Personal Loan Pollachi

⋆ Interest Rate 9.99% ⋆

      I have read the Privacy Policy & Agree to Terms & Conditions

      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Personal Loan Pollachi

      Best Banks for Personal Loan in Pollachi

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan in Pollachi Features

      Personal Loan Pollachi

      In this modern world, with increasing expenses and a new lifestyle, it is essential to cope with the trend. So Personal Loan is a scheme provided by banks & NBFCs to get the best loan option to manage all expenses easily, especially for the people in metro cities.

      A personal loan is a loan that can be used in multiple ways to fulfil many purposes. These purposes could be debt repayment, taxes, paying medical bills and more.

      Personal Loan in Pollachi Interest Rates and Charges 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Click (Rate of Interest) to know more .

      Personal Loan in Pollachi Documents Required 

      Salaried Customers:

      1. 2 Passport-sized photographs (colored)
      2. Identity proof such as Passport/Id card/voter card/driving license/Aadhar Card
      3. Salaried applicants have to submit their salary slips for the last three months and the bank statements for the last six months.
      4. The applicant must submit their PAN card, which is an essential document under the KYC formality.
      5. Proof of Residence: Passport/voter card/driving license/Aadhar Card/Ration Card*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

      Self-Employed Customers:

      1. 2 Passport-sized photographs (colored)
      2. Identity proof such as Passport/Id card/voter card/driving license/Aadhar Card
      3. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      4. The applicant must submit their PAN card, which is an essential document under the KYC formality.
      5. Proof of Residence: Passport/voter card/driving license/Aadhar Card/Ration Card

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan in Pollachi Eligibility Criteria

      The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

      Salaried Applicants

      1. The age of the applicant should be at least 21years and can extend up to 60 years.
      2. The applicants must have an excellent credit history.
      3. The applicants must have the work experience of the three years, and the salary should be received in their accounts only
      4. The job location of the applicant should be mentioned.
      5. A good CIBIL Score is necessary for approval of a personal loan

      Self-Employed Applicants

      1. 25 years is the minimum age for the self-employed applicant to apply for a loan
      2. The credit score of the applicant should be good, and no bad credit history should be prevailing
      3. The applicants applying for the personal loan should file ITR for the last three years.
      4. If the applicants are the businessman, then the business should be running from the past three years.
      5. A minimum of Rs 2.5 lakh should be the annual income of the individual
      6. Applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more about eligibility: Personal Loan Eligibility

      Why Apply for Personal Loan Patiala?

      1. As it is an unsecured loan, no security or collateral needs to be deposited.
      2. A personal loan is a multi-purpose offer loan and can be used for any purpose whatsoever.
      3. The amount of a personal loan depends upon the repayment of individual income and capacity.
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Pollachi?

      1. Visit dialabank and avail the best offers on a personal loan
      2. Applicant should select personal loan under the loan section
      3.  Fill in all the necessary details and provide all the documents
      4. Our executives will then contact you for checking the eligibility and provide you with the best offers
      5. For more information and free guidance, you may call on 9878981166.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Processing Fee / Prepayment Charges on Personal Loan Pollachi

      Every lending institution charges an amount known as a processing fee for the personal loan application form, whose rates vary from bank to bank.

      Generally, a borrower cannot foreclose the loan tenure before 12 months, but if they wish to do so, the banks put a penalty amount known as prepayment charge, which the borrower shall pay to the bank.

      Personal Loan Pollachi EMI Calculator

      Equated Monthly Installments, also know as EMI, are the monthly charges that an individual has to pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period you enjoy the loan.

      Get to know more about EMI Calculator: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Pollachi

      CIBIL score is an important criterion for loan approval. Different banks have different CIBIL Score requirements. However, most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the CIBIL score but also the details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

      PERSONAL LOAN

      Interest Rate 9.99%

      +91

      Personal Loan Pollachi Agents

      Dialabank is the leading agent for availing Personal Loan in Pollachi. You can apply online at Dialabank or give a call at 9878981166

      Dialabank helps you find the best option of Banks and NBFCs by providing you with a detailed market comparison of different Bankston make the right choice. Visit our website and fill a simple form with your income and other necessary details. Our executives will soon get in touch with you.

      Personal Loan Patiala Contact Number

      Call 9878981166 and get Instant Personal Loan in Pollachi.

      Pre Calculated EMI Table for Personal Loan Pollachi

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Pollachi

      Situated in the Coimbatore district of Tamil Nadu, Pollachi is well known for trading coconuts, jaggery, livestock and much more.

      Other Cities For Personal Loan

      Personal Loan Tiruchirappalli Personal Loan Thoothukudi
      Personal Loan Tindivanam Personal Loan Thirumangalam
      Personal Loan Thuckalay Personal Loan Srivilliputhur
      Personal Loan Thiruvottiyur Personal Loan Sivaganga