Personal Loan Piduguralla

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Piduguralla

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Piduguralla Features

Some expenses can knock our door overnight and puts us in financial trouble. It can be any medical ePersonal Loan Pidugurallamergency or educational expense. But what if you are not ready to tackle it financially?

Don’t you worry, Personal loan is right there standing for you to help in your difficult times. A personal loan is a type of unsecured loan that a person can avail based upon their salary and CIBIL score without the need to submit any collateral security with the moneylender. The personal loan gets approved real quick and disbursed within 48 hours only by applying through DialaBank. 

Personal Loan Piduguralla Interest Rates

Starting at 9.99%

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents required for Personal Loan Piduguralla

For both Salaried and Self-Employed Customers

  1. The documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Rent Agreement, Electricity bill on his name and address of the owner.
  2. Self-employed applicants who are looking to apply for a personal loan should file ITR for the last three years, and their business should be registered.
  3. Salaried applicants have to show their income slip of last three months and bank statement of last six months.
  4. Under KYC formality, every applicant has to submit their pan card, which is an essential document.
  5. Two colored passport size photos of Applicants in which they should not be wearing any glasses.

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Piduguralla

The eligibility criteria for both Salaried and Self-Employed applicants are different in case of Personal Loan Piduguralla:

Salaried Applicants

  1. Minimum age requirement of the individual for getting Personal Loan Piduguralla should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of three years. And the salary should be received in their respective bank accounts only.
  3. The applicants having a good credit history can avail a loan at a low rate of interest.
  4. Job location of the applicant should be mentioned.
  5.  In a metropolitan city, a borrower should have a minimum income of Rs. 18,000 and in non-metro city minimum income should be Rs. 12,000

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. Minimum age requirement for an independent person should be 25 years.
  2. The applicants applying for the personal loan should file ITR for the last three years.
  3. If the applicant is a businessman, then the business should be running from the past three years.
  4. The credit score of the individual applicants should be good. There should not be any debt or dues left in past.
  5. The annual earnings of the applicant should be minimum of Rs 2.5 lakh.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Piduguralla?

  • Banks favour individual advance regardless of any home loan and guarantee security as it is an unstable advance
  • A Personal Loan doesn’t require any underwriter or chosen one
  • An individual advance can be utilized for any reason as it is multi-reason
  • The measure of individual advance relies on the reimbursement of individual pay and limit.

How to apply for Personal Loan Piduguralla?

  • Visit Dialabank
  • Go to the advance area and snap on the tab individual credit
  • From that point forward, the borrower needs to give the individual and pay subtleties alongside some different archives
  • Our relationship director will at that point help a while later
  • For more data and free direction, you may approach 9878981166
personal loan at 10.75%*

Processing Fee/Prepayment Charges on Personal Loan Piduguralla

Each loaning foundation charges an expense for preparing your Personal Loan application which by and large shifts 1.5% to 2.5% of the all-out credit sum.

On the off chance that a borrower decides to abandon their credit before the concurred residency, banks charge a corrective expense as prepayment charges which the candidate will pay come what may. Contingent upon how long the credit has done the charges contrast. These charges shift from 4% of the extraordinary advance sum in the second year to 2% in the fourth year of the credit.

Personal Loan Piduguralla Contai EMI Calculator

Likened Monthly Installments likewise know as EMI are the month to month fixed charges that you pay to the bank as reimbursement on a month to month reason for the credit sum borrowed.  Based on your profile and numerous other rules, the financing cost on your advance is resolved. The EMI is determined based on the Interest Rate, the measure of credit you need to take, and the period for which you appreciate the advance.

CIBIL Score required for Personal Loan Piduguralla

Various banks have their own rules for the base CIBIL score required for handling a Personal Loan application in Piduguralla. Most foundations require a base score of 750 for additional preparing of your credit application.

The establishments don’t simply take a gander at the general score yet, in addition, the nitty-gritty conduct on the candidate’s history of credits. This remembers subtleties for the kind of credit taken, the sum obtained, and reimbursement conduct. Any deferred installments for past advances can go about as an obstruction to your benefiting a new credit.

personal loan at 10.75%*

Personal Loan Piduguralla Agents

Dialabank is the main operator for profiting Personal Loan in Piduguralla. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Piduguralla Contact Number

Call 9878981166 and get Instant Personal Loan in Piduguralla.

Pre Calculated EMI Table for Personal Loan Piduguralla

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Piduguralla

Piduguralla is a town in Guntur district of the Indian state of Andhra Pradesh. It is one of the 12 municipalities in the district. The town is the headquarters of Piduguralla mandal and administered under Gurazala revenue division.

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