foreclose the loan before the loan is negotiated, you may be charged a punitive prepayment fee by each lending agency. Unable to close the loan before 12 months, in most situations. The charges afterwards depend on how many years the loan has been made. Such fines vary from 4 percent of the outstanding second-year loan amount to 2 per cent of the fourth year creditor loan amount.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Palai EMI Calculator

      CIBIL Score required for Personal Loan Palai

      Growing loan institution in Palai has its requirements for the minimum CIBIL score necessary to process a Personal Loan application. Most institutions need a minimum score of 750 to process your borrowing application.

      While looking at the overall number, the companies also look at the systematic behaviour of previous loans. It provides information on earned loan forms and borrowed number. Any past unpaid debt balances will serve as a deterrent to opening you up a fresh debt.


      Interest Rate 9.99%


      Personal Loan Palai Contact Number

      Call 9878981166 and get instant help and approval for a Personal Loan in Palai.

      Pre Calculated EMI Table for Personal Loan Palai

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Palai

      It is a plantation area, profoundly attached to a natural rubber plantation. It also carries trade in spices like pepper, ginger, etc. Indeed Palai was noted for its spices before rubber became common around the middle of the 20th century. Thereafter a particular pepper brand called Palai Pepper was quoted on the London market.

      The Palai people are largely dependent on farming, especially rubber. The strong price of natural rubber has kept the residents here wealthy for nearly half a century. The citizens are traditionally hard-working and committed to the property.

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