Personal Loan Pilani

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Pilani

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Pilani Features

Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is convenient for you. This kind of loan is not only of an unsecured environment with very fewer records needed with even lesser paperwork. This type of credit may be allowed in up to 48 hours to get approved following the process of confirmation.

Personal Loan Pilani provides economic aid assistance to all clients at an affordable as well as cost-effective interest charges. To get a Personal Loan, the applicant is expected to have a similarly stronger and reliable source of income and also a reasonably good credit history profile.

Also, there exists no stated end-use limitation on the use of the personal loan amount. This credit value can be used in whatever way wanted.

In order to implement for a personal loan, Pilani click on Personal Loan

Personal Loan Pilani Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Pilani

Salaried Customers:

  1. Identification proof (Aadhar card/driving license)
  2. Records for the salary of the past three months.
  3. Bank accounts for the last 6 months
  4. PAN
  5. Proof for Residency (Own/Rent/Company provided)
  6. Passport-size image – 2

*NOTE: If one lives in rented homes, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial reports are needed(Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar
  4. Residence Verification
  5. Passport-sized images- 2

personal loan at 10.75%*

Eligibility Criteria for Personal Loan Pilani

Click hither to understand more about personal loan eligibility

Salaried Applicants

  1. The base age of the applicant ought not to be under 21 years or over 60 years.
  2. The candidate must have work knowledge of in any event three years. The coverage ought to have been left in their records as it were.
  3. The claimant should have an outstanding credit account.
  4. The job location of the candidate should be considered.
  5. The borrower must have the least income of at least INR 25,000 p.m.

Click here to understand more about a personal loan for- Salaried Applicant

Self-Employed Applicants

  1. The age of a self-sufficient soul applying should be at least 25 years.
  2. The candidate applying for a personal loan should have been recording ITR for the past three years. In case the candidate is a businessman, then the business is required to be working well from the last 3 years.
  3. The credit score of the candidate should be good and there must not be any money or any dues pending.
  4. The yearly income of the candidate should be no less than Rs 2.5 lakh.
  5. The entire document confirmation process for the personal loan approval needs the applicants to submit their financial declarations and their bank statement for the past three months.

Click here to discern more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Pilani?

  1. There is no hard and fast rule for the provision of depositing any mortgage or collateral as a promise to the bank.
  2. A personal loan is a kind of multidimensional investment, so it can be put to work for any kind of issue.
  3. The amount of personal loans is solely based on the repayment capacity of the applicant.
  4. A Personal Loan does not want any candidate or guarantor.

How to apply for Personal Loan Pilani?

  1. Visit this website: Dialabank.
  2. Then, go to the loan part and go to the personal loan link. It will lead you to the detailed knowledge of the personal loan where you can pick your city. For more data and free guidance, please call 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Pilani

All Banks and NBFCs cost a certain fee to prepare a Personal Loan application. This cost ranges between 1.5% to 2.5% of the approved loan amount.

If you wish to terminate your loan before the decided loan tenure, all lending companies will be charging you a penalty as a prepayment fee. Usually, you will not be allowed to meet your loan before a period of 12 months. Post that, the charges vary based on the number of years the loan has completed. This charge varies from 4% of the residual loan amount in the second year to 2% in the fourth year of the loan.

To grasp the interest rate click on personal loan interest rate

Personal Loan Pilani EMI Calculator

Equated Monthly Installments or EMI intends a monthly fixed rate that you are needed to pay to the bank as a monthly payment for the loan amount which is secured. According to your form, the rate of interest on your loan is fixed. The EMI on your loan is determined depending upon the Rate the bank charges you with and the loan product you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Pilani

All the lending institutions have their own rules for a minimal CIBIL score that is required to process a Personal Loan form in Pilani. Mostly, the institutions need a minimum amount of at least 750 to further process an application.

No institution only seems at the overall score. They also look at an embellished view of the previous loans. The features include the type of loans and the amount of money that was borrowed. If there endures any delay in the payments of the past loans, it may prevent the approval of the present loan.

personal loan at 10.75%*

Personal Loan Pilani Agents

Dialabank is one of the leading causes for availing Personal Loan in Pilani. You can easily use online at Dialabank or give a bell at 9878981166

Dialabank assists you to look for the best selection of Banks and NBFCs by giving you access to an in-detail market-related analysis of various banks to help you pick the right one. Tour our website Dialabank and fill out a simple form with the items of personal and employment data. Our customer relationship directors will be in touch with you soon.

Personal Loan Pilani Contact Number

Call 9878981166 and get timely help and approval for Personal Loan in Pilani.

Pre Calculated EMI Table for Personal Loan Pilani

Click hither for a personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Pilani

Pilani is a small town situated in the Shekhawati region of Rajasthan, India. Administratively, it forms a part of the Jhunjhunu district. The place became popular since the establishment of BITS Pilani. Personal Loan PilaniThe city is also the home to some of the oldest schools of independent India.

FAQs About Personal Loan Pilani

Who can apply for a Personal Loan in Pilani?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Pilani.

What is the tenure of Personal Loan in Pilani?

Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Pilani?

Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Pilani:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Pilani get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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