Personal Loan Phulbani

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Phulbani

Finding a loan to get rid of money problems? Whether you want to pay old dues, medical bills or educational bills.

Don’t worry, you can apply for a personal loan and overcome any financial problem. Personal Loan is an unsecured loan in nature with minimal documentation and less paper work required. It gets disbursed within 48 hours by applying with Dialabank and the amount of loan sanctioned is transferred in the account of applicant without any hassle.

Eligibility Criteria for Personal Loan Phulbani

The eligibility criteria for both Salaried and Self-Employed are different in case of Personal Loan Phulbani:

Salaried Applicants

  1. Minimum age requirement of individual for acquiring Personal Loan Phulbani should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of three years. And the salary should be received in their respective bank accounts only.
  3. The applicants must have an excellent credit history.
  4. Job location of the applicant should be mentioned.
  5.  In metropolitan city, a borrower should have minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. Minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicant is a businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good. There should not be any debt or dues left in past.
  5. The annual income of the applicant should be minimum of Rs 2.5 lakh.

Click here to know more – Self-employed Applicant

Documents required for Personal Loan Phulbani

Personal Loan Phulbani

  1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to deposit their Rent Agreement, Electricity bill on his name and address of the owner.
  2. Self-employed applicants who wants to avail personal loan should file ITR for the last three years, and their business should be registered.
  3. Salaried applicants have to show their remuneration slip of last three months and bank statement of last six months.
  4. Under KYC formality, every applicant has to submit their pan card, which is an essential document.
  5. Two colored passport size photos ( Applicants should not wear any glasses)

Personal Loan Phulbani Interest Rates:

The interest rates in Personal Loan depends upon the company’s profile, salary of a person and past credit history. The interest rate of Personal Loan Phulbani starts from 10.75% per annum.

More About: Interest Rates on Personal Loan

How to apply for Personal Loan Phulbani?

  1. Visit www.dialabank.com.
  2. Go to the loan section and click on the personal loan link.
  3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
  4. For more information and free guidance, you may call on 9878981166.
  5. About Personal Loan

About Phulbani

Phulbani is a municipality and administrative headquarters of Kandhamal district.

Interest Rate of Banks – Updated 2020

BankInterest Rates

HDFC Bank

10.99% to 18%

ICICI Bank

13.99% to 18%

Fullerton India

17.25% to 32%

Bajaj Finserv

13.99% to 16.75%

Axis Bank

15.50% to 24%

Standard Chartered Bank

15.75% to 22%

Kotak Mahindra Bank

13.75% to 19%

Andhra Bank

13.50% to 22%
Bank of Baroda

13.50% to 19%

Vijaya Bank

13.75% to 22%
Corporation Bank

14.50% to 20%

Allahabad Bank

13.70% to 20%

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