Personal Loan Rajkot

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Personal Loan in Rajkot

Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Overdraft Facility

Personal Loan in Rajkot Features

Are you running short out of cash? Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. You can get a personal loan approval within 48 hours after the verification process.Personal Loan Rajkot Features

Personal Loan Rajkot is an unsecured loan that provides financial aid to the customers at affordable interest rates. For availing a Personal Loan, the applicant requires to have a good source of income and has a good credit history.

Additionally, there is no end-use limitation on the utilization of the personal loan amount. You can use your personal loan amount anywhere you need to do.

Personal Loan in Rajkot Interest Rates

Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Muthoot Personal Loan
Manappauram Personal Loan
PNB Personal Loan
0.70% to 1%
Canara Bank Personal Loan
Andhra Bank Personal Loan

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan in Rajkot

Salaried Customers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements for the last 6 months
  4. PAN Card
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport-sized photographs – 2

*NOTE: In case of rental apartments, rent agreement needs to be attached.

Self-Employed Customers:

  1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport-sized photographs

personal loan at 10.75%*

Personal Loan in Rajkot Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed for a personal loan in Rajkot are different:

Salaried Applicants

  1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
  2. The applicants must have the work experience of the three years and the salary must be received in their accounts only.
  3. The applicants should have an excellent credit history.
  4. The job location of the applicant should be introduced.
  5.  A borrower should have a minimum income of INR 25,000 per month.

Click here to know more about- Salaried Applicant

Self-Employed Applicants

  1. The minimum age requirement for the candidate should be 25 years.
  2. The applicants applying for the personal loan must show the ITR files for the last three years.
  3. If the applicants are the businessman, then the business should be working from the past three years.
  4. The credit score of the applicants should be good .there should not be any debt or dues left.
  5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
  6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan in Rajkot?

  1. No need to provide any mortgage and collateral security to the bank.
  2. A personal loan is a multi-purpose offer loan. It can be used for all financial issues.
  3. The personal loan amount depends on the consumer’s income and the CIBIL score.
  4. Personal Loan does not need any guarantor.

How to apply for Personal Loan in Rajkot?

  1. Visit
  2. Go to the loan section and press on the personal loan link.
  3. The consumer will be directed to all details of the personal loan where they can choose their preferred city.
  4. For any information and free guidance about the personal loan, you may call on 9878981166.

personal loan at 10.75%*

Processing Fees / Prepayment Charges on Personal Loan in Rajkot

Every Bank and NBFC charges a processing fee for your Personal Loan application. These charges are 1% of the sanctioned loan amount.

If you want to foreclose your loan before the agreed loan tenure, every lending institution charges a penal prepayment fee. In most cases, you may not be able to close your loan before 12 months. After 12 months, the charges vary depending on loan tenure. These charges vary from 4% in the 2nd year to 2% in the 4th year of the outstanding loan amount.

Personal Loan EMI Calculator Rajkot

EMI is an Equated Monthly Installments that means monthly fixed payments that you pay to the bank for the loan amount you have borrowed.  Based on your profile, the interest rate on a personal loan is determined. On the basis of the Interest Rate, your personal loan EMI is calculated.

CIBIL Score required for Personal Loan Rajkot

Every lending institution has its own standard for the minimum CIBIL score required for processing a Personal Loan application in Rajkot. Most institutions require a minimum 750  CIBIL score to process your loan application.

Most institutions don’t just look at the overall score but also check the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount that you have borrowed. Any late payments for previous loans can create a hurdle in your personal loan.

personal loan at 10.75%*

Personal Loan Rajkot Agents/Broker

Dialabank is the leading agent for availing Personal Loan in Rajkot. One can apply online at or call at 9878981166

Dialabank provides help to find out the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right decision. Visit and fill a simple form with your personal and employment details. Our customer relationship managers will get in contact with you.

Personal Loan Rajkot Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Rajkot.

Pre Calculated EMI Table for Personal Loan Rajkot

5 Yrs
4 Yrs
3 Yrs

About Rajkot

Rajkot is a city located in the western Indian state of Gujarat. In central Jubilee, Garden are the Lang Library, with Gujarati literature, and the Watson Museum, with paintings and artifacts documenting British colonial rule. Kaba Gandhi No Delo, the house where Mahatma Gandhi spent part of his childhood, displays photos of the Indian leader and his belongings. The Rotary Dolls Museum exhibits dolls from around the world.

FAQs About Personal Loan Rajkot

Who can apply for a Personal Loan in Rajkot?

People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Rajkot.

What is the tenure of Personal Loan in Rajkot?

Most of the Banks and NBFCs offer a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which enlarge the maximum period to 7 Years also. The tenure is fixed and cannot be expanded. The repayment has to be done in EMI(Equated Monthly Installments) within the loan tenure.

Are there any other charges involved in Personal Loan Rajkot?

Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Rajkot:

Processing Fee: For every lending institution that you borrow from, there is a fee that they charge from the candidate is known as Processing Fee. The amount of processing fee alters for each lending institution and is normally 1% of the loan amount.

Pre-closure Charges: Whenever you need to close a running loan before its agreed tenure period, the Banks and NBFCs charge a supplementary amount called as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary on the loan tenure period before you decide to pre-close it.

Can my application for Personal Loan Rajkot get rejected due to my CIBIL score?

Since Personal Loan is a less secured loan, one of the most important decisions for availing your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes important if you wish to get a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur due to a low CIBIL Score.

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