Personal Loan Parli

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Major Personal Loan Providers in Parli

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Parli Features

      In need of immediate cash? You wouldn’t have to worry. A personal loan is one such loan that will always be available for you. This loan is completely unsecured as it needs very few documents and even less paperwork. It would be approved within 48 hours after the verification procedures are complete. 

      Personal Loan Parli gives financial guidance to all its customers at extremely affordable rates of interest. To avail a personal loan, the applicant will be required to have a relatively stronger and dependable source of income with a fairly good credit history.

      Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan amount can be used in whatever way wanted.

      In order to apply for a personal loan, Parli click on Personal Loan

      Personal Loan Parli Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Parli

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Statements for the salary of the past three months.
      3. Bank statements for the last 6 months
      4. PAN
      5. Proof for Residence (Own/Rent/Company provided)
      6. Passport-size photograph – 2

      *NOTE: If one lives in rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar
      4. Residence Proof
      5. Passport-sized photographs- 2
      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Parli

      Click here to know more about personal loan eligibility

      Salaried Applicants

      1. The base age of the candidate ought not to be under 21 years or over 60 years.
      2. The candidate must have a work understanding of in any event three years. The compensation ought to have been moved in their records as it were.
      3. The applicant should have an outstanding credit history.
      4. The job location of the applicant should be mentioned.
      5. The borrower must have a minimum income of at least INR 25,000 p.m.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The age of the person applying should be at least 25 years.
      2. The applicant applying for a personal loan should have been filing ITR for the past three years. Incase the applicant is a businessman, then the business is required to be running well from the last 3 years.
      3. The credit score of the applicant should be decent and there must not be any debt or any dues pending.
      4. The annual income of the applicant should be no less than Rs 2.5 lakh.
      5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

      Click here to know more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan Parli?

      1. There is no compulsion for the requirement of depositing any collateral as a security to the bank.
      2. A personal loan has multiple purposes so it can be used for any kind of issue.
      3. The amount of the personal loans is completely based on the capacity of repayment of the applicant
      4. It does not require any nominee or guarantor

      How to apply for Personal Loan Parli?

      1. Visit our website: www.dialabank.com.
      2. Then, go to the loan section and click on the personal loan link. It will guide you to the detailed information of the personal loan where you can pick your city. For further information and free guidance, please call 9878981166.
      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Parli

      All the Banks and NBFCs would cost a certain amount to process the Personal loan application. This cost would vary between 1.5% to 2.5% of the approved loan amount.

      If you want to close your loan before the decided loan period, all the lending financial institutions would be charging you a penalty as prepayment fee. Normally, you would not be allowed to close your loan before a time period of 12 months. After this, the charges will change based on the number of years the loan has completed. This charge would change from 4% of the remaining of the loan amount in the second year up to 2% in the fourth year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan Parli EMI Calculator

      Equated Monthly Installments or EMI means  a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

      CIBIL Score required for Personal Loan Parli

      All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Parli. Most of the institutions need a minimum score of at least 750 to further process an application.

      No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

      personal loan at 10.75%*

      Personal Loan Parli Agents

      Dialabank is one of the leading agents for availing Personal Loan in Parli. You can easily apply online at www.dialabank.com or give a call at 9878981166

      Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

      Personal Loan Parli Contact Number

      Call 9878981166 and get timely assistance and approval for a Personal Loan in Parli.

      Pre Calculated EMI Table for Personal Loan Parli

      Click here for a personal loan EMI calculator

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About ParliPersonal Loan Parli

      Parli is a city and a municipal council in Beed district in the Indian state of Maharashtra it’s one of the twelve Jyotirlinga in India is Vaidyanath.

      FAQs About Personal Loan Parli

      Who can apply for a Personal Loan in Parli?

      People who have an immeduate need for cash and have a regular and consistent source of income (from employment or business) can apply for a Personal Loan in Parli.

      What is the tenure of Personal Loan in Parli?

      Most of the Banks and NBFCs offer a Personal Loan for a min period of 1 Yr and a max period of 5 Years. There are some banks which would extend the period to a maximum of 7 Years as well . This tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Parli?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Parli:

      Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

      Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Parli get rejected due to my CIBIL score?

      Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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