About Personal Loan Ramanujganj
Personal loan is an unsecured loan which the bank give to its customers. Different bank have different interest rate on these loans. These loans are selected by the customers as they do not need to keep any mortgage with the bank in order to avail the loan.
Personal Loan Ramanujganj is a kind of loan where you borrow the money from the bank at some rate of interest to fulfill your personal need. The bank will not question the use of loan amount. Personal loan is one of the best way to remove financial crisis . Whenever you are in need of money, you can apply for Personal Loan Ramanujganj with Dialabank without any hassle.
Eligibility Criteria for Personal Loan Ramanujganj
The eligibility criteria for both Salaried and Self-Employed are different in case of Personal Loan Ramanujganj:
- Minimum age requirements of individual should be 21 years and maximum up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- Job location of the applicant should be mentioned.
- A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000
Click here to know more about- Salaried Applicant
- Minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.
Click here to know more – Self-employed Applicant
Documents required for Personal Loan Ramanujganj
- Residence proof: the documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.
- Self-employed: the applicants of personal loan should file ITR for the last three years, and his business should be registered.
- Salaried applicants: The applicants have to show his salary slip of last three months and bank statement of last six months.
- Under KYC formality, every applicant has to submit his pan card, which is an essential document.
- Two colored passport size photos ( Applicants should not wear any glasses)
Personal Loan Ramanujganj Interest Rates:
The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The interest rate of Personal Loan Ramanujganj starts from 10.75% per year.
More About: Interest Rates on Personal Loan
How to apply for Personal Loan Ramanujganj?
- Visit www.dialabank.com.
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
- About Personal Loan
Ramanujganj is a town in the Balrampur-Ramanujganj district of the Indian state of Chhattisgarh. Ramanujganj is the border town of Chhattishgarh-Jharkhand State. The nearest airports are Ranchi and Raipur. The nearest railway stations are Garhwa and Ambikapur.
Interest Rate of Different Banks : Updated 2020
10.99% to 18%
13.99% to 18%
17.25% to 32%
13.99% to 16.75%
|15.50% to 24%|
15.75% to 22%
|Kotak Mahindra Bank|
13.75% to 19%
|13.50% to 22%|
|Bank of Baroda|
13.50% to 19%
|13.75% to 22%|
14.50% to 20%
13.70% to 20%
Table of Contents
- 1 About Personal Loan Ramanujganj
- 1.1 Eligibility Criteria for Personal Loan Ramanujganj
- 1.2 Documents required for Personal Loan Ramanujganj
- 1.3 Personal Loan Ramanujganj Interest Rates:
- 1.4 How to apply for Personal Loan Ramanujganj?
- 1.5 About Ramanujganj
- 1.6 Interest Rate of Different Banks : Updated 2020