Personal Loan Panna

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Panna

        All about Personal Loan Panna

        Personal Loan Panna

        Many consumers take out Personal Loan  and use the proceeds to pay off their credit cards. This can offer a couple of benefits. First, you’ll have only one—not several—monthly payments, and you might find that your loans interest rate is lower than the average interest rate of all your cards.

        Why Personal Loan Panna ?

        1. Holiday/ Vacation financing
        2. To Finance Festive Celebrations or Needs
        3. Finance Weddings
        4. Build/ Renovate the house
        5. Medical Emergency
        6. Refinancing The Home Loan

        Eligibility Criteria for Personal Loan Panna

        Eligibility criteria are different for both Salaried and Self employed.
        Know more: EMI Calculator

        For salaried 

        1.    The required minimum age of an applicant should be 21 years and a maximum of up to 60 years.
        2.    A borrower from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
        3.    The borrower must have three years of work experience, and the salary should be received in their account only.
        4.    A person applying for the best Personal Loan must have a good credit history.
        5.    The Job location of the applicant.
        Read more about– What is CIBIL Score?

        For self-employed

        1.    The age requirement of a self-employed person should be 25 years.
        2.    The person applying for a Personal Loan should file ITR for the last three years.
        3.    And if the applicant is running a business than his business should be running at least from last three years
        4.    A credit score of the applicant must be good, and there should not be any debt left due.
        5.    The minimum amount should be Rs 2.5 lakhs per annum at least.
        6.    The whole documentation process for Personal Loan Panna is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

        Documentation for Personal Loan Panna

        Documents required for personal loan is also different for both salaried and self-employed.
        For Salaried Last six months’ salary slip or last six months bank statements. Two passport size photographs. Residential proof which includes Adhaar card, Pan card, etc. If a person is on rent he will have to show rent papers for last six months.
         For Self Employed Last two years balance sheet. Last two years ITR filed by him. Last six months’ bank statement. Two passport size photographs. Residential proof such as Adhaar card, pan card, etc. Signature proof also required.

        Interest Rate on Personal Loan Panna

        We will provide you a personal loan at a very low personal loan interest rate which is 12.99%. Its tenure is 3-5 years. The person have to return the whole amount with interest to the bank. ‘For closure ability’ is also available in Personal loan. You have to only give some extra charges which are 2-3 % on the total amount. Processing Fees is also there which is 0-2%

        More About: Interest Rates on Personal Loan.

        Features of the Personal Loan Apra

        1. Income and repayment capability of the person plays an important role in personal loan.
        2. Personal Loan Panna is a multi-purpose offer one can apply for almost all financial problems of life.
        3. No property needs to be put as collateral to the lender.
        4. Guarantor is not needed for Personal Loan Panna

        There are some criteria that are required to follow like salary, residence, CIBIL score, etc. There is no need for depositing any security or mortgage. Every bank has its own loan criteria. Some go for high salary customers, and some mainly focus on the previous repayment capabilities.

        Why Dialabank is the best option?

        1. Get finance up to 30 lakhs
        2. Easy Documents
        3. Expert’s Assistance
        4. Doorstep Document Pickup Services
        5. Fastest Approval

        How to apply for Personal Loan Panna?

        1. Visit
        2. Go to the loan section and select a personal loan link.
        3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
        4. For more information and free guidance, they may call on 9878981166.

        About Panna

        Panna is located in the north-eastern part of Madhya Pradesh with the headquarters at Panna town. It forms the northern district of Sagar division”.
        Originally a Gond settlement up to the 13th century, Panna was made the capital by Raja Chhatrasal Bundela. Panna was a part of the new Indian state of Vindhya Pradesh which was merged in Madhya Pradesh on 1st November 1956.

        Personal Loan Interest Rates in Panna

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates