Personal Loan Powayan

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Why us?

Rates as low as 10.50%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Personal Loan Powayan

What should one do when they are in need of urgent financial help? It can be for a medical emergency or an upcoming wedding. Don’t worry, apply for a personal loan to meet all your monetary needs.

A personal loan is a type of unsecured loan that a person can avail based upon their salary and CIBIL score without the need to deposit any collateral security with the lender. Personal Loan gets approved real quick with minimum documentation and less paper work only by appying with DialaBank.

Eligibility Criteria for Personal Loan Powayan

The eligibility criteria for both Salaried and Self-Employed is different:

Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age: 60 years.
  3. The applicants shall have a work experience of at least three years.
  4. They shall be receiving their salary in a bank account.
  5. The applicants shall have a good credit history and CIBIL score.

Self-Employed Applicants

  1. Minimum age: 25 years.
  2. Maximum age: 65 years.
  3. The applicant shall be filing ITR for the last three years.
  4. If the applicant is a businessman, then the business should at least be running for the past three years.
  5. The credit score of the individual applicant should be good.
  6. There shall not be any pending debt or dues.
  7. The annual income of the applicant should be a minimum of Rs 2.5 lakh.

Documents Required for Personal Loan Powayan

Common Documents for all applicants

  • Identity Proof: Following documents are accepted as indentity proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license
  • Residence Proof: Following documents are accepted as residence proof
    1. Passport
    2. Voter ID card
    3. Aadhaar card
    4. Ration card
    5. Driving license

If the applicant lives in a rental apartment then they shall submit their registered rental agreement and electricity bill which shall be on their name and addressed to owner.

  • Under KYC, every applicant has to mandatorily submit their PAN card.
  • Two colored passport sized photographs (Applicants shall not be wearing any glasses).

Financial Documents for Salaried Applicant – The salaried applicants need to submit their salary slip of the past three months and bank statement of the last six months.

Financial Documents for Self Employed – A self-employed applicant of personal loan should be filing ITR for at least the last three years, and their business should be registered.

Personal Loan Powayan Rate of Interest

Personal loan interest rates depend upon the loan amount tendered, tenure of loan, and the CIBIL score of the applicant. In general, the rate of interest for Personal Loan Powayan begins at 10.75% per annum.

How to Apply for Personal Loan Powayan?

Personal Loan Powayan

  • Visit Dialabank.com
  • Fill in your details in the personal loan form.
  • Our relationship manager will call you and assist you through the entire process.

About Powayan

Pawayan or Powayan is a town and a subdivisional headquarters in Shahjahanpur district in the Indian state of Uttar Pradesh, 27 km from Shahjahanpur. It is located in the fertile agricultural belt of Northern India and is 300 km from Delhi and 200 km from Lucknow.

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