Personal Loan Panipat

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
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      Personal Loan Panipat

      Best Banks for Personal Loan in Panipat

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan in Panipat Features

      personal loan panipatAre you running short out of cash? Personal Loan Panipat is available for you. This is an unsecured loan with minimum documentation and demands less paperwork. Also, this loan can get approved within 48 hours after the verification process.

      Personal Loan Panipat is an unsecured loan that provides financial aid to the customers at some interest rates.

      Any of your personal requirements can be fulfilled by personal loan Panipat at very low and affordable interest rates.

      Also, there is no restriction on the use of the amount of the personal loan. Users can use this amount anywhere they want to do.

      Personal Loan in Panipat Interest Rates and Charges

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Personal Loan in Panipat Documents Required

      Salaried Customers:

      1. Identity proofs (Aadhar card/driving license)
      2. Salary slips (last three months)
      3. Bank statements (last six months)
      4. PAN Card Copy
      5. Any Residence Proof (Owned/Rented or Company provided)
      6. Passport-sized photographs X 2

      *NOTE: Rent agreement needs to be attached in case of rented apartments

      Self-Employed Customers:

      1. All financials required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs


      Interest Rate 9.99%


      Personal Loan in Panipat Eligibility Criteria 

      The personal loan eligibility criteria are different for both Salaried and Self-Employed for a Personal Loan Panipat:

      Salaried Applicants

      1. Age Limit – 21 to 60 years.
      2. Work experience needed is a minimum of three years; the salary should be received in their accounts only.
      3. Must have an excellent credit history.
      4. The job location of the applicant needs to be mentioned.
      5.  An income of INR 25,000 per month is a must.

      Click here to further about- Salaried Applicant

      Self-Employed Applicants

      1. The age should be at least 25 years.
      2. An applicant who is applying for a personal loan should have filed the ITR for the last three years.
      3. The business should be running from last three years if the applicants are the businessman, 
      4. A good credit score is required of the individual applicant. Also, there should not be any debt or dues left.
      5. The applicants should have a minimum annual income of Rs 2.5 lakh.
      6. The documentation process of the personal loan requires the applicant to submit his past three months’ financial and bank statements.

      Click here to know more – Self-employed Applicant.

      Why Apply for Personal Loan Panipat?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Panipat?

      1. Visit Dialabank.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Panipat

      Every Bank and NBFC charges a fee for processing your Personal Loan Panipat application. These charges are 1% of the loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Panipat EMI Calculator

      You can use personal loan EMI calculator to calculate EMIs. Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated on the basis of the personal loan Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Panipat

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Panipat. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.


      Interest Rate 9.99%


      Personal Loan in Panipat Agent and Contact Number

      Dialabank is one of the leading agents for availing Personal Loan in Panipat. You can visit online at or just give us a call at 9878981166.

      Dialabank tries to help you to find the best option among various Banks and NBFCs by providing you with a vast market comparison so that users can make the right choice. Also, you can visit our website and submit a simple form with your basic personal and employment details. Soon our customer relationship managers will soon get in touch with you.

      Call us at 9878981166 to get instant help and approval for Personal Loan in Panipat.

      Pre Calculated EMI Table for Personal Loan Panipat

      5 Yrs
      4 Yrs
      3 Yrs

      About Panipat

      Panipat is a historical city in the Indian state of Haryana. The city is 90 km north of the capital Delhi and 169 km south to Chandigarh on the NH-1. All three major battles were fought near the city in 1526, 1556, and 1761 were all turning points in Indian history. The city is famous in India as the “City of Weavers” and “Textile City”. It is also known as the “cast-off capital” due to being “the global center for recycling textiles”. According to the 2011 census, Panipat had a population of 294,292. Panipat’s urban agglomeration had a population of 295,970.

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