Personal Loan Rajsamand

⋆ Interest Rate 9.99% ⋆

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Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
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Unbiased Experts Advice

All About Personal Loan Rajsamand

Don’t let budget constraints affect your standard of living or keep you at bay from doing what you always wanted to do. Personal Loans are the answer for that and with Dialabank having access to these loans has become easier.

No matters where you spend your money Dailabank customized a personal loan for you.

Dialabank offers Personal Loans offer fast processing of your loan. Personal Loans can be used for plenty of purposes!

What is a Personal Loan Rajsamand?

A personal loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and excellent source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Well, now you do not have to worry about it because we at Dialabank can help you out. This type of loan is not only of an unsecured nature with very fewer documents needed with even lesser paperwork and also now you don’t need to borrow money from relatives, friends, or family, or to show that you are lacking funds when you can get approved loan in 48 hours with the following process of verifications.

Personal Loan Tohana provides financial aid help to all customers at an affordable as well as cost-effective interest rates, and you know what to get a Personal Loan, all the applicant is required is to have a comparatively stronger and dependable source of income and also a fairly good credit history profile.

Benefits of Personal Loan Rajsamand:

A loan without any collateral or security: These loans are not secured, which means they don’t require any securities for their approvals.

  1. Simple Documentation: The documentation of Personal Loan Rajsamand is very simple. The required documents are the basic ones and do not need to worry about it.
  2. Loan Amount: The cost of these loans can be from Rs 50000 to Rs 20 Lacs.
  3. No Third-party involvement: The dealing of these loans is directly in between the customers and banks.
  4. Hassle-free: The online application processes have made Personal Loan Rajsamand hassle-free. The applicants can now check the eligibility, required documents, amounts that can be availed in the loan, and the EMI calculator.
  5. Quick Loan Approval: Personal Loan Rajsamand can be provided to the customers immediately after the documents have been verified.
  6. Multipurpose finance:  Personal Loan Rajsamand can be used for different purposes in daily life.

Not everyone can get Personal Loan Rajsamand. There are some criteria based on them the bank provides a personal loan to the applicants. Let us discuss them.

Categories of Applicants:

There are different criteria for both categories. Let us see both of them one by one.

If you are Salaried Customers:

  1. First of all the age of the applicant should be more than 21 years.
  2. After that he/she should be earning Rs. 18000 per month at least.
  3. After that, the applicant should have the work experience of 3 years at least.
  4. After that he/she should be getting the salary in his/her bank account.
  5. The credit history of the applicant should be good.

If you are Self-Employed Customers:

  1. If the applicant is self-employed than his/her age should be 25 years at least.
  2. He/she should be filing ITR for the last three years at least.
  3. His/her CIBIL score should be good.
  4. The ITR should be of Rs. 2.5 Lakhs per annum at least.

Documentation for Personal Loan Rajsamand:

  1. One Identity proof is required. (Passport/Id card/voter card/driving license) Everyone usually has these documents and thus you can submit any one of them.
  2. 2 passport size colored photos. Though the applicant should make sure that their face is visible and they should not be wearing any spectacles.
  3. A passport can also be considered as your identity proof because a passport has a name, age, address, and a photograph of the customer. If you have a passport, then there is no need to bring your address proof separately. But the passport should not be expired.
  4. Bank statement of last 6 months and salary slip of last three months needed(in case of a salaried employee)
  5. Residence proof can be the Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place.
  6.  A driving license is also regarded as a proof of identity and residence proof because it contains the name, date of birth, and a photograph of the customer. But the condition is that it should not be expired.
  7. Aadhar card provided by UIDAI contains biometric details of the customers like age, date of birth, and a photograph of the individual. It can be considered as proof of your date of birth.
  8. PAN card is the permanent account number that is provided to the customers, and it prevents the financial frauds. So it is also considered as an identity/residence proof. Pan card is essential to document under KYC (Know Your Customer) formality.
  9. Ration card is also considered as a residence proof because it provides enough information about the applicant.

Check more details about personal loans:

  1. Personal Loan Eligibility
  2. Personal Loan Documentation

Personal Loan Interest rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

About Rajsamand

Rajsamand is a district of the state of Rajasthan in western India. With databank providing their services to every part of the country it has become so much easier for people everywhere to have access to our services and avail loan.

Personal loan in other Cities in Rajasthan

Personal Loan Sangaria Personal Loan Sardarshahar
Personal Loan Shahpura Personal Loan Sikar
Personal Loan Srivijaynagar Personal Loan Sukhdevpura
Personal Loan Suratgarh Personal Loan Tapokda

Frequently Asked Questions

Tenure of Personal Loan Rajsamand

Tenure is the time for which you have gotten the loan. It can be 1 year to 5 years.

What is Pre-closure for Personal Loan Rajsamand?

Every bank provides you a personal loan for a given time at some interest rate. But sometimes if you want to close your loan before the tenure of the loan to get rid of the interest rates than you can do so. This facility of closing your personal loan before the tenure of the loan is called pre-closure. Bank applies some charges on the pre-closure of the personal loan. it is 4% of the outstanding balance.

How to apply for Personal Loan?

You can easily apply for a personal loan if you are eligible. You can apply for the personal loan on the site of Dialabank. You just have to fulfill the online application form, and you will get a callback. You can apply there for a personal loan more easily and hassle-free.

Steps to Apply for Personal Loan Rajsamand:

Personal Loan Rajsamand

  1. First of all visit www.dialabank.com on Google.
  2. After that, fill the application form for the personal loan.
  3. You will get a call back within 5 minutes, with proper guidance.
  4. If you are eligible, then your loan will get approved within 10 minutes.

Why Dialabank?

  1. Dialabank responds to the customer’s queries very quickly.
  2. Since the Dialabank is the first financial helpline, so there are no safety issues.
  3. Besides that, the interest rates that we offer are very low.
  4. Furthermore, here you can compare the rates of interest with other banks too.
  5. You will get proper guidance for the personal loan here.
  6. If you apply on the dialabank.com, you will get a document to pick up facility from your doorstep.

Who can’t apply?

  1. An applicant whose age is less than 21 years can’t apply for a personal loan.
  2. An unemployed person can’t apply for a personal loan.
  3. A person is earning less than Rs. 15000 can’t apply for a personal loan.
  4. In metro cities, the salary of the applicant should be Rs. 18000 at least.
  5. A person with a bad CIBIL score cannot apply.

Personal Loan Rajsamand Interest Rates: Updated

Bank Interest Rates Processing Fees

HDFC Bank

10.99% to 18%

2% to 2.5%

ICICI Bank

13.99% to 18%

2%

Fullerton India

17.25% to 32%

2% to 3%

Bajaj Finserv

13.99% to 16.75%

2% to 3%

Axis Bank

15.50% to 24%

1.5% to 2%

Standard Chartered Bank

15.75% to 22%

2% to 3%

Kotak Mahindra Bank

13.75% to 19%

2%

Andhra Bank

13.50% to 22%

0.5% to 1.5%

Bank of Baroda

13.50% to 19%

2%

Vijaya Bank

13.75% to 22%

1.5% to 2%

Corporation Bank

14.50% to 20%

1.5% to 3%

Allahabad Bank

13.70% to 20%

1.5% to 2%

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