Personal Loan Phusro

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Rates as low as 10.99%*
Loans Up to 30 Lacs
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About Personal Loan Phusro

What should one do when they are in need of urgent money help? Major expenses like medical bills or educational bills are coming for you? Don’t worry, apply for a personal loan to meet and tackle all your monetary needs.

A personal loan is a type of unsecured loan that a person can avail based upon their salary and CIBIL score without the need to submit any collateral security with the lender. The amount tendered in personal loan can be used for any personal need unlike other loans such as a home loan or a car loan that are very particular in nature. Personal loan gets approved real quick and disbursed within 48 hours only by applying through DialaBank. 

Eligibility Criteria for Personal Loan Phusro

The eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Documents Required for Personal Loan Phusro

Common Documents for all applicants

  • Identity Proof: Following documents are accepted as indentity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to owner.

  • Under KYC, every applicant has to mandatorily submit their PAN card.
  • Two colored passport sized photographs of Applicants in which they shall not be wearing any glasses.

Financial Documents for Salaried Applicant – The salaried applicants need to deposit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of personal loan should be filing ITR for at least the last three years, and their business should be registered.

Personal Loan Phusro Rate of Interest

Personal loan interest rates depend upon the loan amount tendered, tenure of loan, and the CIBIL score of the applicant. In general, the interest rate for Personal Loan Phusro begins from 10.75% per annum.

How to Apply for Personal Loan Phusro?

Personal Loan Phusro

  • Visit Dialabank.com
  • Fill in your details in the personal loan form.
  • Our relationship manager will call you and assist you through the entire process.

About Phusro

Phusro is a notified area in Bokaro district in the Indian state of Jharkhand. It is situated about 35 kilometres from the district headquarters of Bokaro district. Damodar River passes through it.

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