Personal Loan Pathsala

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

      I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Major Personal Loan Providers in Pathsala

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Pathsala Features

      Financial problems making you hot-tempered? Financial problems have stolen your peace of mind?

      Then you arrived at the correct place. Diala Bank has a perfect solution to your financial problems.

      A personal loan Pathsala is the countermeasure of all your hindrances. This unsepersonal Loan Pathsalacured loan is an instant loan that will be endorsed within 48 hours.

      It is an unsecured type loan with the feasibility of interest rates as per your comfort. The requisite conditions for applying to this loan are a good source of economic and a good credit score.

      Click here to get an Instant Personal Loan

      Personal Loan Pathsala Interest Rates 

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Pathsala

      Salaried Customers:

      1. You should submit your identity proof (Aadhar Card/Driving License)
      2. You should submit the salary slips for the past three months.
      3. Bank statements for the last 6 months have to be submitted.
      4.  A copy of PAN Card should be there
      5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
      6. Two recent passport-sized photographs have to be attached.

      *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card.
      3. Aadhar Card (for identity proof)
      4. Address Proof (owned/rented)
      5. Attach two recent passport-sized photographs.

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Pathsala

      Salaried Applicants

      1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
      2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
      3. The applicant’s credit history should be accomplished
      4. Your job location should be specified.
      5. The applicant should earn a minimum income of INR 25,000 per month.

      Self-Employed Applicants

      1. The person should be having an age of at least 25 years.
      2. You should file your ITR for the last 3 years while applying for a personal loan.
      3. If you are a businessman, then your business should be actively working for the past 3 years.
      4. Your credit score should be good. Make sure that all your dues are clear.
      5. You should be earning a minimum annual income of Rs.2.5 lakhs.
      6. It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.

      Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Pathsala?

      1. You do not need to submit any collateral security.
      2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
      3. The sanctioned amount of personal loan depends on your credit score.
      4. In Personal Loan, you need not mention any nominee or guarantor.

      How to apply for Personal Loan Pathsala?

      1. Visit our website Dialabank.
      2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
      3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
      4. For more information and free help, you can get in touch with us by calling on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Pathsala

      The processing fee is charged by Banks and NBFCs as application fees for proceeding your application of personal loans. This fee is mostly 1.5%-2.5% of the sanctioned amount.

      If you are precluding a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which loan has been used.

      To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

      Personal Loan Pathsala EMI Calculator

      EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. Int. It will be determined on the basis of your financial status. And subsequently, your EMI will be calculated after considering the interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Pathsala

      All financial institutions which are involved in Lending also have their own conditions for CIBIL score. Most of the financial institutions prefer a CIBIL score of 750.

      Through the CIBIL score, the lending institutions want to know how you behaved in previous loans. Have you repaid the loan on time or not.

      personal loan at 10.75%*

      Personal Loan Pathsala Agents

      Dialabank is the prominent agent for taking Personal Loan in Pathsala. Naraingarh can apply online at dialabank or give a call at 9878981166.

      Dialabank presents a comparative analysis of various Banks and NBFCs and lets you make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all your personal and professional details. Our customer relationship managers will contact you soon and provide you the best service

      Personal Loan Pathsala Contact Number

      Call 9878981166  to get assistance from us and approval for Personal Loan in Pathsala.

      Pre Calculated EMI Table for Personal Loan Pathsala

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      Click here for Personal Loan EMI Calculator

      About Pathsala

      It’s a small town in the district of Baijal in the state of Assam having a population of around 12000. It is famous for its mobile theatres hosting niche entertainment in the state. It is one of the top educational nerve center hosting many educational institutes.

      Menu