Personal Loan Piduguralla

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Piduguralla

      Major Personal Loan Providers in Piduguralla

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan Piduguralla FeaturesPersonal Loan Piduguralla

      Some expenses can knock our door overnight and puts us in financial tr ouble. It can be any medical emergency or educational expense. But what if you are not ready to tackle it financially?

      Don’t you worry, Personal loan is right there standing for you to help in your difficult times. A personal loan is a type of unsecured loan that a person can avail based upon their salary and CIBIL score without the need to submit any collateral security with the moneylender. The personal loan gets approved real quick and disbursed within 48 hours only by applying through DialaBank. 

      Personal Loan Piduguralla Interest Rates

      To know about the interest rate click on personal loan interest rate

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents required for Personal Loan Piduguralla

      For both Salaried and Self-Employed Customers

      1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license). If the applicants are living in rental apartments, then they have to submit their Rent Agreement, Electricity bill on his name and address of the owner.
      2. Self-employed applicants who are looking to apply for a personal loan should file ITR for the last three years, and their business should be registered.
      3. Salaried applicants have to show their income slip of last three months and bank statement of last six months.
      4. Under KYC formality, every applicant has to submit their pan card, which is an essential document.
      5. Two coloured passport size photos of Applicants in which they should not be wearing any glasses.


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Piduguralla

      Click to know more about the personal loan eligibility

      The eligibility criteria for both Salaried and Self-Employed applicants are different in case of Personal Loan Piduguralla:

      Salaried Applicants

      1. Minimum age requirement of the individual for getting Personal Loan Piduguralla should be 21 years and maximum up to 60 years.
      2. The applicants must have the work experience of three years. And the salary should be received in their respective bank accounts only.
      3. The applicants having a good credit history can avail a loan at a low rate of interest.
      4. Job location of the applicant should be mentioned.
      5.  In a metropolitan city, a borrower should have a minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

      Click here to know more about- Salaried Applicant

      Self-Employed Applicants

      1. Minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the applicant is a businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be good. There should not be any debt or dues left in the past.
      5. The annual earnings of the applicant should be minimum of Rs 2.5 lakh.

      Click here to know more – Self-employed Applicant

      Why Apply for Personal Loan Piduguralla?

      • Banks favour individual advance regardless of any home loan and guarantee security as it is an unstable advance
      • A Personal Loan doesn’t require any underwriter or chosen one
      • An individual advance can be utilized for any reason as it is multi-reason
      • The measure of individual advance relies on the reimbursement of individual pay and limit.

      How to apply for Personal Loan Piduguralla?

      • Visit Dialabank
      • Go to the advance area and snap on the tab individual credit
      • From that point forward, the borrower needs to give the individual and pay subtleties alongside some different archives
      • Our relationship director will, at that point help a while later.
      • For more data and free direction, you may approach 9878981166


      Interest Rate 9.99%


      Processing Fee/Prepayment Charges on Personal Loan Piduguralla

      Each loaning foundation charges an expense for preparing your Personal Loan application which by and Personal Loan Piduguralla processing fee is 1% of the all-out credit sum.

      On the off chance that a borrower decides to abandon their credit before the concurred residency, banks charge a corrective expense as prepayment charges which the candidate will pay come what may. Contingent upon how long the credit has made the charges contrast. These charges shift from 4% of the extraordinary advance sum in the second year to 2% in the fourth year of the credit.

      Personal Loan Piduguralla Contai EMI Calculator

      Likened Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as reimbursement on a month to month reason for the credit sum borrowed.  Based on your profile and numerous other rules, the financing cost on your advance is resolved. The EMI is determined based on the Interest Rate, the measure of credit you need to take, and the period for which you appreciate the advance.


      CIBIL Score required for Personal Loan Piduguralla

      Various banks have their own rules for the base CIBIL score required for handling a Personal Loan application in Piduguralla. Most foundations require a base score of 750 for additional preparing of your credit application.

      The establishments don’t simply take a gander at the general score yet, also, the nitty-gritty conduct on the candidate’s history of credits. This remembers subtleties for the kind of credit taken, the sum obtained, and reimbursement conduct. Any deferred instalments for past advances can go about as an obstruction to your benefiting a new credit.


      Interest Rate 9.99%


      Personal Loan Piduguralla Agents

      Dialabank is the main operator for profiting Personal Loan Piduguralla. You can apply online at Dialabank or give a call at 9878981166

      Personal Loan Piduguralla Contact Number

      Call 9878981166 and get Instant Personal Loan Piduguralla.

      Pre Calculated EMI Table for Personal Loan Piduguralla

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Piduguralla

      Piduguralla is a town in Guntur district of the Indian state of Andhra Pradesh. It is one of the 12 municipalities in the district. The town is the headquarters of Piduguralla Mandal and administered under Gurazala revenue division.