Personal Loan Palakollu

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Palakollu

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Palakollu Features

Financial problems obstructing your peace of mind? Need financial help? We have the remedy for your problem!

A personal loan Palakollu is the antidote of all your financial problems restricting your peace of mind. This loan requires the least documentation and will be approved within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your convenience. The prerequisite conditions for regarding this loan is a dependable source of livelihood and a satisfactory credit score.

Click here to get an Instant Personal Loan

Personal Loan Palakollu Interest Rates 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Palakollu

Salaried Customers:

  1. You should submit your identity proof (Aadhar Card/Driving License)
  2. You should submit the salary slips for the past three months.
  3. Bank statements for the last 6 months have to be submitted.
  4.  A copy of PAN Card should be there
  5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
  6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card is a must.
  3. Aadhar Card (for identity proof)
  4. Residence Proof (owned/rented)
  5. You have to attach two recent passport-sized photographs.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Palakollu

Salaried Applicants

  1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
  2. It is mandatory for the applicant to have a minimum of 3 years of experience and you should be holding a salary in your own account.
  3. The applicant’s credit history should be good.
  4. Your job location should be specified.
  5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

  1. The person should be having an age of at least 25 years.
  2. You should file your ITR for the last 3 years while applying for a personal loan.
  3. If you are a businessman, then your business should be actively working for the past 3 years.
  4. Your credit score should be good. Make sure that all your dues are clear.
  5. You should be getting a minimum annual income of Rs.2.5 lakhs.
  6. It is mandatory for the applicant to tender his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Palakollu?

  1. You do not need to mortgage your assets or submit any collateral security.
  2. A personal loan is a multipurpose loan. You can use this sum anywhere you want to.
  3. The amount of personal loans entirely depends on your creditworthiness.
  4. In Personal Loan, you need not declare any nominee or guarantor.

How to apply for Personal Loan Palakollu?

  1. Visit our website Dialabank.
  2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
  3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
  4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Palakollu

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

If you are forestalling your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Palakollu EMI Calculator

EMI (Equated Monthly Installments) are the rigorous charges that you are responsible to pay monthly to the bank as repayment of the loan amount. The EMI is fixed but the interest rate is not. It will be concluded based on your profile status. And subsequently, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Palakollu

Lending institutions such as Banks and NBFCs have their own norms for CIBIL score Mostly. lending institutions prefer a CIBIL score of 750 to permit your personal loan application process.

Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

personal loan at 10.75%*

Personal Loan Palakollu Agents

Dialabank is the preeminent agent for taking Personal Loan in Palakollu. You can apply online at Dialabank or give a call at 9878981166.

Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks so that you can make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you great service.

Personal Loan Palakollu Contact Number

Call 9878981166 and to financial help from us promptly and endorsement for Personal Loan in Palakollu.Personal Loan palakollu

Pre Calculated EMI Table for Personal Loan Palakollu

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Click here for Personal Loan EMI Calculator

About Palakollu

It is a city in the East Godavari district of Andhra Pradesh. It has a population of around 1,00,000 people.

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