Personal Loan Pallavaram

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Pallavaram

      Best Banks for Personal Loan Pallavaram

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Pallavaram Features

      Personal Loan PallavaramDemands are never-ending, but the salary is limited, so in such situations, what must a person do to meet his needs? The answer is to take credit. A personal loan is the best among all as the feature of not mortgaging any property is beneficial for those who don’t have one.

      Some of the benefits of Personal Loan Pallavaram are:

      1. Hassle-Free Process.
      2. Minimum documentation is required.

      Personal Loan Pallavaram Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Pallavaram

      Documents required to avail of a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

      Salaried Customers:

      1. Identity proof: One should have the following documents with him(Passport/Id card/voter card/driving license/Aadhar Card). Any one of them will work.
      2. Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill in his name and the address of the owner and his rental agreement.
      3. KYC formality: The applicant has to provide his PAN card.
      4. Salaried applicant: The applicant has to submit his bank statements for the last six months and the salary slip of the previous three months.

      Self-Employed Customers:

      1. Identity proof: One should have the following documents with him(Passport/Id card/voter card/driving license/Aadhar Card). Any one of them will work.
      2. Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill in his name and the address of the owner and his rental agreement.
      3. KYC formality: The applicant has to provide his PAN card.
      4. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
      5. Coloured photograph: applicant must have two passport size photograph

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Eligibility Criteria for Personal Loan Pallavaram

      Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. Salary: Rs 18,000 (Monthly).
      2. Minimum Age: 21 Years.
      3. Maximum Age: 60 Years.
      4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
      5. CIBIL Score must be more than 700.
      6. A person who gets their salary in cash is not eligible for availing of a Loan.

      To know more about: Personal Loan for Salaried Applicant

      Self-Employed Applicants

      1. Minimum Age: 25 Years.
      2. Maximum Age: 65 Years.
      3. Should be filing for an annual ITR of 2.5 to 3 lakh.
      4. Residence: Must be having an Office or Home.
      5.  The business should be running for the last 3 years.
      6. CIBIL Score must be more than 700.

      To know more about: Personal Loan for Self-employed Applicant

      Why Apply for Personal Loan Pallavaram?

      1. The Loan amount depends upon the income and repayment capability of the applicant.
      2. No cosigner needed for Personal Loan Pallavaram.
      3. A personal loan does not require any guarantor or nominee.

      How to apply for Personal Loan Pallavaram?

      To apply for an Instant Personal Loan Pallavaram, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is straightforward & handy. This involves only a few steps:

      • Click here and fill the form.
      • Relationship Manager Will Call applicant in Next 2 Working Hours.
      • Compare personal loan offers from several banks and NBFCs on the Dialabank website.
      • Check the eligibility and View the best offers available.
      • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
      • After your documents are verified, the bank’s executive will give the applicant a verification call.
      • The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Pallavaram

      Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      Personal Loan Pallavaram EMI Calculator

      The Personal loan EMI Calculator can be used to know your EMI value on your loan amount.

      CIBIL Score required for Personal Loan Pallavaram

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Pallavaram. Most institutions require a minimum score of 750 to process your loan application.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Pallavaram Agents

      Dialabank helps you in comparing various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for a Personal Loan, Pallavaram. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

      1. We do not charge you for our services, and it’s free.
      2. The loan gets disbursed within 24 hours of applying with us.
      3. Our relationship manager guides and assists you through the entire process.

      Personal Loan Pallavaram Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan Pallavaram.

      Pre Calculated EMI Table for Personal Loan Pallavaram

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Pallavaram

      Pallavaram (originally Pallava Puram) is a residential locality in Chennai, Tamil Nadu, India. It is a selection-grade municipality located to the South of the metropolitan city of Chennai. It is very beneficial for an individual to take a personal loan; all you have to do is to visit dialabank or call on 9878981166.

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