Personal Loan Phusro

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Phusro

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan in Phusro FeaturesPersonal Loan Phusro

What should one do when they require urgent money help? Significant expenses, like medical bills or educational bills, are coming for you? Don’t worry, apply for a personal loan to meet and tackle all your monetary needs.

A Personal Loan Phusro is a type of unsecured loan that a person can avail based upon their salary and CIBIL score without the need to submit any collateral security with the lender. The amount tendered in the personal loan can be used for any personal need, unlike other loans such as a home loan or a car loan that are very particular. The Personal Loan Phusro gets approved real quick and disbursed within 48 hours only by applying through DialaBank

Personal Loan in Phusro Interest Rate and Charges

Personal Loan Phusro interest rates depend upon the loan amount tendered, tenure of the loan, and the CIBIL score of the applicant. In general, the Personal Loan Phusro interest rate is 9.99% per annum.

Personal Loan in Phusro Eligibility Criteria

The Personal Loan Phusro eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Personal Loan in Phusro Documents Required

Standard Documents for all applicants

  • Identity Proof: Following documents are accepted as identity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment, then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to the owner.

  • Under KYC, every applicant has to submit their PAN card mandatorily.
  • Two coloured passport-sized photographs of Applicants in which they shall not be wearing any glasses.

Financial Documents for Salaried Applicant – The salaried applicants need to deposit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of the personal loan should be filing ITR for at least the last three years, and their business should be registered.

How to Apply for Personal Loan Phusro?

  • Visit Dialabank
  • Fill in your details in the personal loan form.
  • Our relationship manager will then call you and assist you through the entire process.

Personal Loan Personal Loan Phusro Agents and Contact Number 

Dialabank is the leading agent for availing Personal Loan Phusro. You can apply online at Dialabank or give a call at 9878981166

About Phusro

Phusro is a notified area in Bokaro district in the Indian state of Jharkhand. It is situated about 35 kilometres from the district headquarters of Bokaro district. Damodar River passes through it. As per the 2011 Census of India, Phusro Urban Agglomeration had a total community of 186,139.

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