Personal Loan Purquazi

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Major Personal Loan Providers in Purquazi

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Personal Loan Purquazi Features

With few documents and complexities approve the easiest loan with Dialabank. Personal loans now accessible to everybody, personal needs are no more forbidden due to financial constraints. With the assistance of the best service providers, you can simply skip the hassle part and jump to the final processing without any trouble.

Personal Loan Purquazi gives money related guide help to all clients at a moderate just as a financial loan fee.

To avail a Personal Loan, the candidate is required to have a similarly more grounded and trustworthy wellspring of pay and furthermore a genuinely decent record as a consumer profile.

With the perks of no investment barrier, one is liberal to spend on any requirement that they want to.

In order to apply for a personal loan, Purquazi click on Personal Loan

Personal Loan Purquazi Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Purquazi

Salaried Customers:

  1. Identity proof (Aadhar card/driving license) of the applicant
  2. Statements for the salary of the past three months.
  3. Bank statements for the last 6 months
  4. PAN
  5. Proof for Residence (Own/Rent/Company provided)
  6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card belonging to the applicant
  3. Aadhar card
  4. Residence Proof of the candidate
  5. Passport-sized photographs- 2
personal loan at 10.75%*

Eligibility Criteria for Personal Loan Purquazi

Click here to know more about personal loan eligibility

Salaried Applicants

  1. The age criteria is between 21 years or over 60 years.
  2. The candidate must possess an employment history of a minimum of three years. The compensation ought to have been moved in their records as it were.
  3. The applicant should have a clear credit history.
  4. The job location of the applicant should be mentioned in filed documents.
  5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

  1. The age of an independent person applying should be at least 25 years.
  2. The applicant applying for a personal loan should have been filing ITR for the past three years.
  3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
  4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
  5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and their bank statement of the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Purquazi?

  1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
  2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
  3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
  4. A Personal Loan does not require any nominee or guarantor.

How to apply for Personal Loan Purquazi?

Visit this website: www.dialabank.com. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.

personal loan at 10.75%*

Processing Fee / Prepayment Charges on Personal Loan Purquazi

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1.5% to 2.5% of the sanctioned loan amount.

To know about the interest rate click on personal loan interest rate

Personal Loan Purquazi EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Purquazi

Every financial institution has certain benchmarks when it comes to cibil score an individual is subjected to fall under the criteria so as to sanction the loan. A min of 750 Cibil scores is said to be appropriate for Personal loan approval.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

personal loan at 10.75%*

Personal Loan Purquazi Agents

Dialabank is one of the leading agents for availing Personal Loan in Purquazi. You can easily apply online at www.dialabank.com or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Purquazi Contact Number

Call 9878981166 and get timely assistance and approval for a Personal Loan in Purquazi.

Pre Calculated EMI Table for Personal Loan Purquazi

Click here for personal loan EMI calculator

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About PurquaziPersonal Loan Purquazi

Purkazi is a town and a Nagar panchayat in Muzaffarnagar district in the Indian state of Uttar Pradesh. It is adjacent to the Uttarakhand state, connecting the border of Haridwar district and Muzaffarnagar district. Zaheer Farooqui is the Nagar Panchayat Chairman of Purkazi.

FAQs About Personal Loan Purquazi

Who can apply for a Personal Loan in Purquazi?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Purquazi.

What is the tenure of Personal Loan in Purquazi?

The banks and Financing institutions have pre-decided criteria for loan repayment tenure that extends from 1 year to 5 years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Purquazi?

Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Purquazi:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges.

Can my application for Personal Loan Purquazi get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future.

Make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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