Personal Loan Pali

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Pali

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Pali Features

Personal loan PaliPersonal Loan is a form of unsecured loan that provides complete financial aid to the customers at affordable interest rates. To get a Personal Loan in Pali, the applicant needs to have a regular source of income and also a good credit history. Furthermore, there is no restriction on the use of the personal loan amount and can be used for any financial purpose.

Personal loans are quick, prompt, and easily accessed. These loans act as a blessing for all those people, who are facing any sort of financial urgency and are not getting away to meet their personal needs. These debts are unsecured and require less paperwork.

Personal Loan in Pali Interest Rates and Charges 

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Pali Documents Required

Documents required to avail a personal loan in Pali vary for salaried customers and self-employed ones. Following are the important documents required to get you loan approved in Pali:

Salaried Customers:

  1. Bank statements for the last 6 months
  2. In the case of residing in a rented apartment, the rent agreement needs to be attached.
  3. PAN Card
  4. Residence Proof (Owned/Rented/Company provided)
  5. Passport-sized photographs – 2
  6. Identity proof (Aadhar card/driving license)
  7. Salary slips of last three months

Self-Employed Customers:

  1. Two passport-sized photographs
  2. Financial statements are essentially to be submitted
  3. PAN Card
  4. Aadhar Card
  5. Residence Proof

personal loan at 10.75%*

Personal Loan in Pali Eligibility Criteria

The Personal loan eligibility criteria for availing a personal loan in Pali is as follows:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience of a total of 3 years and 1 year in the current company.
  5. CIBIL Score must be more than 700.
  6. The applicant is required to have a bank account on which he receives his salary.

Self-Employed Applicants

  1. Residence: Must be having an Office or Home.
  2.  Business should be running in a stable condition for the last 3 years.
  3. CIBIL Score must be more than 700.
  4. Minimum Age: 25 Years.
  5. Maximum Age: 65 Years.
  6. An annual ITR filing of 2.5 to 3 lakh is required.

Why Apply for Personal Loan Pali?

  1. It is a simple and safe mode for raising funds in times of need.
  2. It is easily available within 48 hours.
  3. It is an offer that can be used for almost all kinds of financial problems of life.
  4. Free of any type of cost.

How to apply for Personal Loan Pali?

Anybody can apply for Personal Loan Pali online only in 2 minutes. The process of application is straightforward and quick.

  1. Visit www.dialabank.com.
  2. After that, apply for a Personal Loan online.
  3. Fill all your personal details like name, income, location to assist us better in providing you offers regarding your loan.
  4. Our relationship manager will soon get back to you to assist you further.
  5. Dialabank is the best option for you to apply for a personal loan as you will get a loan at affordable rates of interest.

You may also call on 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Pali

Availing a personal loan in Pali incurs some kinds of charges. Every Bank and NBFC charges mainly two kinds of fees from its customers in case of personal loan in Pali. The first is a fee for processing your Loan application. These charges vary between 1% to 2.5% of the sanctioned total loan amount.

The second being Pre-closure charges in-case the applicant wants to close your loan before your fixed tenure. In most cases, you cannot close your loan before tenure of 12 months. Post that the charges vary depending on how many years the loan has left. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the personal loan. This charge will not be applicable if you comply with the agreed tenure periods.

Personal Loan Pali EMI Calculator

The  Personal loan EMI Calculator can be used to easily know your EMI value on your loan amount without any sort of assistance. Equated Monthly Installments also know as EMI are the monthly charges that you have to pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, income, loan amount, and tenure the interest rate on your loan in Pali is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank which is required to be paid every month by a specific date.

CIBIL Score required for Personal Loan Pali

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Pali.

  1. The institutions don’t just look at the overall score but also the detailed behavior on all the previous loans taken.
  2. Most institutions require you to maintain a minimum score of 750 to process your loan application.
  3. Others might look into other factors like income and job stability to process the loan to check your capability.
  4. This includes details on the type of loan taken and also the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh personal loan.

personal loan at 10.75%*

Personal Loan in Pali Agent and Contact Number

Dialabank is your best agent in Pali for availing any kind of loan. DialaBank is you best agent available for personal loan in Pali. Our relationship manager will ensure you get the best loan at the lowest possible interest rate available with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

  1. We do not charge you for any services.
  2. Loan gets disbursed within 24 hours of applying with us online.
  3. Our relationship manager guides and assists you throughout the entire process.

For any sort of assistance or guidance on personal loan kindly contact on 9878981166.

Call 9878981166 and get instant help and approval for Instant Personal Loan in Pali.

Pre Calculated EMI Table for Personal Loan Pali

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Pali

Pali District is a district of the state of Rajasthan situated in western India. The town of Pali is the district headquarters for the state.

Personal loan in other Cities in Rajasthan

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Personal Loan Srivijaynagar Personal Loan Sukhdevpura
Personal Loan Suratgarh Personal Loan Tapokda

 

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