Personal Loan Pallavaram

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan Pallavaram

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Pallavaram Features

Personal Loan PallavaramDemands are never-ending, but the salary is limited, so in such situations, what must a person do to meet his needs? The answer is to take credit. A personal loan is the best among all as the feature of not mortgaging any property against is beneficial for those who don’t have one.

Some of the benefits of Personal Loan Pallavaram are:

  1. Hassle-Free Process.
  2. Minimum documentation is required.

Personal Loan Pallavaram Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Pallavaram

Documents required to avail a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

Salaried Customers:

  1. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
  2. Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  3. KYC formality: The applicant has to provide his PAN card.
  4. Salaried applicant: The applicant has to submit his bank statements for the last six months and the salary slip of the previous three months.

Self-Employed Customers:

  1. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
  2. Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
  3. KYC formality: The applicant has to provide his PAN card.
  4. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
  5. Colored photograph: applicant must have two passport size photograph

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Pallavaram

Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

  1. Salary: Rs 18,000 (Monthly).
  2. Minimum Age: 21 Years.
  3. Maximum Age: 60 Years.
  4. Work Experience: Should be Overall 3 years and must have 1-year experience in the ongoing job.
  5. CIBIL Score must be more than 700.
  6. A person who gets his/her salary in cash is not eligible for availing Loan

To know more about: Personal Loan for Salaried Applicant

Self-Employed Applicants

  1. Minimum Age: 25 Years.
  2. Maximum Age: 65 Years.
  3. Should be filing for an annual ITR of 2.5 to 3 lakh.
  4. Residence: Must be having an Office or Home.
  5.  The business should be running for the last 3 years.
  6. CIBIL Score must be more than 700.

To know more about: Personal Loan for Self-employed Applicant

Why Apply for Personal Loan Pallavaram?

  1. The Loan amount depends upon the income and repayment capability of the applicant.
  2. No cosigner needed for Personal Loan Pallavaram.
  3. Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Pallavaram?

To apply for an Instant Personal Loan Pallavaram, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com. The process is very easy & handy. This involves only a few steps:

  • Click here and fill the form.
  • Relationship Manager Will Call applicant in Next 2 Working Hours.
  • Compare personal loan offers from several banks and NBFCs on the DialaBank website.
  • Check the eligibility and View the best offers available.
  • Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
  • After your documents are verified, the bank’s executive will give the applicant a verification call.
  • The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Pallavaram

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

Personal Loan Pallavaram EMI Calculator

The Personal loan EMI Calculator can be used to know your EMI value on your loan amount.

CIBIL Score required for Personal Loan Pallavaram

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Pallavaram.

  1. Most institutions require a minimum score of 750 to process your loan application.

personal loan at 10.75%*

Personal Loan Pallavaram Agents

Dialabank helps you in comparing various banks and NBFCs so that you can avail of the best offers available according to your need. DialaBank is your best agent available for a Personal Loan Pallavaram. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free documentation. The reason behind choosing DialaBank as your agent is:

  1. We do not charge you for our services and its free.
  2. The loan gets disbursed within 24 hours of applying with us.
  3. Our relationship manager guides and assists you through the entire process.

Personal Loan Pallavaram Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan Pallavaram.

Pre Calculated EMI Table for Personal Loan Pallavaram

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Pallavaram

Pallavaram (originally Pallava Puram) is a residential locality in Chennai, Tamil Nadu, India. It is a selection-grade municipality located to the South of the metropolitan city of Chennai. It is very beneficial for an individual to take a personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.

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