Personal Loan Palani

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Major Personal Loan Providers in Palani

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Palani Features

      Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is convenient for you. This kind of loan is not only of an unsecured nature with very fewer records needed with even minor paperwork. This sort of loan may be allowed in up to 48 hours to get approved following the process of confirmation.

      Personal Loan Palani provides monetary aid assistance to all clients at an affordable as well as cost-effective interest rates. To get a Personal Loan, the candidate is required to have a similarly stronger and dependable source of income and also a reasonably good credit history profile.

      Also, there exists no stated end-use limitation on the use of the personal loan sum. This loan product can be used in whatever way needed.

      In order to appeal for a personal loan, Palani click on Personal Loan

      Personal Loan Palani Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Palani

      Salaried Customers:

      1. Identity confirmation(Aadhar card/driving license)
      2. Statements for the pay of the past three months.
      3. Bank records for the last 6 months
      4. PAN
      5. Proof for Residency(Own/Rent/Company provided)
      6. Passport-size picture- 2

      *NOTE: If one lives in rented rooms, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All commercial statements are needed(Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar
      4. Residence Attempt
      5. Passport-sized images- 2

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Palani

      Click here to acknowledge more about personal loan eligibility

      Salaried Applicants

      1. The base age of the applicant ought not to be under 21 years or over 60 years.
      2. The candidate must have a working knowledge of in any event three years. The coverage ought to have been moved in their studies as they were.
      3. The candidate should have an excellent credit history.
      4. The job position of the candidate should be mentioned.
      5. The borrower must have the smallest income of at least INR 25,000 p.m.

      Click hither to know more further about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of an independent person using should be at least 25 years.
      2. The applicant asking for a personal loan should have been recording ITR for the past three years. In case the candidate is a businessman, then the company is required to be running well from the last 3 years.
      3. The credit score of the candidate should be good and there must not be some debt or any dues pending.
      4. The yearly income of the candidate should be no less than Rs 2.5 lakh.
      5. The entire certificate verification process for the personal loan approval needs the applicants to submit their financial statements and their bank statement for the past three months.

      Click here to perceive more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Palani?

      1. There is no hard and fast rule for the provision of depositing any mortgage or collateral as a promise to the bank.
      2. A personal loan is a kind of multidimensional investment, so it can be put to use for any kind of issue.
      3. The amount of personal loans is only based on the repayment capacity of the candidate.
      4. A Personal Loan does not need any candidate or guarantor.

      How to apply for Personal Loan Palani?

      1. Visit this website: Dialabank.
      2. Then, go to the loan section, and go to the personal loan loop. It will direct you to the specific information of the personal loan where you can choose your city. For more knowledge and free guidance, please call 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Palani

      All Banks and NBFCs cost a certain fee to prepare a Personal Loan application. This cost ranges between 1.5% to 2.5% of the approved loan amount.

      If you wish to close your loan before the selected loan tenure, all lending companies will be charging you a penalty as a prepayment fee. Usually, you will not be allowed to close your credit before a duration of 12 months. Post that, the management differ based on the number of years the loan has finished. This charge varies from 4% of the outstanding loan amount in the second year to 2% in the fourth year of the loan.

      To identify about the interest rate click on personal loan interest rate

      Personal Loan Palani EMI Calculator

      Equated Monthly Installments or EMI implies a monthly set rate that you are needed to pay to the bank as monthly repayment for the loan amount which is obtained. According to your form, the rate of interest on your credit is set. The EMI on your loan is determined depending upon the Rate the bank charges you with and the loan sum you have to take and the period for which you need the loan.

      CIBIL Score required for Personal Loan Palani

      All the lending companies have their own criteria for a minimal CIBIL record that is needed to process a Personal Loan application in Palani. Mostly, the institutions need a minimum score of at least 750 to further process an appeal.

      No institution just looks at the overall score. They also look at a developed view of the previous loans. The details cover the type of loans and the amount of cash that was borrowed. If there exists any stay in the payments of the previous loans, it may hinder the support of the present loan.

      personal loan at 10.75%*

      Personal Loan Palani Agents

      Dialabank is one of the principal agents for availing Personal Loan in Palani. You can easily use online at Dialabank or give a bell at 9878981166

      Dialabank assists you to look for the best selection of Banks and NBFCs by giving you access to an in-detail market-related analysis of various banks to help you pick the right one. Tour our website Dialabank and fill out a simplistic form with the details of personal and work data. Our customer contact managers will be in touch with you shortly.

      Personal Loan Palani Contact Number

      Call 9878981166 and get timely support and approval for a Personal Loan in Palani.

      Pre Calculated EMI Table for Personal Loan Palani

      Click hither for a personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About PalaniPersonal Loan Palani

      Palani north-west of Madurai, and 67 kilometers (42 mi) from Kodaikanal. The Palani Murugan Temple or Arulmigu Dhandayuthapani Swamy Temple (Thiru Avinankudi), dedicated to Lord Murugan is situated on a hill overlooking the town. The temple is visited by more than 7 million pilgrims each year.

      FAQs About Personal Loan Palani

      Who can apply for a Personal Loan in Palani?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Palani.

      What is the tenure of Personal Loan in Palani?

      Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Palani?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Palani:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

      Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Palani get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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