Personal Loan Ponnur

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Ponnur

      Major Personal Loan Providers in Ponnur

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Ponnur Features

      Personal Loan Ponnur

      Do you wish to start your venture? But stressing about finances to keep your dreams going? 

      You’ve arrived at your destination then with Dialabank you can avail the amount under your name.

      A personal loan Ponnur is the solution to all your financial barriers. This unsecured loan gets approved within 48 hours followed by certified authentication of your papers.

      Individual Loan is an unsecured type loan with the expediency of interest rates as per your comfort.

      The basic provisions to avail this loan are a stable source of income and a reliable credit score.

      Click here to get an Instant Personal Loan

      Personal Loan Ponnur Interest Rates 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Ponnur

      Necessary documents required to avail a personal loan are:

      Salaried Customers:

      1. Submit your identity proof (Aadhar Card/Driving License) to the bank
      2. The salary slips for the past three months are obligatory.
      3. Bank statements for the last 6 months are to be tendered.
      4.  PAN Card for verification very important
      5.  You have to attach your residence proof (Owned/Rented/Company provided)
      6. Two recent passport-sized photographs need to be attached.

      *NOTE: If you live in a rented apartment, then rent agreement is compulsorily required

      Self-Employed Customers:

      1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card of the applicant
      3. Aadhar Card (for identity proof) of the candidate
      4. Address Proof (owned/rented) of the applicant
      5. Attach two recent passport-sized photographs of the candidate.


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Ponnur

      Eligibility criteria for Personal Loan to be followed for Personal loan approval in Ponnur are:

      Salaried Applicants

      1. The minimum age of an individual must be 21 years and a maximum of up to 60 years to apply for a personal loan.
      2. It is mandatory for the candidate to possess a minimum of 3 years of experience and you should be holding your salary in your account.
      3. The applicant’s credit history should be clear and considerable.
      4. The Candidate’s job location should be mentioned along with the documents.
      5. The applicant should earn a minimum pay of INR 25,000 on monthly basis.

      Self-Employed Applicants

      1. The person should be having an age of at least 25 years.
      2. You should file your ITR for the last 3 years while applying for a personal loan.
      3. Then your business should be actively working for the past 3 years.
      4. Your credit score should be outstanding. Make sure that all your dues are clear.
      5. You should be earning a minimum yearly income of Rs.2.5 lakhs.
      6. It is obligatory for the claimant to submit his financial and bank statement for the past 3 months.

      Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Ponnur?

      1. A personal loan is a multipurpose loan. You can use the approved anywhere you want to.
      2. You do not need to submit any collateral security.
      3. The authorized amount of personal loan depends on your credit score.
      4. In Personal Loan, you need not specify any appointee or guarantor.

      How to apply for Personal Loan Ponnur?

      1. Visit our website Dialabank.
      2. On the website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
      3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
      4. For more knowledge and generous guidance, you can get in touch with us by calling on 9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Ponnur

      The processing fee is imposed by Banks and NBFCs as administration charges for progressing your application of personal loans.

      This fee is mostly 1.5%-2.5% of the authorized amount.

      If you are obstructing a part of your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most of the circumstances. The prepayment penalty charges depend on the number of years for which the loan has been used.

      To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

      Personal Loan Ponnur EMI Calculator

      EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. It will be defined based on your financial status. And consequently, your EMI will be calculated after acknowledging the interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Ponnur

      All financial institutions which are committed in Lending also have their stipulations for CIBIL score. Most of the financial establishments favor a CIBIL score of 750.

      Through the CIBIL score, the lending institutions want to acknowledge how you acted in former loans. Have you reimbursed the loan on time or not.


      Interest Rate 9.99%


      Personal Loan Ponnur Agents

      Dialabank is the leading advocate for taking Personal Loan in Ponnur. You can apply online at Dialabank or give a call at 9878981166.

      Dialabank presents a contrasting outline of several Banks and NBFCs and lets you make an ideal judgment.

      Visit our website and fill a simple form with all your private and professional details. Our client relationship managers will contact you soon and provide you with the best service.

      Personal Loan Ponnur Contact Number

      Call 9878981166 to get financial help from us and endorsement for a Personal Loan in Ponnur.

      Pre Calculated EMI Table for Personal Loan Ponnur

      5 Yrs
      4 Yrs
      3 Yrs

      Click here for Personal Loan EMI Calculator

      About Ponnur

      It is a town in the Guntur district of Andhra Pradesh. Around 60,000 people live in this town.