Personal Loan Patti

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      About Personal Loan Patti

      Major Personal Loan Providers in Patti

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Patti Features

      personal loan PattiIn today’s time, it is tough to save money and fulfill all our desire. A personal loan will help you in this situation. A Personal Loan can help satisfy any requirement of the applicants be it a medical bill, debt consolidation, taxes, or any other requirements. It is an instant loan that an individual can avail within 48 to 72 hours.

      The loan offered to people without the need of any collateral deposition is termed as a Personal loan. This loan helps a person to meet his personal financial requirement without having to include any type of assets or property. Anyone can have a personal loan provided he has a good salary or income as it is easy to take and more manageable to repay. 

      Personal Loan Patti Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Patti

      The documents required for availing of a personal loan in Patti are as follows:

      Salaried Customers:

      1. PAN Card is necessary
      2. Salary slips are required to be submitted for the last three months
      3. Bank statements owing to the last 6 months
      4. Residence Proof whether owned or rented
      5. In the case of rented apartments, rent agreement needs to be submitted.
      6. Passport-sized colored photographs – 2
      7. Identity proof in form of Adhar card or driving license

      Self-Employed Customers:

      1. Mandatory PAN Card submission
      2. Mandatory Aadhar Card
      3. Financial records of the company-owned
      4. Any sort of Residence Proof
      5. Two passport-sized colored photographs

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Patti

      The Personal loan eligibility criteria in Patti varies accordingly:

      Salaried Applicants

      1.  The minimum salary per month should be at least Rs 18k.
      2. The applicant should be of 21-60 years of age at the time of application.
      3. A total of 3 years of work experience is required.
      4. A good CIBIL score is necessary. Preferably above 750.
      5. Salary should be accredited on the applicant’s bank account and not through cash.

      Self-Employed Applicants

      1. Should be between the age group of 25 to 65 years to be eligible to avail of personal loans.
      2. An ITR of 2.5-3 lakh is mandatory for the last 3 years.
      3. Should own his own home or office.
      4. Businesses should be operating regularly and stably for the last 3 years.
      5. CIBIL Score preferably should be more than 750.
      6.  

      Why Apply for Personal Loan Patti?

      1. The cash availed through this loan can be used for any sort of personal usage.
      2. The loan amount is not bound to being used for a single purpose.
      3. It is available at a very affordable low-interest rate in the market.
      4. It is a simple Loan scheme as there is no process to check and keep the collateral security.

      How to apply for Personal Loan Patti?

      Anybody can apply for Personal Loan Patti online and get instant personal loan only in a matter of few minutes. The process of application is through DialaBank is very simple.

      1. Just visit our website  www.dialabank.com.
      2. Apply for a Personal Loan online by filling in all the necessary information about yourself.
      3. Enter your valid, operating contact number so that our relationship manager can contact you back.

      Dialabank is one of the leading platforms available to apply for a personal loan in Patti as we provide you all kinds of loans at a very affordable rate of interest. You can also call on 9878981166 for any kind of assistance or discrepancy.

      Processing Fee / Prepayment Charges on Personal Loan Patti

      Every Bank and NBFC charges two kinds of fees from its customers in regard to a personal loan in Patti.

      1. The first is a mandatory fee for processing your Personal Loan application known as Processing Fee. These charges are 1% of the total sanctioned loan amount. These are charged on all personal loans amounts irrespective of the tenure, bank, and amount.
      2. The second being Pre-closure charges is charged only in-case you want to close your loan before your fixed stipulated tenure. In most cases, the time period of the loan lasts a total of 12 months.  These are only charged by the institutions if you do not wish to continue with the fixed tenure period as a penalty.

      Personal Loan Patti EMI Calculator

      The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount while availing of a personal loan in Patti.

      Equated Monthly Installments are also referred to as EMI are the monthly fees that an applicant has to pay to the bank or NBFC as monthly repayment for the personal loan amount borrowed.  It is calculated based on your profile, income, loan amount, and tenure the interest rate for which you have accepted the loan amount. Your EMI is then calculated on the basis of the Interest Rate you are charged by the bank or NBFC which is required to be paid by a specific date of every month for the entire tenure.

      CIBIL Score required for Personal Loan Patti

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Patti.

      1. Most institutions demand a minimum score of 750 to process your personal loan application in Patti.
      2. Some institutions might even look into other factors like your income and job stability to process the loan.
      3. The financial institutions don’t just look at the overall CIBIL score but also the detailed behavior of your payment on the previous loans had.
      4. Any delay in payments for previous personal loans can act as a barrier to your availing a fresh personal loan in Patti.

      personal loan at 10.75%*

      Personal Loan Patti Agents

      Dialabank compares various banks and NBFCs for you so that you can avail of the best offers available in the market according to your need. DialaBank is your best agent available for personal loan in Patti. Our relationship manager will ensure you get the best personal loan from the options available at the lowest possible interest rate with minimal documentation. The reason behind choosing DialaBank as your agent for availing of personal loan in Patti is:

      1. DialaBank is the first-ever financial helpline in India.
      2. No kind of charges whatsoever for our services rendered.
      3. Loan gets disbursed within 24 hours of applying with us online.
      4. Our relationship manager guides you through the entire process by giving the best advice for your personal loan approval.

      Personal Loan Patti Contact Number

      Call 9878981166 and get instant help and approval for Instant Personal Loan in Patti.

      Pre Calculated EMI Table for Personal Loan Patti

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Patti

      Patti is an Old City and a municipal council situated in the Tarn Taran district in the Majha region of the Indian state of Punjab, located 47 Kilometres from Amritsar. Patti city is also bordering Pakistan.

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