Personal Loan Paradip

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
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      Personal Loan Paradip

      Major Personal Loan Providers in Paradip

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Paradip FeaturesPersonal Loan Paradip

      A Personal Loan is a lot accessible for you anytime. This advance isn’t just of an unstable nature with the least required documentation and considerably lesser desk work. This advance may take as long as 48 hours to get endorsed following the cycle of confirmation.

      Personal Loan Paradip is a credit that gives budgetary help to clients at moderate and financially savvy financing costs. To get a Personal Loan, the candidate must have a solid and dependable wellspring of pay and a great record as a consumer.

      Personal Loan Paradip Interest Rates

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Paradip

      Salaried Customers:

      1.  ID proof (Aadhar card/driving license)
      2. Salary Slips for the last three months
      3. Statement of Bank throughout the previous half-year
      4. PAN Card
      5. Proof of Residence (Own/Rent/Company provided)
      6. Two Passport-size photograph
      NOTE: It is important to insert lease agreement in the case of leased apartments.

      Self-Employed Customers:

      1. All financial reports are required (Balance Sheet, P&L Statement just as ITR records)
      2. PAN Card
      3. Aadhar
      4. Proof of residence
      5. Two passport-sized photographs


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Paradip

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The base age of the candidate ought not to be under 21 years or over 60 years.
      2. The applicant must have at least three years of work experience. The income was just allocated to their accounts. 
      3. The candidate ought to have a fantastic record.
      4. It is important to state the location of the applicant‘s work.
      5. The borrower must have a base pay of INR 25,000 p.m.

      Click here to know more about Salaried Applicant

      Self-Employed Applicants

      1. The age of an independent individual ought to be at any rate of 25 years.
      2. The candidate applying for the individual credit should have documented ITR for as long as three years.
      3. If the candidate is a businessman, at that point, the business is needed to be effectively running from the most recent 3 years.
      4. The applicant’s credit score should be strong, and there must be no outstanding debt or dues.
      5. The yearly salary of the candidate ought to be at least Rs 2.5 lakh.
      6. The entire record check cycle of the individual credit requires the candidates to present his budgetary and his bank proclamation of the last 3 months.

      Click here to know more Self-employed Applicant

      How to apply for Personal Loan Paradip?

      1. Visit this website: Dialabank.
      2. Then navigate to the section of the loan and go to the page for personal loans. 
      3. You will be guided to comprehensive personal loan details where you can select your city. 
      4. Feel free to call 9878981166 for more information and free guidance.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Paradip

      For the processing of Personal Loan application, both banks and NBFCs charge certain amount. The Personal Loan Paradip processing fee is 1 per cent of the amount of the loan authorised.

      To know more, tap on the personal loan interest rate

      Personal Loan Paradip EMI Calculator

      CIBIL Score required for Personal Loan Paradip

      All the loaning establishments have their own standards for an insignificant CIBIL score that is expected to deal with a Personal Loan application in Paradip. Generally, the organizations need a base score of 750 to deal with an application in any event.

      No establishment glances at the general score. They additionally take a gander at an expounded perspective on the past credits. The subtleties incorporate the kind of advances and the measure of cash that was obtained. If there exists any postponement in the instalments of the past advances, it might ruin the endorsement of the current advance.


      Interest Rate 9.99%


      Personal Loan Paradip Agents

      You can easily apply online at Dialabank or give a call at 9878981166

      Personal Loan Paradip Contact Number

      Call 9878981166 and get timely assistance and approval for a Personal Loan in Paradip.

      Pre Calculated EMI Table for Personal Loan Paradip

      Click here for the personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Paradip

      Paradeep, likewise spelt Paradip, is a significant seaport city and a region in the Jagatsinghpur area of Odisha, India. Paradeep Municipality was comprised as a NAC on 27 September 1979 and changed over into Municipality on 12 December 2002.

      FAQs About Personal Loan Paradip

      Who can apply for a Personal Loan in Paradip?

      Individuals who have an earnest requirement for money and have an ordinary wellspring of pay (from work or business) can apply for a Personal Loan in Paradip.

      What is the tenure of Personal Loan in Paradip?

      The vast majority of the Banks and NBFCs give a Personal Loan to a minimum of 1 Yr and a Max time of 5 Years. There are a few Banks that stretch out the most extreme time frame to 7 Years, moreover. The residency is fixed and can’t be expanded.

      Can my application for Personal Loan Paradip get rejected due to my CIBIL score?

      Since a Personal Loan is an unstable credit, one of the most significant choice models for getting your Personal Loan application endorsed is your CIBIL Score. Having a High CIBIL score turns out to be critical if you wish to profit from a Personal Loan later on. Ensure you don’t avoid any of your advanced EMI instalments or any Visa instalments, as that will bring about diminishing your CIBIL score. A large portion of the Personal Loan dismissals occurs because of a low CIBIL Score.