Personal Loan Raisen

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Personal Loan Raisen

      Major Personal Loan Providers in Raisen

      Feature HDFC Bank Private Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Raisen Features

      Do kids want a scooter or bike?  But you are financially accentuated!

      Then you arrived at the correct place. Dial a Bank has a perfect remedy to fulfill all your desires.

      A personal loan Raisen is the antidote of all your monetary hindrances. This unsecured loan will be approved within 48 hours after certified authentication of your documents.

      It is an unsecured type loan with the feasibility of interest rates as per your satisfaction. The necessary conditions pertaining to this loan are a reliable source of income and a good credit score.

      Click here to get an Instant Personal Loan

      Personal loan raisen

      Personal Loan Raisen Interest Rates 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      Private Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Raisen

      Salaried Customers:

      1. Submit your identity proof (Aadhar Card/Driving License)
      2. The salary slips for the past three months are expected.
      3. Bank statements for the last 6 months are to be tendered.
      4.  PAN Card
      5.  You have to conjoin a copy of your habitation proof (Owned/Rented/Company provided)
      6. Two recent passport-sized photographs have to be attached.

      *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card.
      3. Aadhar Card (for identity proof)
      4. Address Proof (owned/rented)
      5. Attach two recent passport-sized photographs.


      Interest Rate 9.99%


      Eligibility Criteria for Personal Loan Raisen

      Salaried Applicants

      1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
      2. It is mandatory for the claimant to have a minimum of 3 years of experience and you should be holding your salary in your own account.
      3. The applicant’s credit history should be accomplished
      4. Your job location should be defined.
      5. The applicant should earn a minimum pay of INR 25,000 per month.

      Self-Employed Applicants

      1. The person should be having an age of at least 25 years.
      2. You should file your ITR for the last 3 years while applying for a personal loan.
      3. If you are a businessman, then your business should be actively working for the past 3 years.
      4. Your credit score should be good. Make sure that all your dues are clear.
      5. You should be earning a minimum yearly income of Rs.2.5 lakhs.
      6. It is obligatory for the claimant to submit his financial and bank statement for the past 3 months.

      Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Raisen?

      1. You do not need to submit any collateral security.
      2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
      3. The approved amount of personal loan depends on your credit score.
      4. In Personal Loan, you need not specify any nominee or guarantor.

      How to apply for Personal Loan Raisen?

      1. Visit our website Dialabank.
      2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
      3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
      4. For more information and free help, you can get in touch with us by calling on  9878981166.


      Interest Rate 9.99%


      Processing Fee / Prepayment Charges on Personal Loan Raisen

      The processing fee is charged by Banks and NBFCs as application charges for proceeding your application of personal loans. This fee is mostly 1.5%-2.5% of the sanctioned amount.

      If you are precluding a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which loan has been used.

      To gain more knowledge about the interest rate click on the Personal Loan interest rate

      Personal Loan Raisen EMI Calculator

      EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. Int. It will be determined on the basis of your financial status. And subsequently, your EMI will be calculated after considering the interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Raisen

      All financial institutions which are involved in Lending also have their own conditions for CIBIL score. Most of the financial institutions prefer a CIBIL score of 750.

      Through the CIBIL score, the lending institutions want to know how you behaved in previous loans. Have you repaid the loan on time or not.


      Interest Rate 9.99%


      Personal Loan Raisen Agents

      Dialabank is the prominent agent for taking Personal Loan in Raisen. You can apply online at Dialabank or give a call at 9878981166.

      Dialabank presents a comparative analysis of various Banks and NBFCs and lets you make a perfect choice. Visit our website and fill a simple form with all your personal and professional details. Our customer relationship managers will contact you soon and provide you the best service.

      Personal Loan Raisen Contact Number

      Call 9878981166  to get financial help from us and endorsement for Personal Loan in Raisen

      Pre Calculated EMI Table for Personal Loan Raisen

      5 Yrs
      4 Yrs
      3 Yrs

      Click here for Personal Loan EMI Calculator

      About Raisen

      Raisen is a district situated in the district division of Bhopal in Madhya Pradesh. The city has a population roughly equal to that of Mauritius. It is famous for its tourist place Sanchi.

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