Personal Loan Ponnur

⋆ Interest Rate 9.99% ⋆

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        Why us?

        Rates as low as 9.99%*
        Loans Up to 30 Lacs
        Same Day Disbursal
        Doorstep Service
        Unbiased Experts Advice

        Personal Loan Ponnur

        Major Personal Loan Providers in Ponnur

        Feature HDFC Bank Private Bank Bajaj Finance
        Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
        Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
        Max Loan Amt 50 Lacs 50 Lacs 1 Cr
        Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
        Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
        0.5% - 2% of the Loan Amt
        Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
        Overdraft Facility No No Yes

        Personal Loan Ponnur Features

        Personal Loan Ponnur

        Do you wish to start your venture? But stressing about finances to keep your dreams going? 

        You’ve arrived at your destination then with Dialabank you can avail the amount under your name.

        A personal loan Ponnur is the solution to all your financial barriers. This unsecured loan gets approved within 48 hours followed by certified authentication of your papers.

        Individual Loan is an unsecured type loan with the expediency of interest rates as per your comfort.

        The basic provisions to avail this loan are a stable source of income and a reliable credit score.

        Click here to get an Instant Personal Loan

        Personal Loan Ponnur Interest Rates 

        Bank Processing Fee
        Prepayment Charges
        HDFC Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 3 months
        Axis Bank Personal Loan 0.50% to 1.50% Nil
        Private Bank Personal Loan 0.25% to 1.50%
        2%, Nil foreclosure charges after 9 months
        SBI Personal Loan 500/- to 0.50% Nil
        Kotak Personal Loan 1% to 2%
        2.25% of fore closure amount if closed 1 month ahead of the tenure.
        IIFL Personal Loan Nil Nil
        Muthoot Personal Loan Nil Nil
        Manappauram Personal Loan Nil Nil
        PNB Personal Loan 0.70% to 1% Nil
        Canara Bank Personal Loan 0.01 Nil
        Andhra Bank Personal Loan Nil Nil

        To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

        Documents for Personal Loan Ponnur

        Necessary documents required to avail a personal loan are:

        Salaried Customers:

        1. Submit your identity proof (Aadhar Card/Driving License) to the bank
        2. The salary slips for the past three months are obligatory.
        3. Bank statements for the last 6 months are to be tendered.
        4.  PAN Card for verification very important
        5.  You have to attach your residence proof (Owned/Rented/Company provided)
        6. Two recent passport-sized photographs need to be attached.

        *NOTE: If you live in a rented apartment, then rent agreement is compulsorily required

        Self-Employed Customers:

        1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
        2. PAN Card of the applicant
        3. Aadhar Card (for identity proof) of the candidate
        4. Address Proof (owned/rented) of the applicant
        5. Attach two recent passport-sized photographs of the candidate.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Eligibility Criteria for Personal Loan Ponnur

        Eligibility criteria for Personal Loan to be followed for Personal loan approval in Ponnur are:

        Salaried Applicants

        1. The minimum age of an individual must be 21 years and a maximum of up to 60 years to apply for a personal loan.
        2. It is mandatory for the candidate to possess a minimum of 3 years of experience and you should be holding your salary in your account.
        3. The applicant’s credit history should be clear and considerable.
        4. The Candidate’s job location should be mentioned along with the documents.
        5. The applicant should earn a minimum pay of INR 25,000 on monthly basis.

        Self-Employed Applicants

        1. The person should be having an age of at least 25 years.
        2. You should file your ITR for the last 3 years while applying for a personal loan.
        3. Then your business should be actively working for the past 3 years.
        4. Your credit score should be outstanding. Make sure that all your dues are clear.
        5. You should be earning a minimum yearly income of Rs.2.5 lakhs.
        6. It is obligatory for the claimant to submit his financial and bank statement for the past 3 months.

        Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

        Why Apply for Personal Loan Ponnur?

        1. A personal loan is a multipurpose loan. You can use the approved anywhere you want to.
        2. You do not need to submit any collateral security.
        3. The authorized amount of personal loan depends on your credit score.
        4. In Personal Loan, you need not specify any appointee or guarantor.

        How to apply for Personal Loan Ponnur?

        1. Visit our website Dialabank.
        2. On the website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
        3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
        4. For more knowledge and generous guidance, you can get in touch with us by calling on 9878981166.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Processing Fee / Prepayment Charges on Personal Loan Ponnur

        The processing fee is imposed by Banks and NBFCs as administration charges for progressing your application of personal loans.

        This fee is mostly 1.5%-2.5% of the authorized amount.

        If you are obstructing a part of your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most of the circumstances. The prepayment penalty charges depend on the number of years for which the loan has been used.

        To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

        Personal Loan Ponnur EMI Calculator

        EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. It will be defined based on your financial status. And consequently, your EMI will be calculated after acknowledging the interest rate and the tenure of the loan.

        CIBIL Score required for Personal Loan Ponnur

        All financial institutions which are committed in Lending also have their stipulations for CIBIL score. Most of the financial establishments favor a CIBIL score of 750.

        Through the CIBIL score, the lending institutions want to acknowledge how you acted in former loans. Have you reimbursed the loan on time or not.

        PERSONAL LOAN

        Interest Rate 9.99%

        +91

        Personal Loan Ponnur Agents

        Dialabank is the leading advocate for taking Personal Loan in Ponnur. You can apply online at Dialabank or give a call at 9878981166.

        Dialabank presents a contrasting outline of several Banks and NBFCs and lets you make an ideal judgment.

        Visit our website www.dialabank.com and fill a simple form with all your private and professional details. Our client relationship managers will contact you soon and provide you with the best service.

        Personal Loan Ponnur Contact Number

        Call 9878981166 to get financial help from us and endorsement for a Personal Loan in Ponnur.

        Pre Calculated EMI Table for Personal Loan Ponnur

        Rate
        5 Yrs
        4 Yrs
        3 Yrs
        10.50%
        2149
        2560
        3250
        11.00%
        2174
        2584
        3273
        11.50%
        2199
        2608
        3297
        12.00%
        2224
        2633
        3321
        12.50%
        2249
        2658
        3345
        13.00%
        2275
        2682
        3369
        13.50%
        2300
        2707
        3393
        14.00%
        2326
        2732
        3417
        14.50%
        2352
        2757
        3442
        15.00%
        2378
        2783
        3466

        Click here for Personal Loan EMI Calculator

        About Ponnur

        It is a town in the Guntur district of Andhra Pradesh. Around 60,000 people live in this town.