Personal Loan Rajapalayam

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
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      Table of Contents

      Personal Loan Rajapalayam

      Major Personal Loan Providers in Rajapalayam

      Feature HDFC Bank ICICI Bank Bajaj Finance
      Interest Rate 10.75% - 17% 11.25% - 18.5% 0.12
      Min Loan Amt Metro : 75000 & Non Metro: 50000 50000 100000
      Max Loan Amt 50 Lacs 50 Lacs 1 Cr
      Loan Tenure 1 - 5 Years 1 - 5 Years 1 - 5 Years
      Processing Fee 0.25% - 2% of the Loan Amt 1% - 2.5% of the Loan Amt
      0.5% - 2% of the Loan Amt
      Preclosure Charges 2%, Nil foreclosure charges after 12 months 2%, Nil foreclosure charges after 24 months Nil
      Overdraft Facility No No Yes

      Personal Loan Rajapalayam Features

      personal loan rajapalayamFinancial dilemmas in your amusing life? Need financial help? We are here with medications for your problems!

      A personal loan will get you rid of all your financial problems. This loan requires very little paperwork. It will be validated within 48 hours after victorious authentications

      It is an unsecured loan with reasonable interest rates. For obtaining this loan, you should have a favourable credit score, and your income should be sufficient.

      There are no restrictions on this loan. You can use the confirmed sum for any purpose that you are ready to.

      Personal Loan Rajapalayam Interest Rates 

      Bank Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan 0.50% to 1.50% Nil
      ICICI Bank Personal Loan 0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan 500/- to 0.50% Nil
      Kotak Personal Loan 1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan Nil Nil
      Muthoot Personal Loan Nil Nil
      Manappauram Personal Loan Nil Nil
      PNB Personal Loan 0.70% to 1% Nil
      Canara Bank Personal Loan 0.01 Nil
      Andhra Bank Personal Loan Nil Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Rajapalayam

      Salaried Customers:

      1. Tender your identification proof. It can be either of Aadhar card or driving permit.
      2. Submit the wage slips for the past three months.
      3. Relinquish the Bank statements for the last 6 months
      4. Submit a photocopy of your PAN Card.
      5. Submit your habitation proof (Owned/Rented/Company provided)
      6. Submit your two recent passport-sized photographs.

      *NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financial statements such as Balance sheet, P&L statement, ITR files, etc. of your business have to be submitted.
      2. You should also submit a copy of your PAN Card.
      3. Aadhar Card is required for identity proof.
      4. Residence Proof (owned/rented) is also compulsory to be yielded.
      5. You have to submit two of your recent passport-sized photographs.

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Rajapalayam 

      Salaried Applicants

      1. The minimum age requirements should be 21 years and a maximum of up to 60 years to apply for a personal loan.
      2. The applicant should have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
      3. The credit history of the applicant should be outstanding.
      4. You need to specify your job location.
      5. You should be earning a minimum of Rs. 25000 per month.
      6. You can check eligibility by clicking on this link: Personal Loan Eligibility

      Self-Employed Applicants

      1. The minimum age requirement of an individual should be 25 years to apply for a loan.
      2. You should file your ITR for the last 3 years if you are applying for a personal loan.
      3. If you are operating a business, your business should be working actively for the past 3 years.
      4. Your credit score should be worthy enough to give you credit.
      5. Your earning should be a minimum of an annual income of Rs.2.5 lakhs.
      6. The applicant is required to attach his financial and bank statement for the past 3 months.

      Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

      Why Apply for Personal Loan Rajapalayam?

      1. No need to mortgage your property or any collateral security.
      2. A personal loan is a multifunction loan. You can use this amount wherever you want.
      3. The amount to be sanctioned will depend on your credit score.
      4. In Personal Loan, you need not assign anybody as a nominee or guarantee.

      How to apply for Personal Loan Rajapalayam?

      1. Visit our website Dialabank.
      2. There is a loan section, go there and click on the personal loan.
      3. The applicant will be directed to all personal loan details where you can choose your preferred city.
      4. For more information and free assistance, you can get in touch with us by calling on 9878981166

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Rajapalayam

      Lending institutions such as banks or NBFCs charge an application fee for applying for a personal loan. The value of fees is 1% of the loan amount.

      If you are obviating your loan amount before completing your tenure, you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

      Personal Loan Rajapalayam EMI Calculator

      You can use personal loan EMI calculator to calculate EMIs. EMI (Equated Monthly Installments) are the fixed instalments that you have to pay per month to the bank as a procedure of repayment of the loan amount. The interest rate is determined after looking into your profile. Your EMI will be calculated after considering the personal loan interest rate and the tenure of the loan.

      CIBIL Score required for Personal Loan Rajapalayam

      Every financial institution providing lending services has its own norms for the minimum CIBIL score required for finalizing personal loan applications. Mostly, Banks prefer a CIBIL score of 750 to proceed further in your personal loan application process.

      Through the CIBIL score, Banks and NBFCs want to ascertain how you responded to previous loans. Have you paid your EMIs on time or not. If not, then you will have difficulties in getting a personal loan.

      personal loan at 10.75%*

      Personal Loan Rajapalayam Agents

      Dialabank is the prominent assistant for taking Personal Loan in Rajapalayam. You can apply online at Dialabank or give a call at 9878981166

      Dialabank helps you in finding the perfect Bank or NBFCs by showing you comparative analysis between banks. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

      Personal Loan Rajapalayam Contact Number

      Call 9878981166 and to get immediate help and advocacy for Personal Loan in Rajapalayam.

      Pre Calculated EMI Table for Personal Loan Rajapalayam

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      Click here for Personal Loan EMI Calculator

      About Rajapalayam

      It is a city in Tamil Nadu. The town has a huge cotton market. Around 1,30,000 people live in this city.